Bancorp, Inc. TBBK

Financials SIC 6021 - National Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived Nasdaq

The Bancorp, Inc. (the "Company," "we," "us," "our" or "the holding company") is a Delaware financial holding company and our primary, wholly-owned subsidiary is The Bancorp Bank, National Association (the "Bank"). The Bank is a federally chartered commercial bank located in Sioux Falls, South Dakota and is a Federal Deposit Insurance Corporation ("FDIC") insured institution. The vast majority of our revenue and income is generated through the Bank. As described more fully below, our business strategy is focused on Fintech Solutions, including program sponsorship, payment services, and sponsored lending. We expect our fintech business to generate non-interest income and attract stable, lower cost deposits which we then seek to deploy into lower risk assets in specialized markets through the specialty lending activities of our Credit Solutions business.

Last close 50.86 2026-10-23
Market cap $2.07B 2026-06-30 share count
52-week range 47.01 - 80.56

Valuation FY2025 figures against the last close

P/S14.7x
P/E10.3x
P/FCF8.0x
EV/EBITDA—
Dividend yield—
Diluted EPS4.92

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $141.1M$116.8M$99.2M$86.2M$222.1M$210.8M$9.4M$148.0M$122.0M$102.2M
Cost of revenue ——————$81.0K$117.0K$170.0K$1.0M
Gross profit ——————$9.3M$147.8M$121.8M$101.2M
Interest expense $375.5M$376.2M$354.1M$248.8M$11.2M$15.9M$38.3M$27.1M$15.3M$12.3M
Pre-tax income $303.0M$292.2M$256.8M$177.9M$144.2M$108.3M$72.5M$119.8M$40.4M-$69.5M
Income tax $74.8M$74.6M$64.5M$47.7M$33.7M$27.7M$21.2M$32.2M$23.1M$12.7M
Net income $228.2M$217.5M$192.3M$130.2M$110.7M$80.1M$51.6M$88.7M$21.7M-$96.5M
EPS, basic 4.994.353.522.301.931.390.911.570.39-2.17
EPS, diluted 4.924.293.492.271.881.370.901.550.39-2.17
Shares, diluted (wtd. avg.) 46.4M50.7M55.1M57.3M58.8M58.4M57.3M57.1M56.2M44.6M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $112.6M$570.1M$1.04B$888.2M$601.8M$345.5M$944.5M$554.3M$908.9M$999.1M
Property, plant and equipment $29.8M$27.6M$27.5M$18.4M$16.2M$17.6M$17.5M$18.9M$20.1M$24.1M
Goodwill $263.0K$263.0K————————
Other intangibles $856.0K$1.3M$1.7M$2.0M$2.4M$2.8M$2.3M$3.8M$5.4M$6.9M
Total assets $9.35B$8.73B$7.71B$7.90B$6.84B$6.28B$5.66B$4.44B$4.71B$4.86B
Short-term debt $199.0M$0$0$0$0$0$0$0$0—
Long-term debt —$14.1M$38.6M$10.0M$39.5M$40.3M$41.0M$41.7M$42.3M$263.1M
Total liabilities $8.66B$7.94B$6.90B$7.21B$6.19B$5.70B$5.17B$4.03B$4.38B$4.56B
Retained earnings $1.01B$779.2M$561.6M$369.3M$239.1M$128.5M$50.7M-$817.0K-$89.5M-$111.9M
Total equity $689.8M$789.8M$807.3M$694.0M$652.5M$581.2M$484.5M$406.8M$324.1M$299.0M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $265.0M$209.9M$186.9M$119.6M$83.9M$120.7M$66.9M-$174.0M-$28.1M-$162.0M
Depreciation and amortisation $4.6M$4.2M$3.1M$2.9M$3.3M$3.8M$5.2M$5.5M$6.0M$6.4M
Stock-based compensation $19.6M$15.0M$11.4M$7.6M$8.6M$6.4M$5.7M$3.5M$3.2M$2.8M
Capital expenditure $7.1M$5.0M$12.7M$5.1M$1.5M$3.7M$2.0M$2.4M$515.0K$8.0M
Investing cash flow -$1.06B-$1.49B$415.4M-$826.7M-$305.9M-$1.23B-$793.3M$84.5M-$84.3M-$154.9M
Financing cash flow $341.7M$812.7M-$452.4M$993.5M$478.3M$509.0M$1.12B-$265.1M$22.3M$160.8M
Buybacks $378.3M$252.4M$100.0M$60.0M$40.0M—————

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001104659-26-042670.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -100M 0 100M 200M 300M Revenue, FY2016: 102.2M Gross profit, FY2016: 101.2M Net income, FY2016: -96.5M Revenue, FY2017: 122M Gross profit, FY2017: 121.8M Net income, FY2017: 21.7M Revenue, FY2018: 148M Gross profit, FY2018: 147.8M Net income, FY2018: 88.7M Revenue, FY2019: 9.4M Gross profit, FY2019: 9.3M Net income, FY2019: 51.6M Revenue, FY2020: 210.8M Net income, FY2020: 80.1M Revenue, FY2021: 222.1M Net income, FY2021: 110.7M Revenue, FY2022: 86.2M Net income, FY2022: 130.2M Revenue, FY2023: 99.2M Net income, FY2023: 192.3M Revenue, FY2024: 116.8M Net income, FY2024: 217.5M Revenue, FY2025: 141.1M Net income, FY2025: 228.2M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $102.2M $122.0M $148.0M $9.4M $210.8M $222.1M $86.2M $99.2M $116.8M $141.1M
Gross profit $101.2M $121.8M $147.8M $9.3M — — — — — —
Net income -$96.5M $21.7M $88.7M $51.6M $80.1M $110.7M $130.2M $192.3M $217.5M $228.2M

Recent filings and events

  • Restructuring or exit costs A restructuring: layoffs, a plant closure, a business being wound down. Item 2.05
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Regulation FD disclosure Item 7.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Item 7.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

Others in SIC 6021

TickerCompanyMarket capP/ERevenue growth
JPM JPMORGAN CHASE & CO $881.40B 16.6x 2.8%
BAC BANK OF AMERICA CORP /DE/ $353.55B 13.3x 6.8%
WFC WELLS FARGO & COMPANY/MN $249.15B 13.2x -3.8%
C CITIGROUP INC $211.00B 17.3x 5.6%
COF CAPITAL ONE FINANCIAL CORP $125.29B 50.0x 36.3%
USB US BANCORP \DE\ $92.83B 12.9x 4.4%
PNC PNC FINANCIAL SERVICES GROUP, INC. $89.55B 13.5x 7.2%
TFC TRUIST FINANCIAL CORP $59.18B 12.7x -2.1%