Kentucky First Federal Bancorp KFFB

Financials SIC 6035 - Savings Institution, Federally Chartered NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Savings Institutions and Other Depository Credit Intermediation derived Nasdaq

Last close 5.22 2026-10-22
Market cap $42.2M 2026-03-31 share count
52-week range 3.47 - 6.46

Valuation FY2025 figures against the last close

P/S—
P/E261.0x
P/FCF—
EV/EBITDA—
Dividend yield—
Diluted EPS0.02

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue ——$12.8M$10.9M$12.2M$12.8M$12.7M$17.0K$19.0K$11.6M
Interest expense $8.3M$7.0M$8.9M$1.8M$2.1M$3.5M$3.3M$2.2M$1.5M$1.4M
Pre-tax income $238.0K-$2.0M$1.2M$2.1M$2.2M-$12.3M$953.0K$1.3M$1.4M$2.1M
Income tax $57.0K$239.0K$294.0K$477.0K$352.0K$264.0K$141.0K$37.0K$513.0K$596.0K
Net income $181.0K-$1.7M$933.0K$1.6M$1.8M-$12.5M$812.0K$1.3M$935.0K$1.5M
EPS, basic 0.02-0.210.110.190.22—————
EPS, diluted 0.02-0.210.110.190.22-1.520.100.160.110.18
Shares, diluted (wtd. avg.) 8.1M8.1M8.1M8.2M8.2M—8.3M8.4M8.3M8.3M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $19.5M$18.3M$8.2M$25.8M$21.6M$13.7M$9.9M$9.9M$12.8M$13.1M
Property, plant and equipment $4.2M$4.3M$4.4M$4.6M$4.7M$4.9M$5.0M$5.7M$5.8M$6.0M
Goodwill ——$947.0K$947.0K$947.0K$947.0K$14.5M$14.5M$14.5M$14.5M
Total assets $371.2M$375.0M$349.0M$328.1M$338.1M$321.1M$330.8M$318.4M$308.5M$291.9M
Total liabilities $322.8M$327.0M$298.3M$276.1M$285.8M$269.2M$264.5M$251.2M$241.3M$224.4M
Retained earnings $17.5M$17.3M$20.1M$20.6M$20.4M$19.9M$33.9M$34.0M$34.2M$34.7M
Total equity $48.4M$48.0M$50.7M$52.0M$52.3M$51.9M$66.3M$67.2M$67.1M$67.5M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow -$86.0K-$1.5M$1.2M$2.6M$1.6M$1.0M$1.0M$1.1M$2.1M$1.4M
Depreciation and amortisation $201.0K$234.0K$255.0K$285.0K$288.0K$277.0K$282.0K$309.0K$336.0K$321.0K
Capital expenditure $149.0K$66.0K$127.0K$151.0K$101.0K$165.0K$148.0K$151.0K$124.0K$1.1M
Investing cash flow $6.1M-$16.6M-$39.5M$13.3M-$8.8M$243.0K-$12.6M-$12.6M-$17.9M$3.9M
Financing cash flow -$4.8M$28.2M$20.7M-$11.8M$15.2M$2.6M$11.5M$8.6M$15.5M-$5.9M
Dividends paid —$670.0K$1.4M$1.4M$1.4M$1.4M$1.4M$1.5M$1.5M$1.5M
Buybacks ——$461.0K———$904.0K——$0

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001213900-25-093967.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -20M -10M 0 10M 20M Revenue, FY2016: 11.6M Net income, FY2016: 1.5M Revenue, FY2017: 19K Net income, FY2017: 935K Revenue, FY2018: 17K Net income, FY2018: 1.3M Revenue, FY2019: 12.7M Net income, FY2019: 812K Revenue, FY2020: 12.8M Net income, FY2020: -12.5M Revenue, FY2021: 12.2M Net income, FY2021: 1.8M Revenue, FY2022: 10.9M Net income, FY2022: 1.6M Revenue, FY2023: 12.8M Net income, FY2023: 933K Net income, FY2024: -1.7M Net income, FY2025: 181K FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $11.6M $19.0K $17.0K $12.7M $12.8M $12.2M $10.9M $12.8M — —
Gross profit — — — — — — — — — —
Net income $1.5M $935.0K $1.3M $812.0K -$12.5M $1.8M $1.6M $933.0K -$1.7M $181.0K

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Other event Item 8.01
  • Results announced Item 2.02
  • Results announced Item 2.02
  • Material agreement terminated An agreement that mattered has ended. Often the other half of a deal that fell through. Item 1.02
  • Results announced Item 2.02
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Officer or director change Item 5.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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