OptimumBank Holdings, Inc. OPHC
company. These statements are not historical facts and include expressions concerning the future that are subject to risks and uncertainties.
either nationally or regionally, that are less favorable than expected resulting in, among other things, a deterioration in credit
conditions and the rate of inflation.
used in this Annual Report, the words "believes," "estimates," "plans," "expects," "should,"
Last close
8.55
2026-10-23
Market cap
$104.9M
2026-03-31 share count
52-week range
3.92 - 10.68
Valuation FY2025 figures against the last close
P/S1.6x
P/E12.0x
P/FCF6.2x
EV/EBITDA—
Dividend yield—
Diluted EPS0.71
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $64.4M | $59.6M | $35.8M | $19.9M | $10.4M | $6.7M | $5.2M | $4.3M | $4.7M | $4.8M |
| Interest expense | $42.6M | $34.7M | $23.7M | $4.0M | $985.0K | $1.7M | $2.0M | $1.2M | $1.2M | $1.1M |
| Pre-tax income | $22.2M | $17.6M | $8.5M | $5.4M | $3.1M | -$782.0K | -$1.2M | $796.0K | -$589.0K | -$396.0K |
| Income tax | $5.5M | $4.5M | $2.2M | $1.4M | $3.2M | — | $52.0K | — | — | — |
| Net income | $16.6M | $13.1M | $6.3M | $4.0M | $6.3M | -$782.0K | -$1.1M | $796.0K | -$589.0K | -$396.0K |
| EPS, basic | 1.42 | 1.39 | 0.87 | 0.68 | 1.61 | — | — | — | -0.53 | -0.38 |
| EPS, diluted | 0.71 | 0.63 | 0.87 | 0.68 | 1.61 | -0.27 | -0.58 | 0.53 | -0.53 | -0.38 |
| Shares, diluted (wtd. avg.) | 11.7M | 9.4M | 7.24B | 6.0M | 3.9M | — | — | — | — | — |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $9.3M | $14.0M | $14.0M | $19.8M | $13.7M | $25.5M | $2.1M | $1.9M | $1.2M | $17.6M |
| Short-term investments | — | $0 | $0 | $0 | $0 | $0 | — | — | — | — |
| Property, plant and equipment | $2.5M | $2.1M | $1.4M | $934.0K | $843.0K | $1.4M | $1.4M | $2.7M | $2.6M | $2.6M |
| Total assets | $1.11B | $932.9M | $791.3M | $585.2M | $351.9M | $235.1M | $126.7M | $99.5M | $95.9M | $119.7M |
| Total liabilities | $989.8M | $829.7M | $721.2M | $522.6M | $313.4M | $217.3M | $119.5M | $94.1M | $93.3M | $116.6M |
| Retained earnings | $13.8M | -$2.8M | -$16.0M | -$22.1M | -$26.1M | -$32.4M | -$31.6M | -$30.5M | -$31.3M | -$30.7M |
| Total equity | $121.9M | $103.2M | $70.0M | $62.6M | $38.5M | $17.8M | $7.2M | $5.3M | $2.5M | $3.1M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $17.8M | $15.6M | $6.9M | $10.4M | $3.8M | -$1.5M | -$558.0K | $24.0K | $570.0K | $551.0K |
| Depreciation and amortisation | $468.0K | $301.0K | $227.0K | $231.0K | $210.0K | $176.0K | $173.0K | $159.0K | $149.0K | $156.0K |
| Stock-based compensation | $875.0K | $490.0K | $490.0K | $372.0K | $199.0K | $219.0K | $201.0K | — | $21.0K | $46.0K |
| Capital expenditure | $896.0K | $988.0K | $668.0K | $322.0K | $381.0K | $200.0K | $509.0K | $234.0K | $94.0K | $101.0K |
| Investing cash flow | -$156.7M | -$125.5M | -$199.7M | -$229.8M | -$108.8M | -$62.8M | -$25.3M | -$6.0M | $17.5M | $14.4M |
| Financing cash flow | $159.8M | $126.8M | $197.6M | $232.3M | $109.3M | $109.9M | $26.8M | $2.3M | -$24.0M | -$7.6M |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001493152-26-008143.
Plot the figures US dollars
Income statement
Revenue
Cost of revenue
Gross profit
R&D
SG&A
Total operating expenses
Operating income
Interest expense
Pre-tax income
Income tax
Net income
EPS, basic
EPS, diluted
Shares, diluted (wtd. avg.)
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.8M | $4.7M | $4.3M | $5.2M | $6.7M | $10.4M | $19.9M | $35.8M | $59.6M | $64.4M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | -$396.0K | -$589.0K | $796.0K | -$1.1M | -$782.0K | $6.3M | $4.0M | $6.3M | $13.1M | $16.6M |
Recent filings and events
- Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
- New debt or obligation The company has taken on debt or a comparable obligation. Item 2.03
- Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
- Regulation FD disclosure Item 7.01
- Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
- Regulation FD disclosure Item 7.01
- Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
- Shareholder vote The results of the annual meeting or a special vote. Item 5.07
- Results announced Item 2.02
- Regulation FD disclosure Item 7.01
- Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
- Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.
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