BankUnited, Inc. BKU
BankUnited, Inc., with total consolidated assets of $35.0 billion at December 31, 2025, is a bank holding company with one direct wholly-owned subsidiary, BankUnited, collectively, the Company. BankUnited, a national banking association headquartered in Miami Lakes, Florida, with operations in Florida, New York Tri-State, Dallas, Atlanta, and Charlotte. BankUnited provides a full range of consumer and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions, and offers certain commercial lending and deposit products through national platforms and certain consumer deposit products through an online channel. Our core business strategy is to build a leading regional commercial and small business bank with a distinctive value proposition based on strong service-oriented relationships, robust digital enabled customer experiences and operational excellence, and with an entrepreneurial work environment that empowers employees to deliver their best. To date, we have executed our strategy primarily through organic growth and anticipate that we will most likely continue to do so, although we will evaluate and consider opportunities to engage in merger and acquisition activity when they arise.
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $21.7M | $20.2M | $20.9M | $22.5M | $21.7M | $16.5M | $16.5M | $14.4M | $13.2M | $1.06B |
| Interest expense | $987.6M | $914.3M | $873.8M | $913.0M | $163.8M | $315.9M | $529.1M | $399.1M | $254.2M | $188.8M |
| Pre-tax income | $361.7M | $316.3M | $237.1M | $375.1M | $449.4M | $249.4M | $404.0M | $415.6M | $404.5M | $335.4M |
| Income tax | $93.4M | $83.9M | $58.4M | $90.2M | $34.4M | $51.5M | $90.9M | $90.8M | $209.8M | $109.7M |
| Net income | $268.4M | $232.5M | $178.7M | $285.0M | $415.0M | $197.9M | $313.1M | $324.9M | $614.3M | $225.7M |
| EPS, basic | 3.55 | 3.10 | 2.39 | 3.55 | 4.52 | 2.06 | 3.14 | 3.01 | 5.60 | 2.11 |
| EPS, diluted | 3.53 | 3.08 | 2.38 | 3.54 | 4.52 | 2.06 | 3.13 | 2.99 | 5.58 | 2.09 |
| Shares, diluted (wtd. avg.) | 74.3M | 74.0M | 73.5M | 78.8M | 90.4M | 91.7M | 95.7M | 104.1M | 105.9M | 103.7M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $217.8M | $491.1M | $588.3M | $572.6M | $314.9M | $397.7M | $214.7M | $382.1M | $194.6M | $448.3M |
| Property, plant and equipment | $61.1M | $61.4M | $64.8M | $66.3M | $56.7M | $60.1M | $58.1M | $65.8M | $79.0M | $91.1M |
| Goodwill | — | — | — | — | — | — | $78.0M | — | $78.0M | $78.0M |
| Total assets | $35.04B | $35.24B | $35.76B | $37.03B | $35.82B | $35.01B | $32.87B | $32.16B | $30.35B | $27.88B |
| Long-term debt | $296.9M | $683.9M | $682.5M | $692.5M | $691.2M | $689.9M | $395.1M | $394.4M | $393.7M | $393.1M |
| Total liabilities | $31.99B | $32.43B | $33.18B | $34.59B | $32.78B | $32.03B | $29.89B | $29.24B | $27.32B | $25.46B |
| Retained earnings | $2.97B | $2.80B | $2.65B | $2.55B | $2.35B | $2.01B | $1.93B | $1.70B | $1.47B | $949.7M |
| Total equity | $3.05B | $2.81B | $2.58B | $2.44B | $3.04B | $2.98B | $2.98B | $2.92B | $3.03B | $2.42B |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $358.6M | $433.8M | $657.5M | $1.29B | $1.22B | $864.2M | $635.7M | $824.3M | $318.6M | $308.5M |
| Depreciation and amortisation | $51.0M | $60.1M | $74.1M | $77.6M | $78.5M | $72.5M | $72.4M | $64.3M | $61.6M | $56.4M |
| Stock-based compensation | $20.5M | $21.6M | $19.6M | $20.9M | $15.9M | $20.4M | $23.4M | $23.1M | $22.7M | $18.0M |
| Investing cash flow | -$214.4M | $409.7M | $980.6M | -$2.12B | -$1.64B | -$2.62B | -$1.08B | -$2.04B | -$2.45B | -$3.83B |
| Financing cash flow | -$417.5M | -$940.7M | -$1.62B | $1.08B | $334.9M | $1.94B | $272.4M | $1.40B | $1.88B | $3.70B |
| Dividends paid | $91.9M | $85.5M | $79.1M | $79.4M | $85.8M | $86.5M | $84.1M | $91.3M | $91.6M | $89.8M |
| Buybacks | $44.8M | $0 | $55.2M | $401.3M | $318.5M | $101.0M | $154.0M | $300.0M | $0 | $0 |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001504008-26-000037.
Plot the figures US dollars
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.06B | $13.2M | $14.4M | $16.5M | $16.5M | $21.7M | $22.5M | $20.9M | $20.2M | $21.7M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $225.7M | $614.3M | $324.9M | $313.1M | $197.9M | $415.0M | $285.0M | $178.7M | $232.5M | $268.4M |
Recent filings and events
- Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
- Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
- Shareholder vote The results of the annual meeting or a special vote. Item 5.07
- Officer or director change Item 5.02
- Results announced Item 2.02
- Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
- Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
- Results announced Item 2.02
- Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
- Officer or director change Item 5.02
- Officer or director change Item 5.02
- Regulation FD disclosure Item 7.01
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.
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