TRUIST FINANCIAL CORP TFC

Financials SIC 6021 - National Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived NYSE

Last close 48.44 2026-10-23
Market cap $59.18B 2026-06-30 share count
52-week range 43.12 - 56.20

Valuation FY2025 figures against the last close

P/S2.4x
P/E12.7x
P/FCF10.3x
EV/EBITDA—
Dividend yield4.5%
Diluted EPS3.82

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $24.54B$25.07B$24.45B$16.63B$13.77B$15.55B$9.41B$8.12B$7.37B$7.07B
Interest expense $14.42B$14.09B$14.52B$14.31B$768.0M$1.72B$2.10B$1.44B$839.0M$745.0M
Pre-tax income $6.35B-$601.0M-$765.0M$7.03B$7.38B$5.47B$4.02B$4.06B$3.33B$3.50B
Income tax $1.04B$556.0M$738.0M$1.25B$1.41B$981.0M$782.0M$803.0M$911.0M$1.06B
Net income $5.31B$4.84B-$1.05B$6.27B$6.44B$4.49B$3.24B$3.26B$2.42B$2.44B
EPS, basic 3.873.36-1.094.464.513.113.763.962.782.81
EPS, diluted 3.823.36-1.094.434.473.083.713.912.742.77
Shares, diluted (wtd. avg.) 1.30B1.33B1.33B1.34B1.35B1.36B815.2M783.5M811.0M814.9M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $36.38B$39.77B$30.64B$21.42B$20.30B$18.87B$19.07B$3.84B$2.96B$4.28B
Property, plant and equipment $3.17B$3.23B$3.30B$3.60B$3.70B$3.87B$3.71B$2.12B$2.06B$2.11B
Goodwill $17.12B$17.12B$17.16B$23.23B$26.10B$24.45B$24.15B$9.82B$9.62B$9.64B
Other intangibles $1.26B$1.55B$1.91B$3.67B$3.41B$2.98B$3.14B$758.0M$711.0M$854.0M
Total assets $547.54B$531.18B$535.35B$555.25B$541.24B$509.23B$473.08B$225.70B$221.64B$219.28B
Short-term debt $27.84B$29.20B$24.83B$23.42B$5.29B$6.09B$18.22B$5.18B$4.94B$1.41B
Long-term debt $41.96B$34.96B$38.92B$43.20B$35.91B$39.60B$41.34B$23.71B$23.65B$21.96B
Total liabilities $482.35B$467.50B$476.10B$494.72B$471.97B$438.32B$406.52B$195.52B$191.95B$189.35B
Retained earnings $26.07B$23.78B$22.09B$26.26B$23.00B$19.45B$19.81B$18.12B$16.26B$14.81B
Total equity $65.19B$63.68B$59.25B$60.54B$69.27B$70.91B$66.56B$30.18B$29.70B$29.93B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $5.74B$2.16B$8.63B$11.08B$7.89B$7.44B$1.52B$4.35B$4.63B$3.12B
Stock-based compensation $317.0M$292.0M$298.0M$261.0M$259.0M$353.0M$165.0M$141.0M$132.0M$115.0M
Capital expenditure ———$564.0M$442.0M$815.0M$224.0M$363.0M——
Investing cash flow -$17.76B$18.60B$22.86B-$29.97B-$32.06B-$43.65B$8.35B-$4.96B-$5.41B-$976.0M
Financing cash flow $8.63B-$11.64B-$22.27B$20.02B$25.59B$36.02B$5.35B$1.50B-$549.0M-$1.88B
Dividends paid $2.67B$2.77B$2.77B$2.66B$2.48B$2.42B$1.31B$1.20B$1.00B$925.0M
Buybacks $2.50B$1.00B$0$250.0M$1.62B$0$0$1.21B$1.61B$520.0M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000092230-26-000030.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -10B 0 10B 20B 30B Revenue, FY2016: 7.1B Net income, FY2016: 2.4B Revenue, FY2017: 7.4B Net income, FY2017: 2.4B Revenue, FY2018: 8.1B Net income, FY2018: 3.3B Revenue, FY2019: 9.4B Net income, FY2019: 3.2B Revenue, FY2020: 15.5B Net income, FY2020: 4.5B Revenue, FY2021: 13.8B Net income, FY2021: 6.4B Revenue, FY2022: 16.6B Net income, FY2022: 6.3B Revenue, FY2023: 24.5B Net income, FY2023: -1B Revenue, FY2024: 25.1B Net income, FY2024: 4.8B Revenue, FY2025: 24.5B Net income, FY2025: 5.3B FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $7.07B $7.37B $8.12B $9.41B $15.55B $13.77B $16.63B $24.45B $25.07B $24.54B
Gross profit — — — — — — — — — —
Net income $2.44B $2.42B $3.26B $3.24B $4.49B $6.44B $6.27B -$1.05B $4.84B $5.31B

Recent filings and events

  • Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Officer or director change Item 5.02
  • Regulation FD disclosure Item 7.01
  • Shareholder rights changed The terms attaching to the shares themselves have changed. Item 3.03
  • Charter or fiscal year changed Item 5.03
  • Other event Item 8.01
  • Officer or director change Item 5.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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