RENAISSANCERE HOLDINGS LTD RNR

Financials SIC 6331 - Fire, Marine & Casualty Insurance NAICS Finance and Insurance › Insurance Carriers and Related Activities › Insurance Carriers › Direct Insurance (except Life, Health, and Medical) Carriers › Direct Property and Casualty Insurance Carriers derived NYSE

In this Form 10-K, references to "RenaissanceRe" refer to RenaissanceRe Holdings Ltd. (the parent company) and references to "we," "us," "our" and the "Company" refer to RenaissanceRe Holdings Ltd. together with its subsidiaries, unless the context requires otherwise.

Defined terms used throughout this Form 10-K are included in the "Glossary of Defined Terms" at the end of "Part I, Item 1. Business" of this Form 10-K. We have also included a "Glossary of Selected Insurance and Reinsurance Terms" at the end of "Part I, Item 1. Business" of this Form 10-K.

All dollar amounts referred to in this Form 10-K are in U.S. dollars unless otherwise indicated.

Due to rounding, numbers presented in the tables included in this Form 10-K may not add up precisely to the totals provided.

Last close 352.60 2026-10-23
Market cap $14.65B 2026-06-30 share count
52-week range 231.17 - 363.84

Valuation FY2025 figures against the last close

P/S1.1x
P/E6.3x
P/FCF4.0x
EV/EBITDA—
Dividend yield0.5%
Diluted EPS56.03

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $12.85B$11.70B$9.13B$5.06B$5.28B$5.17B$4.20B$2.07B$2.10B$1.73B
SG&A $82.0M$134.8M$127.6M$46.8M$41.2M$97.0M$94.1M$34.0M$18.6M$37.4M
Total operating expenses ———————$178.3M$160.8M$197.7M
Interest expense $120.9M$93.8M$73.2M$48.3M$47.5M$50.5M$58.4M$47.1M$44.2M$42.1M
Pre-tax income $4.01B$2.99B$3.11B-$1.22B-$114.1M$995.9M$967.5M$262.6M-$328.2M$630.4M
Income tax $396.3M$32.6M$510.1M$59.0M$10.7M$2.9M$17.2M$6.3M$26.5M$340.0K
Net income $2.68B$1.87B$2.56B-$1.06B-$40.2M$762.4M$748.8M$227.4M-$222.4M$503.0M
EPS, basic 56.2335.3152.40-25.50-1.5715.3416.324.91-6.1511.50
EPS, diluted 56.0335.2152.27-25.50-1.5715.3116.294.91-6.1511.43
Shares, diluted (wtd. avg.) 46.5M51.3M47.6M43.0M47.2M47.2M43.2M39.8M39.9M41.6M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $1.73B$1.68B$1.88B$1.19B$1.86B$1.74B$1.38B$1.11B$1.36B$421.2M
Short-term investments ———————$2.59B$991.9M$1.37B
Other intangibles $332.7M$403.8M$482.1M$34.8M$41.3M$51.0M$65.9M$57.0M$54.5M$65.5M
Total assets $53.80B$50.71B$49.01B$36.55B$33.96B$30.82B$26.33B$18.68B$15.23B$12.35B
Long-term debt $2.33B$1.89B$1.96B$1.17B$1.17B$1.14B$1.38B$991.1M$989.6M$948.7M
Total liabilities $34.59B$33.16B$33.45B$26.69B$23.78B$19.87B$17.29B$11.58B$9.54B$6.31B
Retained earnings $10.83B$8.28B$6.52B$4.07B$5.23B$5.37B$4.71B$4.06B$3.91B$4.21B
Total equity $11.61B$10.57B$9.45B$5.33B$6.62B$7.56B$5.97B$5.05B$4.39B$4.87B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $3.69B$4.16B$1.91B$1.60B$1.23B$1.99B$2.14B$1.22B$1.03B$484.8M
Depreciation and amortisation -$14.1M$258.5M-$134.8M-$26.9M-$21.0M$16.7M-$59.0M$123.0K$31.2M$29.3M
Stock-based compensation $77.5M$71.4M$60.3M$45.2M$40.0M$43.7M$41.4M$35.7M$37.2M$47.4M
Investing cash flow -$2.22B-$3.06B-$3.82B-$3.02B-$816.3M-$2.30B-$2.99B-$2.54B-$122.4M-$164.5M
Financing cash flow -$1.41B-$1.29B$2.59B$725.3M-$302.5M$665.2M$1.12B$1.07B$28.9M-$401.3M
Dividends paid $74.8M$80.8M$75.1M$64.7M$67.8M$68.5M$59.4M$52.8M$51.4M$51.6M
Buybacks $1.60B$666.9M$0$166.7M$1.03B$62.6M$0$0$188.6M$309.4M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000913144-26-000012.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -5B 0 5B 10B 15B Revenue, FY2016: 1.7B Net income, FY2016: 503M Revenue, FY2017: 2.1B Net income, FY2017: -222.4M Revenue, FY2018: 2.1B Net income, FY2018: 227.4M Revenue, FY2019: 4.2B Net income, FY2019: 748.8M Revenue, FY2020: 5.2B Net income, FY2020: 762.4M Revenue, FY2021: 5.3B Net income, FY2021: -40.2M Revenue, FY2022: 5.1B Net income, FY2022: -1.1B Revenue, FY2023: 9.1B Net income, FY2023: 2.6B Revenue, FY2024: 11.7B Net income, FY2024: 1.9B Revenue, FY2025: 12.8B Net income, FY2025: 2.7B FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $1.73B $2.10B $2.07B $4.20B $5.17B $5.28B $5.06B $9.13B $11.70B $12.85B
Gross profit — — — — — — — — — —
Net income $503.0M -$222.4M $227.4M $748.8M $762.4M -$40.2M -$1.06B $2.56B $1.87B $2.68B

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Officer or director change Item 5.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
  • New debt or obligation The company has taken on debt or a comparable obligation. Item 2.03
  • Results announced Item 2.02
  • Results announced Item 2.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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