Chubb Ltd CB

Financials SIC 6331 - Fire, Marine & Casualty Insurance NYSE

Chubb Limited is the Swiss-incorporated holding company of the Chubb Group of Companies. Chubb Limited, which is headquartered in Zurich, Switzerland, and its direct and indirect subsidiaries (collectively, the Chubb Group of Companies, Chubb, we, us, or our) are a global insurance and reinsurance organization, serving the needs of a diverse group of clients worldwide. At December 31, 2025, we had total assets of $272 billion and total shareholders' equity, of $74 billion (excluding noncontrolling interests). Chubb was incorporated in 1985 at which time it opened its first business office in Bermuda and continues to maintain operations in Bermuda.

We have grown our business through increased premium volume, expansion of product offerings and geographic reach, and the acquisition of other companies, to become a global property and casualty (P&C) leader. We expanded our personal accident and supplemental health (A&H), and life insurance business with the acquisition of Cigna's business in several Asian markets in 2022. We further advanced our goal of greater product, customer, and geographical diversification with incremental purchases that led to a controlling majority interest in Huatai Insurance Group Co. Ltd (Huatai Group), a Chinese financial services holding company with separate P&C, life, and asset management subsidiaries (collectively, Huatai) on July 1, 2023. At December 31, 2025, our ownership interest in Huatai Group was approximately 87.2 percent. Refer to Note 2 to the Consolidated Financial Statements for additional information on our acquisitions.

Last close 341.59 2026-09-04
Market cap $132.49B 2026-03-31 share count
52-week range 265.30 - 365.91

Valuation FY2025 figures against the last close

P/S2.2x
P/E13.3x
P/FCF10.3x
EV/EBITDA
Dividend yield1.1%
Diluted EPS25.68

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $59.40B$55.75B$49.73B$43.10B$40.87B$35.99B$34.19B$32.72B$32.24B$31.47B
SG&A $4.50B$4.38B$4.01B$3.40B$3.13B$2.98B$3.03B$2.89B$2.83B$3.08B
Interest expense $764.0M$741.0M$672.0M$570.0M$492.0M$516.0M$552.0M$641.0M$607.0M$605.0M
Pre-tax income $13.04B$11.46B$9.53B$6.49B$9.79B$4.16B$5.25B$4.66B$3.72B$4.95B
Income tax $2.42B$1.81B$511.0M$1.24B$1.27B$629.0M$795.0M$695.0M$139.0M$815.0M
Net income $10.31B$9.27B$9.03B$5.25B$8.53B$3.53B$4.45B$3.96B$3.86B$4.13B
EPS, basic 25.9322.9421.9712.5019.387.829.778.558.268.94
EPS, diluted 25.6822.7021.8012.3919.247.799.718.498.198.87
Shares, diluted (wtd. avg.) $401.5M$408.5M$414.2M$423.5M$443.2M$453.4M$458.9M$466.8M$471.2M$465.9M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $2.47B$2.55B$2.62B$2.13B$1.81B$1.84B$1.65B$1.34B$851.0M$1.09B
Property, plant and equipment $3.50B$3.10B$2.90B$2.40B$2.00B$2.00B$1.90B$1.70B$1.30B$1.20B
Goodwill $20.21B$19.58B$19.69B$16.23B$15.21B$15.40B$15.30B$15.27B$15.54B$15.33B
Other intangibles $6.24B$6.38B$6.78B$5.44B$5.46B$5.81B$6.06B$6.14B$6.51B$6.76B
Total assets $272.33B$246.55B$230.68B$199.02B$200.05B$190.77B$176.94B$167.77B$167.02B$159.79B
Short-term debt $1.50B$800.0M$1.46B$475.0M$999.0M$0$1.30B$509.0M$1.01B$500.0M
Long-term debt $15.73B$14.38B$13.04B$14.40B$15.17B$14.95B$13.56B$12.09B$11.56B$12.61B
Total liabilities $192.55B$178.15B$166.99B$148.50B$140.34B$131.33B$121.61B$117.46B$115.85B$111.51B
Retained earnings $69.95B$61.56B$54.81B$48.30B$47.37B$39.34B$36.14B$31.70B$27.47B$23.61B
Total equity $73.76B$64.02B$63.69B$50.52B$58.33B$59.44B$55.33B$50.31B$51.17B$48.27B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $12.82B$16.18B$12.63B$11.26B$11.15B$9.79B$6.34B$5.48B$4.50B$5.29B
Investing cash flow -$11.26B-$13.92B-$7.65B-$5.65B-$6.66B-$7.52B-$5.91B-$2.94B-$2.42B-$5.32B
Financing cash flow -$1.85B-$2.18B-$4.49B-$5.14B-$4.41B-$2.08B-$151.0M-$1.99B-$2.32B-$742.0M
Dividends paid $1.50B$1.44B$1.39B$1.38B$1.40B$1.39B$1.35B$1.34B$1.31B$1.17B
Buybacks $3.69B$1.80B$2.41B$2.89B$4.86B$523.0M$1.53B$1.04B$801.0M$0

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000896159-26-000005.

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