BankUnited, Inc. BKU

Financials SIC 6035 - Savings Institution, Federally Chartered NYSE

BankUnited, Inc., with total consolidated assets of $35.0 billion at December 31, 2025, is a bank holding company with one direct wholly-owned subsidiary, BankUnited, collectively, the Company. BankUnited, a national banking association headquartered in Miami Lakes, Florida, with operations in Florida, New York Tri-State, Dallas, Atlanta, and Charlotte. BankUnited provides a full range of consumer and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions, and offers certain commercial lending and deposit products through national platforms and certain consumer deposit products through an online channel. Our core business strategy is to build a leading regional commercial and small business bank with a distinctive value proposition based on strong service-oriented relationships, robust digital enabled customer experiences and operational excellence, and with an entrepreneurial work environment that empowers employees to deliver their best. To date, we have executed our strategy primarily through organic growth and anticipate that we will most likely continue to do so, although we will evaluate and consider opportunities to engage in merger and acquisition activity when they arise.

Last close 46.38 2026-09-04
Market cap $3.30B 2026-06-30 share count
52-week range 35.10 - 52.11

Valuation FY2025 figures against the last close

P/S152.0x
P/E13.1x
P/FCF9.2x
EV/EBITDA
Dividend yield2.8%
Diluted EPS3.53

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $21.7M$20.2M$20.9M$22.5M$21.7M$16.5M$16.5M$14.4M$13.2M$1.06B
Interest expense $987.6M$914.3M$873.8M$913.0M$163.8M$315.9M$529.1M$399.1M$254.2M$188.8M
Pre-tax income $361.7M$316.3M$237.1M$375.1M$449.4M$249.4M$404.0M$415.6M$404.5M$335.4M
Income tax $93.4M$83.9M$58.4M$90.2M$34.4M$51.5M$90.9M$90.8M$209.8M$109.7M
Net income $268.4M$232.5M$178.7M$285.0M$415.0M$197.9M$313.1M$324.9M$614.3M$225.7M
EPS, basic 3.553.102.393.554.522.063.143.015.602.11
EPS, diluted 3.533.082.383.544.522.063.132.995.582.09
Shares, diluted (wtd. avg.) $74.3M$74.0M$73.5M$78.8M$90.4M$91.7M$95.7M$104.1M$105.9M$103.7M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $217.8M$491.1M$588.3M$572.6M$314.9M$397.7M$214.7M$382.1M$194.6M$448.3M
Property, plant and equipment $61.1M$61.4M$64.8M$66.3M$56.7M$60.1M$58.1M$65.8M$79.0M$91.1M
Goodwill $78.0M$78.0M$78.0M
Total assets $35.04B$35.24B$35.76B$37.03B$35.82B$35.01B$32.87B$32.16B$30.35B$27.88B
Long-term debt $296.9M$683.9M$682.5M$692.5M$691.2M$689.9M$395.1M$394.4M$393.7M$393.1M
Total liabilities $31.99B$32.43B$33.18B$34.59B$32.78B$32.03B$29.89B$29.24B$27.32B$25.46B
Retained earnings $2.97B$2.80B$2.65B$2.55B$2.35B$2.01B$1.93B$1.70B$1.47B$949.7M
Total equity $3.05B$2.81B$2.58B$2.44B$3.04B$2.98B$2.98B$2.92B$3.03B$2.42B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $358.6M$433.8M$657.5M$1.29B$1.22B$864.2M$635.7M$824.3M$318.6M$308.5M
Depreciation and amortisation $51.0M$60.1M$74.1M$77.6M$78.5M$72.5M$72.4M$64.3M$61.6M$56.4M
Stock-based compensation $20.5M$21.6M$19.6M$20.9M$15.9M$20.4M$23.4M$23.1M$22.7M$18.0M
Investing cash flow -$214.4M$409.7M$980.6M-$2.12B-$1.64B-$2.62B-$1.08B-$2.04B-$2.45B-$3.83B
Financing cash flow -$417.5M-$940.7M-$1.62B$1.08B$334.9M$1.94B$272.4M$1.40B$1.88B$3.70B
Dividends paid $91.9M$85.5M$79.1M$79.4M$85.8M$86.5M$84.1M$91.3M$91.6M$89.8M
Buybacks $44.8M$0$55.2M$401.3M$318.5M$101.0M$154.0M$300.0M$0$0

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001504008-26-000037.

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