WSFS FINANCIAL CORP WSFS
WSFS Financial Corporation (the Company or WSFS) is a savings and loan holding company headquartered in Wilmington, Delaware. Substantially all of our assets are held by the Company's subsidiary, Wilmington Savings Fund Society, FSB (WSFS Bank or the Bank), one of the ten oldest bank and trust companies in the United States (U.S.) continuously operating under the same name. As a federal savings bank that was formerly chartered as a state mutual savings bank, WSFS Bank enjoys a broader scope of permissible activities than most other financial institutions. With $21.3 billion in assets and $97.4 billion in assets under management (AUM) and assets under administration (AUA) at December 31, 2025, WSFS Bank is the oldest and largest locally-managed bank and trust company headquartered in the Greater Philadelphia and Delaware region.
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.02B | $1.06B | $976.5M | $703.8M | $456.4M | $715.4M | $709.2M | $455.5M | $379.4M | $321.6M |
| Total operating expenses | — | — | — | $663.3M | $284.1M | $570.5M | $514.8M | $284.7M | $270.9M | $224.5M |
| Interest expense | $726.1M | $705.4M | $725.1M | $662.9M | $22.7M | $48.5M | $76.1M | $46.5M | $33.5M | $22.8M |
| Pre-tax income | $380.6M | $347.3M | $365.3M | $300.6M | $357.7M | $145.0M | $194.4M | $170.8M | $108.5M | $97.2M |
| Income tax | $93.4M | $83.8M | $96.2M | $78.0M | $86.1M | $31.6M | $46.5M | $36.1M | $58.2M | $33.1M |
| Net income | $287.3M | $263.7M | $269.2M | $222.4M | $271.4M | $114.8M | $148.8M | $134.7M | $50.2M | $64.1M |
| EPS, basic | 5.11 | 4.43 | 4.40 | 3.50 | 5.71 | 2.27 | 3.02 | 4.27 | 1.60 | 2.12 |
| EPS, diluted | 5.09 | 4.41 | 4.40 | 3.49 | 5.69 | 2.27 | 3.00 | 4.19 | 1.56 | 2.06 |
| Shares, diluted (wtd. avg.) | 56.5M | 59.7M | 61.2M | 63.7M | 47.7M | 50.5M | 49.6M | 32.2M | 32.3M | 31.1M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $1.70B | $1.15B | $1.09B | $837.3M | $1.53B | $1.65B | $571.8M | $620.8M | $723.9M | $821.9M |
| Property, plant and equipment | $80.3M | $86.0M | $104.5M | $115.6M | $87.3M | $96.6M | $104.5M | $45.0M | $48.0M | $48.9M |
| Goodwill | $885.2M | $885.9M | $885.9M | $883.6M | $472.8M | $472.8M | $472.8M | $166.0M | $166.0M | $167.5M |
| Other intangibles | $84.7M | $102.3M | $118.7M | $128.6M | $74.4M | $84.6M | $95.9M | $20.0M | $22.4M | $23.7M |
| Total assets | $21.31B | $20.81B | $20.59B | $19.91B | $15.78B | $14.33B | $12.26B | $7.25B | $7.00B | $6.77B |
| Total liabilities | $18.59B | $18.23B | $18.12B | $17.71B | $13.84B | $12.54B | $10.41B | $6.43B | $6.28B | $6.08B |
| Retained earnings | $2.12B | $1.87B | $1.64B | $1.41B | $1.22B | $977.4M | $917.4M | $791.0M | $669.6M | $627.1M |
| Total equity | $2.74B | $2.59B | $2.47B | $2.20B | $1.94B | $1.79B | $1.85B | $820.9M | $724.3M | $687.3M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $220.0M | $219.9M | $237.0M | $480.9M | $125.6M | $15.1M | $89.9M | $135.6M | $130.2M | $80.2M |
| Stock-based compensation | $12.8M | $11.9M | $9.6M | $6.3M | $5.7M | $2.7M | $3.6M | $2.3M | $3.4M | $3.0M |
| Capital expenditure | $6.4M | $14.3M | $6.4M | $8.8M | $6.6M | $7.2M | $14.2M | $5.5M | $7.7M | $9.9M |
| Investing cash flow | $124.9M | -$66.7M | -$326.3M | -$137.4M | -$1.49B | -$874.9M | $293.8M | -$359.9M | -$388.8M | -$276.6M |
| Financing cash flow | $199.5M | -$91.2M | $344.9M | -$1.04B | $1.24B | $1.94B | -$432.7M | $121.2M | $160.6M | $457.2M |
| Dividends paid | $37.2M | $35.8M | $36.7M | $35.7M | $24.2M | $24.4M | $22.5M | $13.2M | $9.4M | $7.6M |
| Buybacks | $290.3M | $96.3M | $54.6M | $200.1M | $13.3M | $155.8M | $97.2M | $31.2M | $11.8M | $14.3M |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000828944-26-000006.
Plot the figures US dollars
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $321.6M | $379.4M | $455.5M | $709.2M | $715.4M | $456.4M | $703.8M | $976.5M | $1.06B | $1.02B |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $64.1M | $50.2M | $134.7M | $148.8M | $114.8M | $271.4M | $222.4M | $269.2M | $263.7M | $287.3M |
Recent filings and events
- Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
- Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
- Regulation FD disclosure Item 7.01
- Shareholder vote The results of the annual meeting or a special vote. Item 5.07
- Results announced Item 2.02
- Regulation FD disclosure Item 7.01
- Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
- Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
- Results announced Item 2.02
- Regulation FD disclosure Item 7.01
- Other event Item 8.01
- Other event Item 8.01
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.
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