TFS Financial CORP TFSL

Financials SIC 6035 - Savings Institution, Federally Chartered NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Savings Institutions and Other Depository Credit Intermediation derived Nasdaq

Last close 16.60 2026-10-23
Market cap $4.66B 2026-06-30 share count
52-week range 13.18 - 19.49

Valuation FY2025 figures against the last close

P/S6.1x
P/E51.9x
P/FCF65.6x
EV/EBITDA—
Dividend yield1.3%
Diluted EPS0.32

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $763.2M$734.1M$611.9M$409.3M$389.4M$455.3M$482.1M$443.0M$409.0M$388.4M
Interest expense $292.7M$278.5M$283.6M$267.4M$157.7M$213.0M$216.7M$162.1M$130.1M$118.0M
Pre-tax income $114.7M$100.3M$93.4M$92.1M$100.1M$100.2M$102.2M$121.2M$133.3M$122.4M
Income tax $23.8M$20.7M$18.1M$17.5M$19.1M$16.9M$22.0M$35.8M$44.5M$41.8M
Net income $91.0M$79.6M$75.2M$74.6M$81.0M$83.3M$80.2M$85.4M$88.9M$80.6M
EPS, basic 0.320.280.270.260.290.300.290.310.320.28
EPS, diluted 0.320.280.260.260.290.290.280.300.320.28
Shares, diluted (wtd. avg.) 279.8M279.1M278.6M278.7M278.6M277.8M277.4M277.3M279.3M283.8M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $429.4M$463.7M$466.7M$369.6M$488.3M$498.0M$275.1M$269.8M$268.2M$231.2M
Property, plant and equipment $40.0M$33.2M$34.7M$34.5M$37.4M$41.6M$61.6M$63.4M$60.9M$61.0M
Total assets $17.46B$17.09B$16.92B$15.79B$14.06B$14.64B$14.54B$14.14B$13.69B$12.91B
Total liabilities $15.56B$15.23B$14.99B$13.95B$12.33B$12.97B$12.85B$12.38B$12.00B$11.25B
Retained earnings $946.8M$915.5M$887.0M$870.0M$853.7M$865.5M$837.7M$807.9M$760.1M$698.9M
Total equity $1.89B$1.86B$1.93B$1.84B$1.73B$1.67B$1.70B$1.76B$1.69B$1.66B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $82.4M$88.6M$90.7M$38.9M$83.2M$121.8M$103.0M$92.1M$101.2M$84.9M
Depreciation and amortisation $4.6M$4.6M$4.9M$5.4M$5.4M$5.4M$5.9M$5.7M$5.6M$5.5M
Stock-based compensation $9.6M$9.5M$10.0M$11.0M$13.7M$12.1M$11.8M$11.4M$11.3M$13.4M
Capital expenditure $11.5M$3.1M$5.1M$2.7M$1.3M$3.2M$3.8M$8.4M$4.2M$9.1M
Investing cash flow -$384.0M-$124.7M-$1.01B-$1.88B$547.4M$147.6M-$342.0M-$474.9M-$754.8M-$454.4M
Financing cash flow $267.3M$33.1M$1.02B$1.72B-$640.2M-$46.5M$244.3M$384.3M$690.6M$445.3M
Dividends paid $59.5M$59.0M$58.3M$58.3M$56.6M$55.5M$50.5M$37.6M$27.7M$23.4M
Buybacks $4.0M$1.9M$6.0M$6.3M$5.6M$2.3M$9.1M$19.7M$54.0M$128.4M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001381668-25-000106.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 200M 400M 600M 800M Revenue, FY2016: 388.4M Net income, FY2016: 80.6M Revenue, FY2017: 409M Net income, FY2017: 88.9M Revenue, FY2018: 443M Net income, FY2018: 85.4M Revenue, FY2019: 482.1M Net income, FY2019: 80.2M Revenue, FY2020: 455.3M Net income, FY2020: 83.3M Revenue, FY2021: 389.4M Net income, FY2021: 81M Revenue, FY2022: 409.3M Net income, FY2022: 74.6M Revenue, FY2023: 611.9M Net income, FY2023: 75.2M Revenue, FY2024: 734.1M Net income, FY2024: 79.6M Revenue, FY2025: 763.2M Net income, FY2025: 91M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $388.4M $409.0M $443.0M $482.1M $455.3M $389.4M $409.3M $611.9M $734.1M $763.2M
Gross profit — — — — — — — — — —
Net income $80.6M $88.9M $85.4M $80.2M $83.3M $81.0M $74.6M $75.2M $79.6M $91.0M

Recent filings and events

  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Other event Item 8.01
  • Other event Item 8.01
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03
  • Other event Item 8.01
  • Other event Item 8.01
  • Results announced Item 2.02
  • Officer or director change Item 5.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Other event Item 8.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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KRNY Kearny Financial Corp. $603.8M 16.3x -0.1%
NRIM NORTHRIM BANCORP INC $530.8M 8.3x 30.4%