Western New England Bancorp, Inc. WNEB

Financials SIC 6035 - Savings Institution, Federally Chartered NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Savings Institutions and Other Depository Credit Intermediation derived Nasdaq

General.

New England Bancorp, Inc. ("WNEB" or "Company") (f/k/a "Westfield Financial, Inc.") headquartered

in Westfield, Massachusetts, is a Massachusetts-chartered stock holding company and is registered as a savings and loan holding

company with the Federal Reserve Board under the Home Owners' Loan Act, as amended (the "HOLA"). In 2001, the

Last close 13.88 2026-10-23
Market cap $278.2M 2026-06-30 share count
52-week range 11.08 - 15.01

Valuation FY2025 figures against the last close

P/S2.3x
P/E18.5x
P/FCF16.2x
EV/EBITDA—
Dividend yield2.1%
Diluted EPS0.75

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $118.6M$109.8M$101.1M$85.9M$79.8M$82.9M$82.1M$89.0K$63.0K$12.5K
Interest expense $70.1M$59.8M$67.9M$79.2M$6.7M$18.4M$24.1M$19.0M$14.6M$11.3M
Pre-tax income $19.8M$15.0M$19.6M$34.6M$31.7M$14.2M$17.2M$21.1M$21.7M$7.4M
Income tax $4.5M$3.3M$4.5M$8.7M$8.0M$2.9M$3.9M$4.7M$9.4M$2.6M
Net income $15.3M$11.7M$15.1M$25.9M$23.7M$11.2M$13.3M$16.4M$12.3M$4.8M
EPS, basic 0.760.560.701.181.020.450.510.570.410.25
EPS, diluted 0.750.560.701.181.020.450.510.570.410.24
Shares, diluted (wtd. avg.) 20.3M21.0M21.6M21.9M23.3M25.1M26.3M29.0M30.0M19.8M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $40.4M$66.5M$28.8M$30.3M$103.5M$87.4M$24.7M$20.6M$21.6M$23.3M
Property, plant and equipment $23.3M$24.4M$25.6M$25.0M$26.2M$25.1M$23.8M$24.6M$23.5M$20.9M
Goodwill $12.5M$12.5M$12.5M$12.5M$12.5M$12.5M$12.5M$12.5M$12.5M$13.7M
Other intangibles $1.1M$1.4M$1.8M$2.2M$2.6M$2.9M$3.3M$3.7M$4.1M$4.4M
Total assets $2.74B$2.65B$2.56B$2.55B$2.54B$2.37B$2.18B$2.12B$2.08B$2.08B
Short-term debt $13.3M$5.4M$16.1M$41.4M——$35.0M$59.2M$144.7M$172.4M
Long-term debt —————$57.9M$205.5M$208.0M$164.8M$124.8M
Total liabilities $2.49B$2.42B$2.33B$2.33B$2.31B$2.14B$1.95B$1.88B$1.84B$1.84B
Retained earnings $152.3M$142.7M$137.0M$128.0M$107.4M$88.4M$82.2M$74.1M$62.6M$51.7M
Total equity $247.6M$235.9M$237.4M$228.1M$223.7M$226.6M$232.0M$237.0M$247.3M$238.4M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $18.2M$12.2M$14.8M$36.8M$28.8M$25.1M$15.4M$24.6M$18.9M$930.0K
Stock-based compensation $1.1M$1.5M$1.4M$1.1M$1.3M$834.0K$773.0K$845.0K$649.0K$262.0K
Capital expenditure $1.1M$1.2M$2.9M$1.1M$3.5M$3.6M$1.3M$3.3M$2.2M$1.5M
Investing cash flow -$113.6M-$46.6M-$13.7M-$111.9M-$162.9M-$123.6M-$48.1M-$45.7M-$56.0M$33.7M
Financing cash flow $69.3M$72.0M-$2.6M$2.0M$150.1M$161.2M$30.7M$20.8M-$6.0M$21.9M
Dividends paid $5.7M$5.9M$6.1M$5.3M$4.7M$5.0M$5.3M$4.6M$3.6M$2.4M
Buybacks $6.1M$7.6M$5.0M$6.4M$23.3M$10.5M$19.5M$22.9M$9.3M$1.4M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001999371-26-006029.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 50M 100M 150M Revenue, FY2016: 12.5K Net income, FY2016: 4.8M Revenue, FY2017: 63K Net income, FY2017: 12.3M Revenue, FY2018: 89K Net income, FY2018: 16.4M Revenue, FY2019: 82.1M Net income, FY2019: 13.3M Revenue, FY2020: 82.9M Net income, FY2020: 11.2M Revenue, FY2021: 79.8M Net income, FY2021: 23.7M Revenue, FY2022: 85.9M Net income, FY2022: 25.9M Revenue, FY2023: 101.1M Net income, FY2023: 15.1M Revenue, FY2024: 109.8M Net income, FY2024: 11.7M Revenue, FY2025: 118.6M Net income, FY2025: 15.3M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $12.5K $63.0K $89.0K $82.1M $82.9M $79.8M $85.9M $101.1M $109.8M $118.6M
Gross profit — — — — — — — — — —
Net income $4.8M $12.3M $16.4M $13.3M $11.2M $23.7M $25.9M $15.1M $11.7M $15.3M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Regulation FD disclosure Item 7.01
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

Others in SIC 6035

TickerCompanyMarket capP/ERevenue growth
AX Axos Financial, Inc. $5.21B 10.8x 23.5%
EBC Eastern Bankshares, Inc. $5.12B 52.1x 19.1%
TFSL TFS Financial CORP $4.66B 51.9x 4.0%
BKU BankUnited, Inc. $3.10B 12.3x 7.4%
PFS PROVIDENT FINANCIAL SERVICES INC $3.03B 10.4x 7.1%
CFFN Capitol Federal Financial, Inc. $1.06B 16.2x 6.5%
HTB HomeTrust Bancshares, Inc. $802.9M 12.9x -2.1%
KRNY Kearny Financial Corp. $603.8M 16.3x -0.1%