Kearny Financial Corp. KRNY

Financials SIC 6035 - Savings Institution, Federally Chartered NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Savings Institutions and Other Depository Credit Intermediation derived Nasdaq

•statements regarding our business plans, prospects, growth and operating strategies;

•estimates of our risks and future costs and benefits.

•general economic conditions, either nationally or in our market areas, that are worse than expected;

•the imposition of tariffs or other domestic or international governmental policies and retaliatory responses;

Last close 9.30 2026-10-23
Market cap $603.8M 2026-06-30 share count
52-week range 6.22 - 10.23

Valuation FY2026 figures against the last close

P/S1.9x
P/E16.3x
P/FCF17.1x
EV/EBITDA—
Dividend yield4.6%
Diluted EPS0.57

Annual financial statements

Income statement

Fiscal year FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Revenue $324.3M$324.5M$328.9M$293.7M$226.3M$238.1M$2.1M$237.3M$171.4M$139.1M
Interest expense $155.3M$134.9M$142.6M$175.9M$196.6M$49.9M$83.9M$82.0M$50.1M$36.5M
Pre-tax income $47.4M$31.0M-$80.8M$52.4M$92.3M$84.5M$57.3M$56.1M$34.0M$27.4M
Income tax $11.1M$4.9M$5.9M$11.6M$24.8M$21.3M$12.3M$13.9M$14.4M$8.8M
Net income $36.3M$26.1M-$86.7M$40.8M$67.5M$63.2M$45.0M$42.1M$19.6M$18.6M
EPS, basic 0.580.42-1.390.630.950.770.550.460.240.22
EPS, diluted 0.570.42-1.390.630.950.770.550.460.240.22
Shares, diluted (wtd. avg.) 63.2M62.7M62.4M64.8M70.9M82.4M82.4M91.1M82.6M84.7M

Balance sheet

Fiscal year FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Cash and equivalents $114.8M$167.3M$63.9M$70.5M$101.6M$67.9M$181.0M$38.9M$128.9M$78.2M
Property, plant and equipment $42.4M$43.9M$44.9M$48.3M$53.3M$56.3M$57.4M$56.9M$56.2M$39.6M
Goodwill $113.5M$113.5M$113.5M$210.9M$210.9M$210.9M$210.9M$210.9M$210.9M$108.6M
Other intangibles $968.0K$1.4M$1.9M$2.5M$3.0M$3.7M$4.0M$5.2M$6.3M$292.0K
Total assets $7.68B$7.74B$7.68B$8.06B$7.72B$7.28B$6.76B$6.63B$6.58B$4.82B
Short-term debt ———$1.51B$901.3M$685.9M————
Total liabilities $6.92B$6.99B$6.93B$7.20B$6.83B$6.24B$5.67B$5.51B$5.31B$3.76B
Retained earnings $350.0M$341.7M$343.3M$457.6M$445.5M$408.4M$387.9M$366.7M$359.1M$361.0M
Total equity $766.7M$746.0M$753.6M$869.3M$894.0M$1.04B$1.08B$1.13B$1.27B$1.06B

Cash flow

Fiscal year FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Operating cash flow $37.7M$24.8M$44.0M$69.5M$81.3M$75.4M$19.3M$39.0M$45.1M$38.5M
Depreciation and amortisation $4.0M$4.4M$4.7M$5.7M$6.0M$5.9M————
Stock-based compensation $3.8M$3.2M$4.0M$4.9M$6.3M$7.7M$8.2M$8.8M$9.2M$6.8M
Capital expenditure $2.5M$3.4M$1.4M$1.4M$2.9M$5.5M$6.0M$6.1M$8.3M$4.0M
Investing cash flow $10.9M$41.1M$258.1M-$417.9M-$480.0M-$84.0M$85.5M-$147.9M-$1.4M-$453.5M
Financing cash flow -$101.1M$37.5M-$308.7M$317.3M$432.4M-$104.6M$37.2M$19.0M$7.0M$294.1M
Dividends paid $27.8M$27.6M$27.6M$28.5M$30.7M$28.6M$24.1M$34.7M$20.6M$8.3M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001617242-26-000020.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -200M 0 200M 400M Revenue, FY2017: 139.1M Net income, FY2017: 18.6M Revenue, FY2018: 171.4M Net income, FY2018: 19.6M Revenue, FY2019: 237.3M Net income, FY2019: 42.1M Revenue, FY2020: 2.1M Net income, FY2020: 45M Revenue, FY2021: 238.1M Net income, FY2021: 63.2M Revenue, FY2022: 226.3M Net income, FY2022: 67.5M Revenue, FY2023: 293.7M Net income, FY2023: 40.8M Revenue, FY2024: 328.9M Net income, FY2024: -86.7M Revenue, FY2025: 324.5M Net income, FY2025: 26.1M Revenue, FY2026: 324.3M Net income, FY2026: 36.3M FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025 FY2026
Fiscal year FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Revenue $139.1M $171.4M $237.3M $2.1M $238.1M $226.3M $293.7M $328.9M $324.5M $324.3M
Gross profit — — — — — — — — — —
Net income $18.6M $19.6M $42.1M $45.0M $63.2M $67.5M $40.8M -$86.7M $26.1M $36.3M

Recent filings and events

  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Regulation FD disclosure Item 7.01
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Other event Item 8.01
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Other event Item 8.01
  • Results announced Item 2.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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