Kentucky First Federal Bancorp KFFB
Last close
6.11
2026-09-04
Market cap
$49.4M
2026-03-31 share count
52-week range
2.97 - 6.45
Valuation FY2025 figures against the last close
P/S—
P/E305.5x
P/FCF—
EV/EBITDA—
Dividend yield—
Diluted EPS0.02
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | $12.8M | $10.9M | $12.2M | $12.8M | $12.7M | $17.0K | $19.0K | $11.6M |
| Interest expense | $8.3M | $7.0M | $8.9M | $1.8M | $2.1M | $3.5M | $3.3M | $2.2M | $1.5M | $1.4M |
| Pre-tax income | $238.0K | -$2.0M | $1.2M | $2.1M | $2.2M | -$12.3M | $953.0K | $1.3M | $1.4M | $2.1M |
| Income tax | $57.0K | $239.0K | $294.0K | $477.0K | $352.0K | $264.0K | $141.0K | $37.0K | $513.0K | $596.0K |
| Net income | $181.0K | -$1.7M | $933.0K | $1.6M | $1.8M | -$12.5M | $812.0K | $1.3M | $935.0K | $1.5M |
| EPS, basic | 0.02 | -0.21 | 0.11 | 0.19 | 0.22 | — | — | — | — | — |
| EPS, diluted | 0.02 | -0.21 | 0.11 | 0.19 | 0.22 | -1.52 | 0.10 | 0.16 | 0.11 | 0.18 |
| Shares, diluted (wtd. avg.) | $8.1M | $8.1M | $8.1M | $8.2M | $8.2M | — | $8.3M | $8.4M | $8.3M | $8.3M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $19.5M | $18.3M | $8.2M | $25.8M | $21.6M | $13.7M | $9.9M | $9.9M | $12.8M | $13.1M |
| Property, plant and equipment | $4.2M | $4.3M | $4.4M | $4.6M | $4.7M | $4.9M | $5.0M | $5.7M | $5.8M | $6.0M |
| Goodwill | — | — | $947.0K | $947.0K | $947.0K | $947.0K | $14.5M | $14.5M | $14.5M | $14.5M |
| Total assets | $371.2M | $375.0M | $349.0M | $328.1M | $338.1M | $321.1M | $330.8M | $318.4M | $308.5M | $291.9M |
| Total liabilities | $322.8M | $327.0M | $298.3M | $276.1M | $285.8M | $269.2M | $264.5M | $251.2M | $241.3M | $224.4M |
| Retained earnings | $17.5M | $17.3M | $20.1M | $20.6M | $20.4M | $19.9M | $33.9M | $34.0M | $34.2M | $34.7M |
| Total equity | $48.4M | $48.0M | $50.7M | $52.0M | $52.3M | $51.9M | $66.3M | $67.2M | $67.1M | $67.5M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -$86.0K | -$1.5M | $1.2M | $2.6M | $1.6M | $1.0M | $1.0M | $1.1M | $2.1M | $1.4M |
| Depreciation and amortisation | $201.0K | $234.0K | $255.0K | $285.0K | $288.0K | $277.0K | $282.0K | $309.0K | $336.0K | $321.0K |
| Capital expenditure | $149.0K | $66.0K | $127.0K | $151.0K | $101.0K | $165.0K | $148.0K | $151.0K | $124.0K | $1.1M |
| Investing cash flow | $6.1M | -$16.6M | -$39.5M | $13.3M | -$8.8M | $243.0K | -$12.6M | -$12.6M | -$17.9M | $3.9M |
| Financing cash flow | -$4.8M | $28.2M | $20.7M | -$11.8M | $15.2M | $2.6M | $11.5M | $8.6M | $15.5M | -$5.9M |
| Dividends paid | — | $670.0K | $1.4M | $1.4M | $1.4M | $1.4M | $1.4M | $1.5M | $1.5M | $1.5M |
| Buybacks | — | — | $461.0K | — | — | — | $904.0K | — | — | $0 |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001213900-25-093967.
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