CITIGROUP INC C

Financials SIC 6021 - National Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived NYSE

Last close 120.62 2026-10-23
Market cap $211.00B 2025-12-31 share count
52-week range 95.83 - 147.96

Valuation FY2025 figures against the last close

P/S2.5x
P/E17.3x
P/FCF—
EV/EBITDA—
Dividend yield2.5%
Diluted EPS6.99

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $85.22B$80.72B$78.07B$75.34B$71.88B$75.50B$75.07B$72.85B$72.44B$70.80B
Cost of revenue —————$17.50B$8.38B$7.57B$7.45B—
Gross profit —————$58.01B$66.68B$65.29B$64.99B—
Interest expense $59.79B$54.09B$54.90B$48.67B$7.98B$13.34B$28.38B$24.27B$16.52B$12.51B
Pre-tax income $19.83B$17.05B$12.91B$18.81B$27.47B$13.63B$23.90B$23.45B$22.76B$21.48B
Income tax $5.37B$4.21B$3.53B$3.64B$5.45B$2.52B$4.43B$5.36B$29.39B$6.44B
Net income $14.31B$12.68B$9.23B$14.85B$21.95B$11.05B$19.40B$18.05B-$6.80B$14.91B
EPS, basic 7.116.034.077.0410.214.748.086.69-2.984.72
EPS, diluted 6.995.944.047.0010.144.728.046.68-2.984.72
Shares, diluted (wtd. avg.) 1.87B1.94B1.96B1.96B2.05B2.10B2.27B2.49B2.70B2.89B

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $349.58B$276.53B$260.93B$342.02B$262.03B$309.62B$193.92B$188.10B$180.52B$160.49B
Goodwill $19.10B$19.30B$20.10B$19.69B$21.30B$22.16B$22.13B$22.05B$22.26B$21.66B
Other intangibles $4.28B$4.49B$4.42B$4.43B$4.50B$4.75B$4.82B$5.22B$5.15B$5.11B
Total assets $2.66T$2.35T$2.41T$2.42T$2.29T$2.26T$1.95T$1.92T$1.84T$1.79T
Short-term debt $51.88B$48.51B$37.46B$47.10B$27.97B$29.51B$45.05B$32.35B$44.45B$30.70B
Long-term debt $315.83B$287.30B$286.62B$271.61B$254.37B$271.69B$248.76B$232.00B$236.71B$206.18B
Total liabilities $2.44T$2.14T$2.21T$2.21T$2.09T$2.06T$1.76T$1.72T$1.64T$1.57T
Retained earnings $215.13B$206.29B$198.91B$194.73B$184.95B$168.27B$165.37B$151.35B$138.43B$146.48B
Total equity $212.29B$208.60B$206.25B$201.84B$202.67B$200.20B$193.95B$197.07B$201.67B$226.14B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow -$67.63B-$19.67B-$73.42B$25.07B$47.09B-$23.49B-$12.84B$36.95B-$8.77B$53.73B
Depreciation and amortisation $4.37B$4.31B$4.56B$4.26B$3.96B$3.94B$3.90B$3.75B$3.66B$3.72B
Capital expenditure $6.52B$6.50B$6.58B$5.63B$4.12B$3.45B$5.34B$3.77B$3.36B$2.76B
Investing cash flow -$108.28B$86.25B-$8.46B-$79.45B-$110.75B-$92.44B-$23.37B-$73.12B-$38.75B-$54.13B
Financing cash flow $238.03B-$38.30B$687.0M$137.76B$17.27B$233.59B$42.93B$44.53B$66.85B$28.29B
Dividends paid $5.37B$5.20B$5.21B$5.00B$5.20B$5.35B$5.45B$5.02B$3.80B$2.29B
Buybacks $13.25B$2.47B$1.98B$3.25B$7.60B$2.92B$17.57B$14.43B$14.54B$9.29B

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000831001-26-000011.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -25B 0 25B 50B 75B 100B Revenue, FY2016: 70.8B Net income, FY2016: 14.9B Revenue, FY2017: 72.4B Gross profit, FY2017: 65B Net income, FY2017: -6.8B Revenue, FY2018: 72.9B Gross profit, FY2018: 65.3B Net income, FY2018: 18B Revenue, FY2019: 75.1B Gross profit, FY2019: 66.7B Net income, FY2019: 19.4B Revenue, FY2020: 75.5B Gross profit, FY2020: 58B Net income, FY2020: 11B Revenue, FY2021: 71.9B Net income, FY2021: 22B Revenue, FY2022: 75.3B Net income, FY2022: 14.8B Revenue, FY2023: 78.1B Net income, FY2023: 9.2B Revenue, FY2024: 80.7B Net income, FY2024: 12.7B Revenue, FY2025: 85.2B Net income, FY2025: 14.3B FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $70.80B $72.44B $72.85B $75.07B $75.50B $71.88B $75.34B $78.07B $80.72B $85.22B
Gross profit — $64.99B $65.29B $66.68B $58.01B — — — — —
Net income $14.91B -$6.80B $18.05B $19.40B $11.05B $21.95B $14.85B $9.23B $12.68B $14.31B

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Charter or fiscal year changed Item 5.03
  • Results announced Item 2.02
  • Other event Item 8.01
  • Charter or fiscal year changed Item 5.03

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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