Pinnacle Financial Partners, Inc. PNFP

Financials SIC 6021 - National Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived NYSE

Pinnacle Financial Partners is a financial holding company headquartered in Nashville, Tennessee, with approximately $57.7 billion in total assets as of December 31, 2025. At December 31, 2025, the holding company was the parent company of Pinnacle Bank, a Tennessee state-chartered bank, and owned 100% of the capital stock of Pinnacle Bank. The firm started operations on October 27, 2000, in Nashville, Tennessee, and, as of December 31, 2025, had grown through a combination of acquisitions and organic growth to 141 offices from which it conduct branch banking operations, including 50 in Tennessee, 42 in North Carolina, 21 in South Carolina, 10 in Virginia, five in Georgia, six in Alabama, three in Kentucky, two in Maryland and two in Florida.

Last close 100.35 2026-10-23
Market cap $15.16B 2026-06-30 share count
52-week range 81.08 - 110.33

Valuation FY2025 figures against the last close

P/S5.4x
P/E12.4x
P/FCF22.3x
EV/EBITDA—
Dividend yield0.5%
Diluted EPS8.07

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021
Revenue $2.80B$2.70B$2.35B——
Interest expense $1.55B$1.37B$1.26B——
Pre-tax income $1.02B$605.0M$696.2M——
Income tax $138.0M$106.2M$151.9M——
Net income $641.9M$457.1M$562.2M$560.7M$527.3M
EPS, basic 8.156.017.20——
EPS, diluted 8.075.967.14——
Shares, diluted (wtd. avg.) 77.7M77.1M76.6M——

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021
Cash and equivalents $3.57B$3.44B$2.23B$1.18B—
Property, plant and equipment $340.0M$311.3M———
Goodwill $1.85B$1.85B———
Other intangibles $29.7M$21.4M———
Total assets $57.71B$52.59B———
Total liabilities $50.66B$46.16B———
Retained earnings $3.73B$3.18B———
Total equity $7.04B$6.43B$6.04B$5.52B—

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021
Operating cash flow $759.0M$904.3M$478.4M——
Depreciation and amortisation $36.8M$35.1M$30.2M——
Stock-based compensation $43.6M$40.9M$41.9M——
Capital expenditure $79.9M$94.5M$78.3M——
Investing cash flow -$5.03B-$3.67B-$4.60B——
Financing cash flow $4.40B$3.97B$5.18B——
Dividends paid $74.7M$69.0M$68.7M——
Buybacks $142.2M$272.3M$0——

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0002082866-26-000031.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 1B 2B 3B Net income, FY2021: 527.3M Net income, FY2022: 560.7M Revenue, FY2023: 2.4B Net income, FY2023: 562.2M Revenue, FY2024: 2.7B Net income, FY2024: 457.1M Revenue, FY2025: 2.8B Net income, FY2025: 641.9M FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2021FY2022FY2023FY2024FY2025
Revenue — — $2.35B $2.70B $2.80B
Gross profit — — — — —
Net income $527.3M $560.7M $562.2M $457.1M $641.9M

Recent filings and events

  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Regulation FD disclosure Item 7.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • New debt or obligation The company has taken on debt or a comparable obligation. Item 2.03
  • Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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