Magyar Bancorp, Inc. MGYR
events, many of which, by their nature, are inherently uncertain and outside our control. These statements include statements other than
historical information or statements of current condition and may relate to our future plans and objectives and results, as well as statements
about the objective and effectiveness of our risk management and liquidity policies, statements about trends in or growth opportunities
for our business, statements about our future status, and activities or reporting under U.S. banking and financial regulation. Forward-looking
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $54.7M | $48.6M | $38.1M | $29.5M | $28.5M | $26.9M | $27.1M | $24.4M | $22.0M | $20.5M |
| Interest expense | $31.9M | $28.0M | $27.7M | $2.5M | $2.9M | $5.5M | $6.7M | $4.6M | $3.8M | $3.5M |
| Pre-tax income | $13.8M | $11.1M | $10.7M | $11.2M | $8.7M | $3.1M | $4.3M | $3.5M | $2.4M | $1.8M |
| Income tax | $4.0M | $3.3M | $3.0M | $3.2M | $2.6M | $921.0K | $1.3M | $1.5M | $994.0K | $664.0K |
| Net income | $9.8M | $7.8M | $7.7M | $7.9M | $6.1M | $2.2M | $3.0M | $2.0M | $1.4M | $1.1M |
| EPS, basic | 1.57 | 1.23 | 1.20 | 1.17 | 1.01 | — | — | 0.35 | 0.24 | 0.19 |
| EPS, diluted | 1.56 | 1.23 | 1.20 | 1.17 | 1.01 | 0.31 | 0.51 | 0.35 | 0.24 | 0.19 |
| Shares, diluted (wtd. avg.) | 6.2M | 6.3M | 6.4M | 6.8M | 6.0M | — | — | 5.8M | 5.8M | 5.8M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $7.1M | $25.6M | $72.5M | $30.9M | $75.2M | $61.7M | $21.5M | $15.4M | $22.3M | $21.8M |
| Short-term investments | — | — | — | — | — | $6.1M | — | — | — | — |
| Property, plant and equipment | $12.2M | $12.5M | $13.3M | $13.9M | $14.3M | $14.7M | $16.2M | $17.0M | $17.6M | $18.1M |
| Total assets | $997.7M | $951.9M | $907.3M | $798.5M | $774.0M | $754.0M | $630.3M | $624.0M | $603.0M | $584.4M |
| Short-term debt | — | — | $29.5M | $15.6M | $23.4M | — | — | — | — | — |
| Long-term debt | $49.1M | $28.6M | $29.5M | — | — | — | — | — | — | — |
| Total liabilities | $878.8M | $841.4M | $802.5M | $700.0M | $676.3M | $697.1M | $575.7M | $572.6M | $553.6M | $536.7M |
| Retained earnings | $66.6M | $58.6M | $52.2M | $45.8M | $39.3M | $33.2M | $31.0M | $28.0M | $25.8M | $24.3M |
| Total equity | $118.8M | $110.5M | $104.8M | $98.5M | $97.6M | $56.9M | $54.7M | $51.4M | $49.5M | $47.7M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $10.4M | $6.3M | $8.5M | $11.2M | $9.3M | $814.0K | $5.8M | $4.6M | $3.6M | $8.5M |
| Depreciation and amortisation | $937.0K | $890.0K | $840.0K | $839.0K | $835.0K | $854.0K | $871.0K | $861.0K | $816.0K | $778.0K |
| Stock-based compensation | $621.0K | $646.0K | $664.0K | $6.0K | — | — | — | — | — | $3.0K |
| Capital expenditure | $574.0K | $812.0K | — | $3.0M | $420.0K | $147.0K | $53.0K | $284.0K | $299.0K | $184.0K |
| Investing cash flow | -$64.2M | -$90.3M | -$66.1M | -$69.7M | -$8.2M | -$80.0M | -$405.0K | -$30.5M | -$21.8M | -$36.0M |
| Financing cash flow | $35.4M | $37.0M | $99.2M | $14.3M | $12.4M | $119.4M | $717.0K | $18.9M | $18.7M | $31.2M |
| Dividends paid | $1.8M | $1.7M | — | — | — | — | — | — | — | — |
| Buybacks | $868.0K | $2.4M | — | — | — | — | — | — | — | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0002077096-25-000193.
Plot the figures US dollars
- Total current liabilities
- Goodwill
- Total liabilities
- Operating cash flow
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total current liabilities | — | — | — | — | — | — | — | — | — | — |
| Goodwill | — | — | — | — | — | — | — | — | — | — |
| Total liabilities | $536.7M | $553.6M | $572.6M | $575.7M | $697.1M | $676.3M | $700.0M | $802.5M | $841.4M | $878.8M |
| Operating cash flow | $8.5M | $3.6M | $4.6M | $5.8M | $814.0K | $9.3M | $11.2M | $8.5M | $6.3M | $10.4M |
Recent filings and events
- Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
- Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
- Results announced Item 2.02
- Other event Item 8.01
- Shareholder vote The results of the annual meeting or a special vote. Item 5.07
- Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
- Results announced Item 2.02
- Other event Item 8.01
- Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
- Results announced Item 2.02
- Other event Item 8.01
- Results announced Item 2.02
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.
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