ARCH CAPITAL GROUP LTD. ACGL

Financials SIC 6331 - Fire, Marine & Casualty Insurance Nasdaq

Arch Capital is a publicly listed Bermuda exempted company with approximately $26.9 billion in capital at December 31, 2025 and is part of the S&P 500 index. Arch provides insurance, reinsurance and mortgage insurance on a worldwide basis through its wholly owned subsidiaries. While we are positioned to provide a full range of property, casualty and mortgage insurance and reinsurance lines, we focus on writing specialty lines of insurance and reinsurance. For 2025, we wrote $16.5 billion of net premiums and reported net income available to Arch common shareholders of $4.4 billion. Book value per share was $65.11 at December 31, 2025, compared to $53.11 per share at December 31, 2024.

Arch Capital's registered office is located at Clarendon House, 2 Church Street, Hamilton HM 11, Bermuda (telephone number: (441) 295-1422), and its principal executive offices are located at Waterloo House, Ground Floor, 100 Pitts Bay Road, Pembroke HM 08, Bermuda (telephone number: (441) 278-9250). Arch Capital makes available free of charge through its website, located at www.archgroup.com, its annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and all amendments to those reports as soon as reasonably practicable after such material is electronically filed with, or furnished to, the U.S. Securities and Exchange Commission ("SEC"). The SEC maintains an Internet site that contains reports, proxy and information statements, and other information regarding issuers that file electronically with the SEC (such as Arch Capital) and the address of that site is www.sec.gov.

Last close 98.10 2026-09-04
Market cap $33.47B 2026-06-30 share count
52-week range 82.44 - 107.08

Valuation FY2025 figures against the last close

P/S1.7x
P/E8.5x
P/FCF5.5x
EV/EBITDA
Dividend yield
Diluted EPS11.60

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $19.93B$17.44B$13.63B$9.61B$9.25B$8.51B$6.93B$5.45B$5.63B$4.46B
SG&A $132.0M$200.0M$102.0M$95.0M$78.0M$82.0M$80.1M$79.0M$83.8M$81.7M
Interest expense $148.0M$141.0M$133.0M$131.0M$139.0M$143.5M$120.9M$120.5M$117.4M$66.3M
Pre-tax income $5.16B$4.67B$3.57B$1.56B$2.37B$1.58B$1.85B$841.8M$757.3M$855.6M
Income tax $760.0M$362.0M$873.0M$80.0M$128.0M$111.8M$155.8M$114.0M$127.6M$31.4M
Net income $4.40B$4.31B$4.44B$1.48B$2.16B$1.41B$1.64B$758.0M$619.3M$692.7M
EPS, basic 11.8311.4711.943.905.353.383.971.761.401.83
EPS, diluted 11.6011.1911.623.805.233.323.871.731.361.78
Shares, diluted (wtd. avg.) $375.9M$381.8M$378.8M$377.6M$400.3M$410.3M$411.6M$412.9M$417.8M$374.2M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $993.0M$979.0M$917.0M$1.27B$1.31B$1.29B$903.7M$724.6M$727.3M$969.6M
Goodwill $607.0M$571.0M$345.0M$342.0M$345.0M$314.6M$326.6M$249.6M$198.2M$204.0M
Other intangibles $534.0M$701.0M$316.0M$393.0M$529.0M$299.0M$325.6M$323.4M$386.2M$509.4M
Total assets $79.24B$70.91B$58.91B$47.99B$45.10B$43.28B$37.89B$32.22B$32.05B$29.37B
Total liabilities $55.03B$50.09B$40.55B$35.07B$31.55B$29.29B$25.57B$21.78B$21.81B$20.06B
Retained earnings $27.05B$22.69B$20.30B$15.89B$14.46B$12.36B$11.02B$9.43B$8.56B$8.00B
Total equity $24.21B$20.82B$18.35B$12.91B$13.55B$13.11B$11.50B$9.44B$9.20B$8.25B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $6.17B$6.67B$5.75B$3.82B$3.42B$2.89B$2.05B$1.56B$1.09B$1.38B
Stock-based compensation $148.0M$133.0M$93.0M$88.0M$88.0M$71.3M$66.4M$55.8M$67.8M$56.6M
Capital expenditure $44.0M$51.0M$52.0M$50.0M$41.0M$39.9M$37.8M$29.8M$22.8M$15.3M
Investing cash flow -$4.04B-$4.46B-$5.47B-$3.10B-$2.14B-$3.04B-$1.81B-$554.0M-$1.35B-$2.70B
Financing cash flow -$1.89B-$1.93B-$69.0M-$706.0M-$1.23B$521.3M-$80.7M-$988.8M-$3.4M$1.64B
Buybacks $1.89B$24.0M$0$586.0M$1.23B$83.5M$2.9M$282.8M$0$75.3M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000947484-26-000017.

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