CAPITAL ONE FINANCIAL CORP COF

Financials SIC 6021 - National Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived NYSE

Capital One Financial Corporation, a Delaware corporation established in 1994 and headquartered in McLean, Virginia, is a diversified financial services holding company with banking and non-banking subsidiaries. Capital One Financial Corporation and its subsidiaries (the "Company" or "Capital One") operate as a global payments provider and diversified financial institution, delivering a broad array of financial products and services to consumers, small businesses and commercial clients through digital channels, branch locations, cafés and other distribution channels.

As of December 31, 2025, Capital One Financial Corporation's principal operating subsidiary was Capital One, National Association ("CONA"). On May 18, 2025 (the "Closing Date"), Discover Financial Services ("Discover") merged into Capital One and Discover Bank merged into CONA. See "Part II—Item 8. Financial Statements and Supplementary Data—Note 2—Business Combinations and Discontinued Operations" for additional information. The Company is hereafter collectively referred to as "we," "us" or "our." CONA is referred to as the "Bank."

Last close 201.34 2026-10-23
Market cap $125.29B 2026-03-31 share count
52-week range 174.24 - 259.63

Valuation FY2025 figures against the last close

P/S15.5x
P/E50.0x
P/FCF4.8x
EV/EBITDA—
Dividend yield1.2%
Diluted EPS4.03

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $8.06B$5.92B$5.64B$5.42B$4.78B$3.74B$3.82B$3.43B$27.24B$25.50B
Interest expense $42.88B$31.21B$29.24B$27.11B$1.60B$3.12B$5.17B$4.30B$2.76B$2.02B
Pre-tax income $2.28B$5.91B$6.04B$9.24B$15.81B$3.20B$6.87B$7.32B$5.49B$5.48B
Income tax $193.0M$1.16B$1.16B$1.88B$3.42B$486.0M$1.34B$1.29B$3.38B$1.71B
Net income $2.45B$4.75B$4.89B$7.36B$12.39B$2.71B$5.55B$6.01B$1.98B$3.75B
EPS, basic 4.0311.6111.9817.9827.045.1911.1011.903.526.96
EPS, diluted 4.0311.5911.9517.9126.945.1811.0511.823.496.89
Shares, diluted (wtd. avg.) 541.3M383.6M383.4M393.2M444.2M458.9M469.9M483.1M488.6M509.8M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $62.09B$43.67B$43.76B$31.26B$22.05B$40.77B$13.75B$13.49B$14.35B$12.49B
Property, plant and equipment $5.60B$4.51B$4.38B$4.35B$4.21B$4.29B$4.38B$4.19B$4.03B$3.67B
Goodwill $28.51B$15.06B$15.06B$14.78B$14.78B$14.65B$14.65B$14.54B$14.53B$14.52B
Other intangibles $16.58B$233.0M$310.0M$159.0M$111.0M$90.0M$174.0M$254.0M$421.0M$665.0M
Total assets $669.01B$490.14B$478.46B$455.25B$432.38B$421.60B$390.37B$372.54B$365.69B$357.03B
Short-term debt $1.09B$562.0M$538.0M$883.0M$820.0M$668.0M$7.31B$9.40B$576.0M$992.0M
Total liabilities $555.39B$429.36B$420.38B$402.67B$371.35B$361.40B$332.35B$320.87B$316.96B$309.52B
Retained earnings $65.19B$64.50B$60.95B$57.18B$51.01B$40.09B$40.34B$35.88B$30.70B$29.77B
Total equity $113.62B$60.78B$58.09B$52.58B$61.03B$60.20B$58.01B$51.67B$48.73B$47.51B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $27.72B$18.16B$20.57B$13.81B$12.31B$16.70B$16.64B$12.98B$14.18B$11.86B
Stock-based compensation $776.0M$569.0M$513.0M$314.0M$331.0M$203.0M$239.0M$170.0M$244.0M$239.0M
Capital expenditure $1.58B$1.20B$961.0M$934.0M$698.0M$710.0M$887.0M$874.0M$1.02B$779.0M
Investing cash flow -$444.0M-$26.41B-$21.92B-$29.74B-$31.50B-$14.84B-$23.00B-$15.62B-$15.54B-$25.63B
Financing cash flow -$8.85B$8.17B$13.84B$25.13B$474.0M$25.16B$6.62B$1.78B$3.22B$17.23B
Dividends paid $1.52B$932.0M$931.0M$950.0M$1.15B$460.0M$753.0M$773.0M$780.0M$812.0M
Buybacks $4.10B$734.0M$718.0M$4.95B$7.61B$393.0M$1.48B$2.28B$240.0M$3.66B

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000927628-26-000024.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 10B 20B 30B Revenue, FY2016: 25.5B Net income, FY2016: 3.8B Revenue, FY2017: 27.2B Net income, FY2017: 2B Revenue, FY2018: 3.4B Net income, FY2018: 6B Revenue, FY2019: 3.8B Net income, FY2019: 5.5B Revenue, FY2020: 3.7B Net income, FY2020: 2.7B Revenue, FY2021: 4.8B Net income, FY2021: 12.4B Revenue, FY2022: 5.4B Net income, FY2022: 7.4B Revenue, FY2023: 5.6B Net income, FY2023: 4.9B Revenue, FY2024: 5.9B Net income, FY2024: 4.8B Revenue, FY2025: 8.1B Net income, FY2025: 2.5B FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $25.50B $27.24B $3.43B $3.82B $3.74B $4.78B $5.42B $5.64B $5.92B $8.06B
Gross profit — — — — — — — — — —
Net income $3.75B $1.98B $6.01B $5.55B $2.71B $12.39B $7.36B $4.89B $4.75B $2.45B

Recent filings and events

  • Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Item 7.01
  • Regulation FD disclosure Item 7.01
  • Other event Item 8.01
  • Regulation FD disclosure Item 7.01
  • Regulation FD disclosure Item 7.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Other event Item 8.01
  • Results announced Item 2.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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