HARTFORD INSURANCE GROUP, INC. HIG
The Hartford Insurance Group, Inc. ("HIG") (together with its subsidiaries, "The Hartford", the "Company", "we", or "our") is a holding company for a group of subsidiaries that provide property and casualty ("P&C") insurance, employee group benefits insurance and services, and mutual funds and exchange-traded funds ("ETF") to individual and business customers in the United States, as well as in the United Kingdom and other international locations. The Hartford is headquartered in Connecticut and its oldest subsidiary, Hartford Fire Insurance Company, dates back to 1810. As of December 31, 2025, total assets and total stockholders' equity of The Hartford were $86.0 billion and $19.0 billion, respectively.
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.51B | $1.46B | $1.38B | $1.42B | $1.57B | $1.36B | $1.40B | $1.42B | $1.25B | $16.29B |
| SG&A | $5.58B | $5.26B | $4.88B | $4.84B | $4.79B | $4.48B | $4.58B | $4.28B | — | — |
| Total operating expenses | — | — | — | — | — | — | $4.58B | $4.28B | $4.56B | $3.52B |
| Interest expense | $199.0M | $199.0M | $199.0M | $213.0M | $234.0M | $236.0M | $259.0M | $298.0M | $316.0M | $327.0M |
| Pre-tax income | $4.76B | $3.85B | $3.09B | $2.26B | $2.90B | $2.12B | $2.56B | $1.75B | $723.0M | $447.0M |
| Income tax | $924.0M | $738.0M | $584.0M | $443.0M | $534.0M | $383.0M | $475.0M | $268.0M | $985.0M | $166.0M |
| Net income | $3.84B | $3.11B | $2.50B | $1.82B | $2.37B | $1.74B | $2.08B | $1.81B | -$3.13B | $896.0M |
| EPS, basic | 13.51 | 10.51 | 8.09 | 5.54 | 6.73 | 4.79 | 5.72 | 5.03 | -8.61 | 2.31 |
| EPS, diluted | 13.32 | 10.35 | 7.97 | 5.46 | 6.64 | 4.76 | 5.66 | 4.95 | -8.61 | 2.27 |
| Shares, diluted (wtd. avg.) | 286.5M | 298.6M | 311.5M | 329.5M | 354.1M | 360.6M | 364.9M | 364.1M | 363.7M | 394.8M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $177.0M | $234.0M | $189.0M | $344.0M | $337.0M | $239.0M | $262.0M | $121.0M | $180.0M | $328.0M |
| Property, plant and equipment | $931.0M | $888.0M | $896.0M | $927.0M | $1.03B | $1.12B | $1.18B | $1.01B | — | — |
| Goodwill | $1.91B | $1.91B | $1.91B | $1.91B | $1.91B | $1.91B | $1.91B | $1.29B | $1.29B | — |
| Other intangibles | $566.0M | $637.0M | $707.0M | $778.0M | $858.0M | $950.0M | $1.07B | $657.0M | — | — |
| Total assets | $86.00B | $80.92B | $76.78B | $73.01B | $76.58B | $74.11B | $70.82B | $62.31B | — | — |
| Short-term debt | — | — | — | — | — | $0 | $500.0M | $413.0M | — | — |
| Long-term debt | $4.37B | $4.37B | $4.36B | $4.36B | $4.94B | $4.35B | $4.35B | $4.26B | — | — |
| Total liabilities | $67.02B | $64.47B | $61.45B | $59.33B | $58.73B | $55.55B | $54.55B | $49.21B | — | — |
| Retained earnings | $24.74B | $21.53B | $19.01B | $17.06B | $15.77B | $13.92B | $12.69B | $11.05B | — | — |
| Total equity | $18.98B | $16.45B | $15.33B | $13.68B | $17.80B | $18.49B | $16.27B | $13.10B | $13.49B | — |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $5.92B | $5.91B | $4.22B | $4.01B | $4.09B | $3.87B | $3.49B | $2.84B | $2.19B | $2.07B |
| Depreciation and amortisation | $396.0M | $356.0M | $510.0M | $625.0M | $680.0M | $562.0M | $451.0M | $467.0M | $399.0M | $398.0M |
| Capital expenditure | $169.0M | $145.0M | $215.0M | $175.0M | $133.0M | $114.0M | $105.0M | $122.0M | $250.0M | $224.0M |
| Investing cash flow | -$3.76B | -$3.77B | -$2.43B | -$1.28B | -$2.47B | -$2.07B | -$2.15B | -$1.96B | -$1.44B | $949.0M |
| Financing cash flow | -$2.23B | -$2.08B | -$1.95B | -$2.71B | -$1.58B | -$1.78B | -$1.19B | -$1.47B | -$979.0M | -$2.54B |
| Dividends paid | $592.0M | $556.0M | $528.0M | $506.0M | $485.0M | $457.0M | $433.0M | $379.0M | $341.0M | $334.0M |
| Buybacks | $1.61B | $1.51B | $1.40B | $1.55B | $1.70B | $150.0M | $200.0M | $0 | $1.03B | $1.33B |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000874766-26-000025.
Plot the figures US dollars
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $16.29B | $1.25B | $1.42B | $1.40B | $1.36B | $1.57B | $1.42B | $1.38B | $1.46B | $1.51B |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $896.0M | -$3.13B | $1.81B | $2.08B | $1.74B | $2.37B | $1.82B | $2.50B | $3.11B | $3.84B |
Recent filings and events
- Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
- Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
- Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
- Officer or director change Item 5.02
- Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
- Shareholder vote The results of the annual meeting or a special vote. Item 5.07
- Results announced Item 2.02
- Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
- Results announced Item 2.02
- Results announced Item 2.02
- Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
- New debt or obligation The company has taken on debt or a comparable obligation. Item 2.03
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.
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