Western New England Bancorp, Inc. WNEB
General.
New England Bancorp, Inc. ("WNEB" or "Company") (f/k/a "Westfield Financial, Inc.") headquartered
in Westfield, Massachusetts, is a Massachusetts-chartered stock holding company and is registered as a savings and loan holding
company with the Federal Reserve Board under the Home Owners' Loan Act, as amended (the "HOLA"). In 2001, the
Last close
13.89
2026-09-04
Market cap
$278.4M
2026-06-30 share count
52-week range
10.78 - 15.01
Valuation FY2025 figures against the last close
P/S2.3x
P/E18.5x
P/FCF16.2x
EV/EBITDA—
Dividend yield2.1%
Diluted EPS0.75
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $118.6M | $109.8M | $101.1M | $85.9M | $79.8M | $82.9M | $82.1M | $89.0K | $63.0K | $12.5K |
| Interest expense | $70.1M | $59.8M | $67.9M | $79.2M | $6.7M | $18.4M | $24.1M | $19.0M | $14.6M | $11.3M |
| Pre-tax income | $19.8M | $15.0M | $19.6M | $34.6M | $31.7M | $14.2M | $17.2M | $21.1M | $21.7M | $7.4M |
| Income tax | $4.5M | $3.3M | $4.5M | $8.7M | $8.0M | $2.9M | $3.9M | $4.7M | $9.4M | $2.6M |
| Net income | $15.3M | $11.7M | $15.1M | $25.9M | $23.7M | $11.2M | $13.3M | $16.4M | $12.3M | $4.8M |
| EPS, basic | 0.76 | 0.56 | 0.70 | 1.18 | 1.02 | 0.45 | 0.51 | 0.57 | 0.41 | 0.25 |
| EPS, diluted | 0.75 | 0.56 | 0.70 | 1.18 | 1.02 | 0.45 | 0.51 | 0.57 | 0.41 | 0.24 |
| Shares, diluted (wtd. avg.) | $20.3M | $21.0M | $21.6M | $21.9M | $23.3M | $25.1M | $26.3M | $29.0M | $30.0M | $19.8M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $40.4M | $66.5M | $28.8M | $30.3M | $103.5M | $87.4M | $24.7M | $20.6M | $21.6M | $23.3M |
| Property, plant and equipment | $23.3M | $24.4M | $25.6M | $25.0M | $26.2M | $25.1M | $23.8M | $24.6M | $23.5M | $20.9M |
| Goodwill | $12.5M | $12.5M | $12.5M | $12.5M | $12.5M | $12.5M | $12.5M | $12.5M | $12.5M | $13.7M |
| Other intangibles | $1.1M | $1.4M | $1.8M | $2.2M | $2.6M | $2.9M | $3.3M | $3.7M | $4.1M | $4.4M |
| Total assets | $2.74B | $2.65B | $2.56B | $2.55B | $2.54B | $2.37B | $2.18B | $2.12B | $2.08B | $2.08B |
| Short-term debt | $13.3M | $5.4M | $16.1M | $41.4M | — | — | $35.0M | $59.2M | $144.7M | $172.4M |
| Long-term debt | — | — | — | — | — | $57.9M | $205.5M | $208.0M | $164.8M | $124.8M |
| Total liabilities | $2.49B | $2.42B | $2.33B | $2.33B | $2.31B | $2.14B | $1.95B | $1.88B | $1.84B | $1.84B |
| Retained earnings | $152.3M | $142.7M | $137.0M | $128.0M | $107.4M | $88.4M | $82.2M | $74.1M | $62.6M | $51.7M |
| Total equity | $247.6M | $235.9M | $237.4M | $228.1M | $223.7M | $226.6M | $232.0M | $237.0M | $247.3M | $238.4M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $18.2M | $12.2M | $14.8M | $36.8M | $28.8M | $25.1M | $15.4M | $24.6M | $18.9M | $930.0K |
| Stock-based compensation | $1.1M | $1.5M | $1.4M | $1.1M | $1.3M | $834.0K | $773.0K | $845.0K | $649.0K | $262.0K |
| Capital expenditure | $1.1M | $1.2M | $2.9M | $1.1M | $3.5M | $3.6M | $1.3M | $3.3M | $2.2M | $1.5M |
| Investing cash flow | -$113.6M | -$46.6M | -$13.7M | -$111.9M | -$162.9M | -$123.6M | -$48.1M | -$45.7M | -$56.0M | $33.7M |
| Financing cash flow | $69.3M | $72.0M | -$2.6M | $2.0M | $150.1M | $161.2M | $30.7M | $20.8M | -$6.0M | $21.9M |
| Dividends paid | $5.7M | $5.9M | $6.1M | $5.3M | $4.7M | $5.0M | $5.3M | $4.6M | $3.6M | $2.4M |
| Buybacks | $6.1M | $7.6M | $5.0M | $6.4M | $23.3M | $10.5M | $19.5M | $22.9M | $9.3M | $1.4M |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001999371-26-006029.
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