NewtekOne, Inc. NEWT

Financials SIC 6021 - National Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived Nasdaq

We are a financial holding company subject to the regulation and supervision of the Federal Reserve and the Federal Reserve Bank of Atlanta that, together with our consolidated subsidiaries, provides a wide range of business and financial solutions under the Newtek® and NewtekOne® brands to the independent business owner (SMB) market.

Prior to January 6, 2023 when we acquired Newtek Bank and converted to a financial holding company, we operated as an internally managed non-diversified closed-end management investment company that was regulated as a BDC under the 1940 Act, and was treated as a RIC under the Code for U.S. federal income tax purposes. See "Executive Overview - Conversion to a Financial Holding Company."

Last close 11.43 2026-10-23
Market cap $330.2M 2026-06-30 share count
52-week range 9.59 - 15.69

Valuation FY2025 figures against the last close

P/S—
P/E5.2x
P/FCF—
EV/EBITDA—
Dividend yield8.5%
Diluted EPS2.18

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020
Interest expense $59.9M$40.3M$26.6M$12.3M$20.5M—
Pre-tax income $80.0M$68.7M$49.3M$38.8M$85.5M—
Income tax $19.5M$17.8M$2.0M$6.5M$1.3M—
Net income $60.5M$50.9M$47.3M$32.3M$84.1M—
EPS, basic 2.211.971.891.343.69—
EPS, diluted 2.181.961.881.343.69—
Shares, diluted (wtd. avg.) 26.7M25.2M24.3M24.2M22.8M—

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020
Cash and equivalents $310.3M$381.4M$184.0M$125.6M$186.9M$51.4M
Goodwill $14.1M$14.1M$25.9M$0——
Other intangibles $512.0K$667.0K$4.2M$0——
Total assets $2.74B$2.06B$1.43B$998.9M——
Long-term debt $819.9M$708.0M$644.1M$539.3M——
Total liabilities $2.35B$1.76B$1.18B$623.5M——
Retained earnings $95.0M$57.8M$28.1M$20.6M——
Total equity $397.6M$296.3M$249.0M$375.4M$403.9M—

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020
Operating cash flow -$579.2M-$153.0M-$169.2M-$62.4M$140.9M—
Depreciation and amortisation $668.0K$1.8M$2.9M$239.0K$304.0K—
Stock-based compensation $4.1M$4.1M$2.8M$0$0—
Capital expenditure $106.0K$439.0K$458.0K$11.0K$0—
Investing cash flow -$245.3M-$209.1M-$172.2M-$11.0K$0—
Financing cash flow $753.5M$560.9M$345.0M$1.2M-$5.5M—
Dividends paid $28.0M$20.3M$14.1M$64.5M$70.1M—
Buybacks $0$402.0K$0$0——

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001628280-26-027133.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 25M 50M 75M 100M Net income, FY2021: 84.1M Net income, FY2022: 32.3M Net income, FY2023: 47.3M Net income, FY2024: 50.9M Net income, FY2025: 60.5M FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2020FY2021FY2022FY2023FY2024FY2025
Revenue — — — — — —
Gross profit — — — — — —
Net income — $84.1M $32.3M $47.3M $50.9M $60.5M

Recent filings and events

  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Results announced Item 2.02
  • New debt or obligation The company has taken on debt or a comparable obligation. Item 2.03
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Results announced Item 2.02
  • Officer or director change Item 5.02
  • Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
  • Results announced Item 2.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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