REGIONS FINANCIAL CORP RF

Financials SIC 6021 - National Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived NYSE

Regions Financial Corporation is a FHC headquartered in Birmingham, Alabama operating in the South, Midwest and Texas. In addition, Regions operates several offices delivering specialty capabilities in New York, Washington D.C., Chicago, Salt Lake City, and other locations nationwide. Regions provides financial solutions for a wide range of clients including retail and mortgage banking services, commercial banking services and wealth and investment services. Further, Regions and its subsidiaries deliver other financial services operations described below. At December 31, 2025, Regions had total consolidated assets of approximately $158.8 billion, total consolidated deposits of approximately $131.1 billion and total consolidated shareholders' equity of approximately $19.0 billion.

Last close 28.47 2026-10-23
Market cap $24.25B 2026-06-30 share count
52-week range 23.59 - 32.47

Valuation FY2025 figures against the last close

P/S3.4x
P/E12.4x
P/FCF11.1x
EV/EBITDA133.1x
Dividend yield3.8%
Diluted EPS2.30

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $7.07B$7.11B$6.90B$5.10B$4.08B$4.26B$79.0M$71.0M$60.0M$58.0M
Operating income $53.0M$95.0M$212.0M$56.0M$46.0M—————
Interest expense $4.99B$4.82B$5.32B$4.79B$167.0M$368.0M$851.0M$602.0M$373.0M$313.0M
Pre-tax income $2.74B$2.35B$2.61B$2.88B$3.21B$1.31B$1.99B$1.96B$1.86B$1.66B
Income tax $587.0M$461.0M$533.0M$631.0M$694.0M$220.0M$403.0M$387.0M$619.0M$510.0M
Net income $2.16B$1.89B$2.07B$2.25B$2.52B$1.09B$1.58B$1.76B$1.26B$1.16B
EPS, basic 2.311.942.112.292.511.031.511.551.010.87
EPS, diluted 2.301.932.112.282.491.031.501.541.000.87
Shares, diluted (wtd. avg.) 896.0M918.0M938.0M942.0M963.0M962.0M999.0M1.10B1.20B1.26B

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $10.91B$10.71B$6.80B$11.23B$29.41B$17.96B$4.11B$3.54B$3.98B$5.45B
Property, plant and equipment $1.66B$1.67B$1.64B$1.72B$1.81B$1.90B$1.96B$2.04B$2.06B$2.10B
Goodwill $5.73B$5.73B$5.73B$5.73B$5.74B$5.19B$4.84B$4.83B$4.90B$4.90B
Other intangibles $140.0M$169.0M$205.0M$249.0M$305.0M$122.0M$105.0M$115.0M$177.0M$221.0M
Total assets $158.81B$157.30B$152.19B$155.22B$162.94B$147.39B$126.24B$125.69B$124.29B$125.97B
Short-term debt $750.0M$500.0M$0——$0$2.05B$1.60B$500.0M$0
Long-term debt $4.13B$5.99B$2.33B$2.28B$2.41B$3.57B$7.88B$12.42B$8.13B$7.76B
Total liabilities $139.71B$139.39B$134.70B$139.27B$144.61B$129.28B$109.94B$110.60B$108.10B$109.30B
Retained earnings $10.21B$9.06B$8.19B$7.00B$5.55B$3.77B$3.75B$2.83B$1.63B$666.0M
Total equity $19.04B$17.88B$17.43B$15.95B$18.33B$18.11B$16.30B$15.09B$16.19B$16.66B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $2.18B$1.60B$2.31B$3.10B$3.03B$2.32B$2.58B$2.27B$2.30B$2.04B
Depreciation and amortisation $84.0M$144.0M$236.0M$353.0M$371.0M$421.0M$426.0M$462.0M$537.0M$574.0M
Investing cash flow -$1.42B-$262.0M-$1.61B-$12.94B-$2.87B-$4.85B$509.0M-$3.04B-$801.0M-$700.0M
Financing cash flow -$568.0M$2.58B-$5.13B-$8.35B$11.29B$16.37B-$2.51B$327.0M-$2.97B-$1.20B
Dividends paid $912.0M$890.0M$787.0M$663.0M$608.0M$595.0M$577.0M$452.0M$346.0M$317.0M
Buybacks $1.07B$348.0M$252.0M$230.0M$467.0M$0$1.10B$2.12B$1.27B$839.0M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001281761-26-000019.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 2B 4B 6B 8B Revenue, FY2016: 58M Net income, FY2016: 1.2B Revenue, FY2017: 60M Net income, FY2017: 1.3B Revenue, FY2018: 71M Net income, FY2018: 1.8B Revenue, FY2019: 79M Net income, FY2019: 1.6B Revenue, FY2020: 4.3B Net income, FY2020: 1.1B Revenue, FY2021: 4.1B Net income, FY2021: 2.5B Revenue, FY2022: 5.1B Net income, FY2022: 2.2B Revenue, FY2023: 6.9B Net income, FY2023: 2.1B Revenue, FY2024: 7.1B Net income, FY2024: 1.9B Revenue, FY2025: 7.1B Net income, FY2025: 2.2B FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $58.0M $60.0M $71.0M $79.0M $4.26B $4.08B $5.10B $6.90B $7.11B $7.07B
Gross profit — — — — — — — — — —
Net income $1.16B $1.26B $1.76B $1.58B $1.09B $2.52B $2.25B $2.07B $1.89B $2.16B

Recent filings and events

  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Regulation FD disclosure Item 7.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Item 7.01
  • Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Regulation FD disclosure Item 7.01
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Officer or director change Item 5.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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