ARCH CAPITAL GROUP LTD. ACGL

Financials SIC 6331 - Fire, Marine & Casualty Insurance NAICS Finance and Insurance › Insurance Carriers and Related Activities › Insurance Carriers › Direct Insurance (except Life, Health, and Medical) Carriers › Direct Property and Casualty Insurance Carriers derived Nasdaq

Arch Capital is a publicly listed Bermuda exempted company with approximately $26.9 billion in capital at December 31, 2025 and is part of the S&P 500 index. Arch provides insurance, reinsurance and mortgage insurance on a worldwide basis through its wholly owned subsidiaries. While we are positioned to provide a full range of property, casualty and mortgage insurance and reinsurance lines, we focus on writing specialty lines of insurance and reinsurance. For 2025, we wrote $16.5 billion of net premiums and reported net income available to Arch common shareholders of $4.4 billion. Book value per share was $65.11 at December 31, 2025, compared to $53.11 per share at December 31, 2024.

Arch Capital's registered office is located at Clarendon House, 2 Church Street, Hamilton HM 11, Bermuda (telephone number: (441) 295-1422), and its principal executive offices are located at Waterloo House, Ground Floor, 100 Pitts Bay Road, Pembroke HM 08, Bermuda (telephone number: (441) 278-9250). Arch Capital makes available free of charge through its website, located at www.archgroup.com, its annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and all amendments to those reports as soon as reasonably practicable after such material is electronically filed with, or furnished to, the U.S. Securities and Exchange Commission ("SEC"). The SEC maintains an Internet site that contains reports, proxy and information statements, and other information regarding issuers that file electronically with the SEC (such as Arch Capital) and the address of that site is www.sec.gov.

Last close 101.69 2026-10-23
Market cap $34.70B 2026-06-30 share count
52-week range 82.44 - 107.08

Valuation FY2025 figures against the last close

P/S1.7x
P/E8.8x
P/FCF5.7x
EV/EBITDA—
Dividend yield—
Diluted EPS11.60

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $19.93B$17.44B$13.63B$9.61B$9.25B$8.51B$6.93B$5.45B$5.63B$4.46B
SG&A $132.0M$200.0M$102.0M$95.0M$78.0M$82.0M$80.1M$79.0M$83.8M$81.7M
Interest expense $148.0M$141.0M$133.0M$131.0M$139.0M$143.5M$120.9M$120.5M$117.4M$66.3M
Pre-tax income $5.16B$4.67B$3.57B$1.56B$2.37B$1.58B$1.85B$841.8M$757.3M$855.6M
Income tax $760.0M$362.0M$873.0M$80.0M$128.0M$111.8M$155.8M$114.0M$127.6M$31.4M
Net income $4.40B$4.31B$4.44B$1.48B$2.16B$1.41B$1.64B$758.0M$619.3M$692.7M
EPS, basic 11.8311.4711.943.905.353.383.971.761.401.83
EPS, diluted 11.6011.1911.623.805.233.323.871.731.361.78
Shares, diluted (wtd. avg.) 375.9M381.8M378.8M377.6M400.3M410.3M411.6M412.9M417.8M374.2M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $993.0M$979.0M$917.0M$1.27B$1.31B$1.29B$903.7M$724.6M$727.3M$969.6M
Goodwill $607.0M$571.0M$345.0M$342.0M$345.0M$314.6M$326.6M$249.6M$198.2M$204.0M
Other intangibles $534.0M$701.0M$316.0M$393.0M$529.0M$299.0M$325.6M$323.4M$386.2M$509.4M
Total assets $79.24B$70.91B$58.91B$47.99B$45.10B$43.28B$37.89B$32.22B$32.05B$29.37B
Total liabilities $55.03B$50.09B$40.55B$35.07B$31.55B$29.29B$25.57B$21.78B$21.81B$20.06B
Retained earnings $27.05B$22.69B$20.30B$15.89B$14.46B$12.36B$11.02B$9.43B$8.56B$8.00B
Total equity $24.21B$20.82B$18.35B$12.91B$13.55B$13.11B$11.50B$9.44B$9.20B$8.25B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $6.17B$6.67B$5.75B$3.82B$3.42B$2.89B$2.05B$1.56B$1.09B$1.38B
Stock-based compensation $148.0M$133.0M$93.0M$88.0M$88.0M$71.3M$66.4M$55.8M$67.8M$56.6M
Capital expenditure $44.0M$51.0M$52.0M$50.0M$41.0M$39.9M$37.8M$29.8M$22.8M$15.3M
Investing cash flow -$4.04B-$4.46B-$5.47B-$3.10B-$2.14B-$3.04B-$1.81B-$554.0M-$1.35B-$2.70B
Financing cash flow -$1.89B-$1.93B-$69.0M-$706.0M-$1.23B$521.3M-$80.7M-$988.8M-$3.4M$1.64B
Buybacks $1.89B$24.0M$0$586.0M$1.23B$83.5M$2.9M$282.8M$0$75.3M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000947484-26-000017.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 5B 10B 15B 20B Revenue, FY2016: 4.5B Net income, FY2016: 692.7M Revenue, FY2017: 5.6B Net income, FY2017: 619.3M Revenue, FY2018: 5.5B Net income, FY2018: 758M Revenue, FY2019: 6.9B Net income, FY2019: 1.6B Revenue, FY2020: 8.5B Net income, FY2020: 1.4B Revenue, FY2021: 9.2B Net income, FY2021: 2.2B Revenue, FY2022: 9.6B Net income, FY2022: 1.5B Revenue, FY2023: 13.6B Net income, FY2023: 4.4B Revenue, FY2024: 17.4B Net income, FY2024: 4.3B Revenue, FY2025: 19.9B Net income, FY2025: 4.4B FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $4.46B $5.63B $5.45B $6.93B $8.51B $9.25B $9.61B $13.63B $17.44B $19.93B
Gross profit — — — — — — — — — —
Net income $692.7M $619.3M $758.0M $1.64B $1.41B $2.16B $1.48B $4.44B $4.31B $4.40B

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
  • New debt or obligation The company has taken on debt or a comparable obligation. Item 2.03
  • Other event Item 8.01
  • Material agreement signed Item 1.01
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Other event Item 8.01
  • Other event Item 8.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Other event Item 8.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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