Porch Group, Inc. PRCH

Technology SIC 7372 - Services-Prepackaged Software NAICS Information › Publishing Industries › Software Publishers derived Nasdaq

Porch Group, Inc., together with its consolidated subsidiaries, ("Porch," the "Company," "we," "our," "us") is a new kind of homeowners insurance company—one designed to stand out in a massive and growing market of more than $100 billion. Our strategy is built on three differentiators that set us apart.

Leveraging unique property insights, we can assess risk with greater precision, enabling competitive pricing for low-risk customers and avoiding high-risk customers, while delivering superior underwriting performance.

We are committed to being the go-to partner during one of life's most significant transitions—buying a home—by offering services that simplify moving and home setup.

We combine homeowners insurance with home warranty, filling coverage gaps and reducing unexpected costs for consumers.

Last close 17.73 2026-10-23
Market cap $2.34B 2026-06-30 share count
52-week range 6.36 - 18.75

Valuation FY2025 figures against the last close

P/S5.6x
P/E—
P/FCF35.4x
EV/EBITDA43.8x
Dividend yield—
Diluted EPS-0.03

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue $418.9M$313.3M$287.5M$275.9M$192.4M$72.3M$77.6M—
Cost of revenue $142.4M$235.9M$229.4M$107.6M$58.7M$17.6M$21.5M—
Gross profit $340.0M$201.9M$200.9M$168.4M$133.7M$54.7M$56.1M—
SG&A $105.2M$95.2M$101.1M$109.8M$84.7M$28.2M$52.0M—
Total operating expenses —$502.4M$620.7M$453.0M$275.8M$114.5M$165.7M—
Operating income $36.6M-$64.6M-$190.4M-$177.0M-$83.4M-$42.2M-$88.1M—
Interest expense $51.6M$42.5M$31.8M$8.7M$5.8M$14.7M$7.1M—
Pre-tax income $26.7M-$30.7M-$133.3M-$155.7M-$116.9M-$55.7M-$103.2M—
Income tax $11.4M$2.1M$622.0K$842.0K$10.3M$1.7M$96.0K—
Net income $15.3M-$32.8M-$133.9M-$156.6M-$106.6M-$54.0M-$103.3M—
EPS, basic -0.03-0.33-1.39-1.61-1.14-1.96-3.31—
EPS, diluted -0.03-0.33-1.39-1.61-1.14-2.03-3.31—
Shares, diluted (wtd. avg.) 103.7M99.6M96.1M97.4M93.9M36.4M31.2M—

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Cash and equivalents $44.7M$167.6M$297.2M$228.6M$324.8M$207.5M$7.2M$7.2M
Short-term investments $12.6M$24.1M$35.6M$36.5M$9.3M———
Receivables $11.3M$19.1M$24.3M$26.4M$28.8M$4.3M$4.7M—
Total current assets $88.2M$365.1M$481.1M$610.6M$605.1M$215.8M$10.2M—
Property, plant and equipment $27.6M$22.5M$16.9M$12.2M$6.7M$4.6M$6.7M—
Goodwill $191.9M$191.9M$191.9M$244.7M$225.7M$28.3M$18.3M$21.3M
Other intangibles $30.5M$68.7M$87.2M$108.3M$129.8M$16.0M$9.8M—
Total assets $797.4M$814.0M$899.4M$1.05B$1.04B$268.4M$48.5M—
Accounts payable $4.0M$4.5M$8.8M$6.3M$7.0M$9.2M$4.8M—
Short-term debt $7.8M$150.0K$244.0K$16.5M$150.0K$4.7M$20.5M—
Total current liabilities $67.8M$414.2M$462.2M$515.6M$363.1M$31.7M$57.5M—
Long-term debt $385.1M$403.8M$435.5M$425.3M$414.6M$43.2M$40.7M—
Total liabilities $775.0M$857.2M$935.1M$969.7M$821.7M$161.1M$108.4M—
Retained earnings -$648.3M-$754.9M-$722.1M-$585.0M-$424.1M-$317.5M-$263.5M—
Total equity -$24.6M-$43.2M-$35.7M$79.4M$217.0M$107.3M-$60.0M-$149.8M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Operating cash flow $66.4M-$31.7M$33.9M-$17.7M-$34.8M-$48.7M-$29.3M—
Depreciation and amortisation $24.5M$25.5M$24.4M$27.9M$16.4M$6.6M$7.4M—
Stock-based compensation $29.0M$27.2M$20.7M$27.0M$38.6M$11.3M$36.0M—
Capital expenditure $454.0K$523.0K$851.0K$2.4M$972.0K$279.0K$478.0K—
Investing cash flow -$71.9M-$45.1M-$56.3M-$79.7M-$263.4M-$10.7M-$5.2M—
Financing cash flow -$22.2M-$23.7M$91.0M$1.2M$415.5M$259.6M$34.5M—
Dividends paid —————$30.0M——
Buybacks $0$0$5.6M$1.8M$0$42.0K——

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001784535-26-000021.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -200M 0 200M 400M 600M Revenue, FY2019: 77.6M Gross profit, FY2019: 56.1M Net income, FY2019: -103.3M Revenue, FY2020: 72.3M Gross profit, FY2020: 54.7M Net income, FY2020: -54M Revenue, FY2021: 192.4M Gross profit, FY2021: 133.7M Net income, FY2021: -106.6M Revenue, FY2022: 275.9M Gross profit, FY2022: 168.4M Net income, FY2022: -156.6M Revenue, FY2023: 287.5M Gross profit, FY2023: 200.9M Net income, FY2023: -133.9M Revenue, FY2024: 313.3M Gross profit, FY2024: 201.9M Net income, FY2024: -32.8M Revenue, FY2025: 418.9M Gross profit, FY2025: 340M Net income, FY2025: 15.3M FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue — $77.6M $72.3M $192.4M $275.9M $287.5M $313.3M $418.9M
Gross profit — $56.1M $54.7M $133.7M $168.4M $200.9M $201.9M $340.0M
Net income — -$103.3M -$54.0M -$106.6M -$156.6M -$133.9M -$32.8M $15.3M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
  • Unregistered share sale Shares issued outside a registered offering. Dilution, and for a small company often the way it is funded. Item 3.02
  • Regulation FD disclosure Item 7.01
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Results announced Item 2.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

Others in SIC 7372

TickerCompanyMarket capP/ERevenue growth
MSFT MICROSOFT CORP $3.89T 29.2x 17.8%
PLTR Palantir Technologies Inc. $472.16B 312.3x 56.2%
ORCL ORACLE CORP $363.40B 21.6x 17.3%
CRWD CrowdStrike Holdings, Inc. $263.73B — 21.7%
SHOP SHOPIFY INC. $218.48B 179.4x 30.1%
CRM Salesforce, Inc. $204.57B 31.9x 9.6%
NOW ServiceNow, Inc. $164.36B 95.2x 20.9%
NET Cloudflare, Inc. $115.42B — 29.8%