CITIGROUP INC C
Last close
137.72
2026-09-04
Market cap
$240.92B
2025-12-31 share count
52-week range
93.66 - 147.96
Valuation FY2025 figures against the last close
P/S2.8x
P/E19.7x
P/FCF—
EV/EBITDA—
Dividend yield2.2%
Diluted EPS6.99
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $85.22B | $80.72B | $78.07B | $75.34B | $71.88B | $75.50B | $75.07B | $72.85B | $72.44B | $70.80B |
| Cost of revenue | — | — | — | — | — | $17.50B | $8.38B | $7.57B | $7.45B | — |
| Gross profit | — | — | — | — | — | $58.01B | $66.68B | $65.29B | $64.99B | — |
| Interest expense | $59.79B | $54.09B | $54.90B | $48.67B | $7.98B | $13.34B | $28.38B | $24.27B | $16.52B | $12.51B |
| Pre-tax income | $19.83B | $17.05B | $12.91B | $18.81B | $27.47B | $13.63B | $23.90B | $23.45B | $22.76B | $21.48B |
| Income tax | $5.37B | $4.21B | $3.53B | $3.64B | $5.45B | $2.52B | $4.43B | $5.36B | $29.39B | $6.44B |
| Net income | $14.31B | $12.68B | $9.23B | $14.85B | $21.95B | $11.05B | $19.40B | $18.05B | -$6.80B | $14.91B |
| EPS, basic | 7.11 | 6.03 | 4.07 | 7.04 | 10.21 | 4.74 | 8.08 | 6.69 | -2.98 | 4.72 |
| EPS, diluted | 6.99 | 5.94 | 4.04 | 7.00 | 10.14 | 4.72 | 8.04 | 6.68 | -2.98 | 4.72 |
| Shares, diluted (wtd. avg.) | $1.87B | $1.94B | $1.96B | $1.96B | $2.05B | $2.10B | $2.27B | $2.49B | $2.70B | $2.89B |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $349.58B | $276.53B | $260.93B | $342.02B | $262.03B | $309.62B | $193.92B | $188.10B | $180.52B | $160.49B |
| Goodwill | $19.10B | $19.30B | $20.10B | $19.69B | $21.30B | $22.16B | $22.13B | $22.05B | $22.26B | $21.66B |
| Other intangibles | $4.28B | $4.49B | $4.42B | $4.43B | $4.50B | $4.75B | $4.82B | $5.22B | $5.15B | $5.11B |
| Total assets | $2.66T | $2.35T | $2.41T | $2.42T | $2.29T | $2.26T | $1.95T | $1.92T | $1.84T | $1.79T |
| Short-term debt | $51.88B | $48.51B | $37.46B | $47.10B | $27.97B | $29.51B | $45.05B | $32.35B | $44.45B | $30.70B |
| Long-term debt | $315.83B | $287.30B | $286.62B | $271.61B | $254.37B | $271.69B | $248.76B | $232.00B | $236.71B | $206.18B |
| Total liabilities | $2.44T | $2.14T | $2.21T | $2.21T | $2.09T | $2.06T | $1.76T | $1.72T | $1.64T | $1.57T |
| Retained earnings | $215.13B | $206.29B | $198.91B | $194.73B | $184.95B | $168.27B | $165.37B | $151.35B | $138.43B | $146.48B |
| Total equity | $212.29B | $208.60B | $206.25B | $201.84B | $202.67B | $200.20B | $193.95B | $197.07B | $201.67B | $226.14B |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -$67.63B | -$19.67B | -$73.42B | $25.07B | $47.09B | -$23.49B | -$12.84B | $36.95B | -$8.77B | $53.73B |
| Depreciation and amortisation | $4.37B | $4.31B | $4.56B | $4.26B | $3.96B | $3.94B | $3.90B | $3.75B | $3.66B | $3.72B |
| Capital expenditure | $6.52B | $6.50B | $6.58B | $5.63B | $4.12B | $3.45B | $5.34B | $3.77B | $3.36B | $2.76B |
| Investing cash flow | -$108.28B | $86.25B | -$8.46B | -$79.45B | -$110.75B | -$92.44B | -$23.37B | -$73.12B | -$38.75B | -$54.13B |
| Financing cash flow | $238.03B | -$38.30B | $687.0M | $137.76B | $17.27B | $233.59B | $42.93B | $44.53B | $66.85B | $28.29B |
| Dividends paid | $5.37B | $5.20B | $5.21B | $5.00B | $5.20B | $5.35B | $5.45B | $5.02B | $3.80B | $2.29B |
| Buybacks | $13.25B | $2.47B | $1.98B | $3.25B | $7.60B | $2.92B | $17.57B | $14.43B | $14.54B | $9.29B |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000831001-26-000011.
Others in SIC 6021
| Ticker | Company | Market cap | P/E | Revenue growth |
|---|---|---|---|---|
| JPM | JPMORGAN CHASE & CO | $953.33B | 17.9x | 2.8% |
| BAC | BANK OF AMERICA CORP /DE/ | $438.31B | 16.5x | 6.8% |
| WFC | WELLS FARGO & COMPANY/MN | $272.07B | 14.4x | -3.8% |
| COF | CAPITAL ONE FINANCIAL CORP | $136.66B | 54.5x | 36.3% |
| USB | US BANCORP \DE\ | $98.73B | 13.7x | 4.4% |
| PNC | PNC FINANCIAL SERVICES GROUP, INC. | $97.98B | 14.8x | 7.2% |
| TFC | TRUIST FINANCIAL CORP | $63.10B | 13.5x | -2.1% |
| HBAN | HUNTINGTON BANCSHARES INC /MD/ | $34.52B | 12.3x | 6.4% |