Employers Holdings, Inc. EIG

Financials SIC 6331 - Fire, Marine & Casualty Insurance NAICS Finance and Insurance › Insurance Carriers and Related Activities › Insurance Carriers › Direct Insurance (except Life, Health, and Medical) Carriers › Direct Property and Casualty Insurance Carriers derived NYSE

Employers Holdings, Inc. (EHI) is a holding company, which was incorporated in Nevada in 2005, with subsidiaries that are specialty providers of workers' compensation insurance and related services focused on small and mid-sized businesses engaged in lower hazard industries. In February 2026, we launched a new excess workers' compensation product that will be offered to self-insured enterprises in several jurisdictions across the United States (U.S.). We had 623 full-time employees at December 31, 2025 and our corporate headquarters are located at 5340 Kietzke Lane, Suite 202, Reno, Nevada, 89511. We operate throughout the U.S. with the exception of North Dakota, Ohio, Washington and Wyoming, which are served exclusively by their state funds. We offer insurance through Employers Insurance Company of Nevada (EICN), Employers Compensation Insurance Company (ECIC), Employers Preferred Insurance Company (EPIC), Employers Assurance Company (EAC) and Cerity Insurance Company (CIC), each of which has been assigned an AM Best Company, Inc. (AM Best) financial strength rating of "A" (Excellent).

Last close 52.08 2026-10-23
Market cap $935.4M 2026-06-30 share count
52-week range 35.73 - 53.51

Valuation FY2025 figures against the last close

P/S1.1x
P/E113.2x
P/FCF21.0x
EV/EBITDA—
Dividend yield3.2%
Diluted EPS0.46

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $858.7M$880.7M$850.9M$713.5M$703.1M$711.4M$835.9M$800.4M$801.4M$779.8M
Total operating expenses $846.7M$734.0M$702.5M$657.7M$556.1M$563.7M$642.1M$630.9M$657.4M$639.1M
Interest expense ——$5.8M$3.5M$500.0K$400.0K$600.0K$1.5M$1.4M$1.6M
Pre-tax income $12.0M$146.7M$148.4M$55.8M$147.0M$147.7M$193.8M$169.5M$144.0M$140.7M
Income tax $1.2M$28.1M$30.3M$7.4M$27.7M$27.9M$36.7M$28.2M$42.8M$34.0M
Net income $10.8M$118.6M$118.1M$48.4M$119.3M$119.8M$157.1M$141.3M$101.2M$106.7M
EPS, basic 0.464.734.481.764.224.014.894.303.113.29
EPS, diluted 0.464.714.451.754.173.974.834.243.063.24
Shares, diluted (wtd. avg.) 23.5M25.2M26.5M27.7M28.6M30.2M32.5M33.3M33.1M33.0M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $159.8M$68.3M$226.6M$89.4M$75.3M$160.6M$155.2M$102.0M$74.3M$70.8M
Short-term investments $10.1M$100.0K$33.1M$119.1M$10.5M$26.6M$0$25.0M$4.0M$16.0M
Property, plant and equipment $6.5M$7.8M$6.5M$12.0M$14.7M$19.1M$21.9M$18.2M$13.9M$22.2M
Goodwill $36.2M$36.2M$36.2M$36.2M$36.2M$36.2M$36.2M$36.2M$36.2M$36.2M
Other intangibles $13.6M$13.6M$13.6M$13.6M$13.6M$13.6M$13.6M$7.7M$7.9M$8.2M
Total assets $3.44B$3.54B$3.55B$3.72B$3.78B$3.92B$4.00B$3.92B$3.84B$3.77B
Short-term debt $16.0M$0————————
Long-term debt $19.0M$0————————
Total liabilities $2.48B$2.47B$2.54B$2.77B$2.57B$2.71B$2.84B$2.90B$2.89B$2.93B
Retained earnings $1.45B$1.47B$1.38B$1.30B$1.34B$1.25B$1.16B$1.03B$842.2M$777.2M
Total equity $955.7M$1.07B$1.01B$944.2M$1.21B$1.21B$1.17B$1.02B$947.7M$840.6M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $44.7M$76.4M$49.4M$99.8M$10.8M$33.0M$122.5M$180.2M$142.3M$122.8M
Depreciation and amortisation $14.2M$16.7M$21.5M$21.7M$7.4M$8.2M$9.0M$6.3M$8.2M$8.5M
Stock-based compensation $5.0M$6.3M$6.2M$5.1M$9.1M$9.7M$10.1M$9.4M$6.8M$5.8M
Capital expenditure $100.0K$100.0K$0$100.0K$300.0K$100.0K$700.0K$300.0K$400.0K$700.0K
Investing cash flow $225.9M-$159.7M$377.3M-$146.1M-$1.7M$84.3M$49.2M-$119.6M-$112.8M-$87.5M
Financing cash flow -$179.1M-$74.8M-$289.5M$60.4M-$94.4M-$111.9M-$118.5M-$32.9M-$26.0M-$23.6M
Dividends paid $29.9M$30.3M$29.7M$90.3M$29.0M$30.5M$28.3M$26.7M$19.7M$11.5M
Buybacks $182.8M$42.6M$76.1M$30.4M$42.6M$99.4M$67.5M$4.2M$0$21.1M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001379041-26-000015.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 250M 500M 750M 1B Revenue, FY2016: 779.8M Net income, FY2016: 106.7M Revenue, FY2017: 801.4M Net income, FY2017: 101.2M Revenue, FY2018: 800.4M Net income, FY2018: 141.3M Revenue, FY2019: 835.9M Net income, FY2019: 157.1M Revenue, FY2020: 711.4M Net income, FY2020: 119.8M Revenue, FY2021: 703.1M Net income, FY2021: 119.3M Revenue, FY2022: 713.5M Net income, FY2022: 48.4M Revenue, FY2023: 850.9M Net income, FY2023: 118.1M Revenue, FY2024: 880.7M Net income, FY2024: 118.6M Revenue, FY2025: 858.7M Net income, FY2025: 10.8M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $779.8M $801.4M $800.4M $835.9M $711.4M $703.1M $713.5M $850.9M $880.7M $858.7M
Gross profit — — — — — — — — — —
Net income $106.7M $101.2M $141.3M $157.1M $119.8M $119.3M $48.4M $118.1M $118.6M $10.8M

Recent filings and events

  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Officer or director change Item 5.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Other event Item 8.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Other event Item 8.01
  • Results announced Item 2.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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