WESBANCO INC WSBC
Wesbanco, Inc. ("Wesbanco" or the "Company"), a bank holding company incorporated in 1968 and headquartered in Wheeling, West Virginia, offers a full range of financial services including retail banking, corporate banking, personal and corporate trust services, brokerage services, mortgage banking and insurance. Wesbanco offers these services through two reportable segments, community banking and trust and investment services. For additional information regarding Wesbanco's business segments, please refer to Note 24, "Business Segments" in the Consolidated Financial Statements.
As of December 31, 2025, Wesbanco operated one commercial bank: Wesbanco Bank, Inc. ("Wesbanco Bank" or the "Bank"). The Bank has 251 branches and 266 ATM machines located in West Virginia, Ohio, western Pennsylvania, Kentucky, Indiana, Michigan and Maryland. Total assets of Wesbanco as of December 31, 2025 approximated $27.7 billion. Wesbanco Bank also offers trust and investment services and various alternative investment products including mutual funds and annuities. The market value of assets under management of the trust and investment services segment is approximately $7.9 billion as of December 31, 2025. These assets are held by Wesbanco Bank in fiduciary or agency capacities for its customers and therefore are not included as assets on Wesbanco's Consolidated Balance Sheets.
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.27B | $825.6M | $711.5M | $513.7M | $485.0M | $541.3M | $484.3M | $415.0M | $332.4M | $286.1M |
| Interest expense | $814.3M | $478.2M | $481.3M | $474.3M | $27.0M | $61.8M | $84.3M | $67.7M | $42.1M | $32.8M |
| Pre-tax income | $279.2M | $185.1M | $194.0M | $236.4M | $301.8M | $145.1M | $193.2M | $174.5M | $148.3M | $117.7M |
| Income tax | $56.1M | $33.6M | $35.0M | $44.3M | $59.6M | $23.0M | $34.3M | $31.4M | $53.8M | $31.0M |
| Net income | $223.1M | $151.5M | $159.0M | $192.1M | $242.3M | $122.0M | $158.9M | $143.1M | $94.5M | $86.6M |
| EPS, basic | 2.23 | 2.26 | 2.51 | 3.03 | 3.54 | 1.78 | 2.83 | 2.93 | 2.15 | 2.16 |
| EPS, diluted | 2.23 | 2.26 | 2.51 | 3.02 | 3.53 | 1.77 | 2.83 | 2.92 | 2.14 | 2.16 |
| Shares, diluted (wtd. avg.) | 91.0M | 62.7M | 59.4M | 60.2M | 65.7M | 67.3M | 56.2M | 49.0M | 44.1M | 40.1M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $956.1M | $568.1M | $595.4M | $408.4M | $1.25B | $905.4M | $234.8M | $169.2M | $117.6M | $128.2M |
| Property, plant and equipment | $263.2M | $219.1M | $233.6M | $220.9M | $229.0M | $249.4M | $261.0M | $166.9M | $130.7M | $133.3M |
| Goodwill | $1.60B | $1.10B | $1.10B | $1.10B | $1.10B | $1.10B | $1.10B | $900.0M | $573.9M | $573.8M |
| Other intangibles | $141.1M | $27.3M | $35.5M | $44.6M | $54.9M | $66.3M | $80.4M | $57.0M | $15.3M | $19.4M |
| Total assets | $27.70B | $18.68B | $17.71B | $16.93B | $16.93B | $16.43B | $15.72B | $12.46B | $9.82B | $9.79B |
| Total liabilities | $23.66B | $15.89B | $15.18B | $14.51B | $14.23B | $13.67B | $13.13B | $10.48B | $8.42B | $8.45B |
| Retained earnings | $1.25B | $1.19B | $1.14B | $1.08B | $977.8M | $831.7M | $824.7M | $737.6M | $651.4M | $597.1M |
| Total equity | $4.03B | $2.79B | $2.53B | $2.43B | $2.69B | $2.76B | $2.59B | $1.98B | $1.40B | $1.34B |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $290.4M | $211.0M | $169.3M | $204.1M | $336.3M | $59.6M | $163.4M | $191.9M | $142.1M | $123.1M |
| Depreciation and amortisation | $20.2M | $15.3M | $14.4M | $13.0M | $13.4M | $14.1M | $11.6M | $10.5M | $10.4M | $9.2M |
| Stock-based compensation | $8.7M | $7.5M | $8.3M | $6.2M | $6.5M | $5.7M | $5.3M | $4.4M | $3.0M | $2.0M |
| Capital expenditure | $10.4M | $10.3M | $22.5M | $8.0M | $8.5M | $7.6M | $12.2M | $4.7M | $6.0M | $2.1M |
| Investing cash flow | -$71.0M | -$1.03B | -$535.2M | -$1.07B | -$328.5M | $57.8M | $103.8M | -$51.9M | -$77.4M | $194.6M |
| Financing cash flow | $168.6M | $791.9M | $552.9M | $21.1M | $338.1M | $553.3M | -$201.5M | -$88.4M | -$75.3M | -$276.2M |
| Dividends paid | $125.2M | $87.4M | $82.3M | $81.3M | $86.5M | $85.3M | $66.6M | $53.6M | $44.9M | $37.8M |
| Buybacks | $2.0M | $1.4M | $3.7M | $119.1M | — | — | — | — | — | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001193125-26-085463.
Plot the figures US dollars
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $286.1M | $332.4M | $415.0M | $484.3M | $541.3M | $485.0M | $513.7M | $711.5M | $825.6M | $1.27B |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $86.6M | $94.5M | $143.1M | $158.9M | $122.0M | $242.3M | $192.1M | $159.0M | $151.5M | $223.1M |
Recent filings and events
- Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
- Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
- Results announced Item 2.02
- Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
- Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
- Regulation FD disclosure Item 7.01
- Results announced Item 2.02
- Officer or director change Item 5.02
- Shareholder vote The results of the annual meeting or a special vote. Item 5.07
- Results announced Item 2.02
- Officer or director change Item 5.02
- Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.
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