RIVERVIEW BANCORP INC RVSB
Riverview Bancorp, Inc., a Washington corporation, is the bank holding company of Riverview Bank. At March 31, 2026, the Company had total assets of $1.46 billion, total deposits of $1.25 billion and total shareholders' equity of $145.6 million. The Company's executive offices are located in Vancouver, Washington. The Bank has two subsidiaries, Riverview Trust Company (the "Trust Company") and Riverview Services, Inc. ("Riverview Services"). The Trust Company is a trust and financial services company located in downtown Vancouver, Washington, and provides full-service brokerage activities, trust and asset management services. Riverview Services acts as a trustee for deeds of trust on mortgage loans granted by the Bank and receives a reconveyance fee for each deed of trust.
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $62.0M | $59.0M | $56.6M | $55.7M | $49.8M | $48.3M | $50.5M | $49.9M | $45.3M | $35.6M |
| Interest expense | $40.3M | $36.3M | $38.1M | $51.6M | $2.2M | $3.4M | $4.8M | $2.8M | $2.3M | $1.9M |
| Pre-tax income | -$5.8M | $6.2M | $4.6M | $23.7M | $28.3M | $13.5M | $20.6M | $22.4M | $18.0M | $10.8M |
| Income tax | $1.5M | $1.3M | $802.0K | $5.6M | $6.5M | $3.0M | $4.8M | $5.1M | $7.8M | $3.4M |
| Net income | -$4.3M | $4.9M | $3.8M | $18.1M | $21.8M | $10.5M | $15.7M | $17.3M | $10.2M | $7.4M |
| EPS, basic | -0.21 | 0.23 | 0.18 | 0.84 | 0.98 | 0.47 | 0.69 | 0.76 | 0.45 | 0.33 |
| EPS, diluted | -0.21 | 0.23 | 0.18 | 0.83 | 0.98 | 0.47 | 0.69 | 0.76 | 0.45 | 0.33 |
| Shares, diluted (wtd. avg.) | 20.8M | 21.1M | 21.1M | 21.6M | 22.2M | 22.3M | 22.7M | 22.7M | 22.6M | 22.5M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $116.9M | $29.4M | $23.6M | $22.0M | $241.4M | $265.4M | $42.0M | $22.9M | $44.8M | $64.6M |
| Property, plant and equipment | $20.9M | $22.3M | $21.7M | $20.1M | $17.2M | $17.8M | $15.6M | $15.5M | $15.8M | $16.2M |
| Goodwill | $27.1M | $27.1M | $27.1M | $27.1M | $27.1M | $27.1M | $27.1M | $27.1M | $27.1M | $27.1M |
| Other intangibles | $77.0K | $171.0K | $271.0K | $379.0K | $495.0K | $619.0K | $759.0K | $920.0K | $1.1M | $1.3M |
| Total assets | $1.46B | $1.51B | $1.52B | $1.59B | $1.74B | $1.55B | $1.18B | $1.16B | $1.15B | $1.13B |
| Total liabilities | $1.32B | $1.35B | $1.37B | $1.43B | $1.58B | $1.40B | $1.03B | $1.02B | $1.03B | $1.02B |
| Retained earnings | $113.7M | $119.7M | $116.5M | $117.8M | $104.9M | $87.9M | $81.9M | $70.4M | $56.6M | $48.3M |
| Total equity | $145.6M | $160.0M | $155.6M | $155.2M | $157.2M | $151.6M | $148.8M | $133.1M | $116.9M | $111.3M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $12.0M | $8.3M | $12.8M | $13.6M | $16.5M | $24.2M | $15.9M | $20.2M | $11.9M | $18.1M |
| Depreciation and amortisation | $3.4M | $3.3M | $2.8M | $2.7M | $3.5M | $3.2M | $3.0M | $2.7M | $2.9M | $2.7M |
| Stock-based compensation | $431.0K | $384.0K | $34.0K | $390.0K | $319.0K | $396.0K | $346.0K | $44.0K | $88.0K | — |
| Capital expenditure | $789.0K | $2.7M | $5.6M | $5.0M | $3.3M | $3.6M | $3.0M | $1.0M | $753.0K | $598.0K |
| Investing cash flow | $118.3M | $13.3M | $63.6M | -$76.2M | -$221.7M | -$150.2M | -$878.0K | -$25.0M | -$45.6M | -$76.6M |
| Financing cash flow | -$42.9M | -$15.8M | -$74.7M | -$156.7M | $181.2M | $349.5M | $4.0M | -$17.0M | $13.8M | $67.7M |
| Dividends paid | $1.7M | $2.5M | $5.1M | $5.1M | $4.7M | $4.5M | $4.1M | $3.2M | $2.1M | $1.8M |
| Buybacks | $2.7M | $2.0M | $577.0K | $6.7M | $1.9M | $1.4M | $1.0M | — | — | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001041368-26-000012.
Plot the figures US dollars
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $35.6M | $45.3M | $49.9M | $50.5M | $48.3M | $49.8M | $55.7M | $56.6M | $59.0M | $62.0M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $7.4M | $10.2M | $17.3M | $15.7M | $10.5M | $21.8M | $18.1M | $3.8M | $4.9M | -$4.3M |
Recent filings and events
- Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
- Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03
- Shareholder vote The results of the annual meeting or a special vote. Item 5.07
- Regulation FD disclosure Item 7.01
- Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
- Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
- Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
- Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
- Results announced Item 2.02
- Officer or director change Item 5.02
- Officer or director change Item 5.02
- Charter or fiscal year changed Item 5.03
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.
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