Home Federal Bancorp, Inc. of Louisiana HFBL
Home Federal Bancorp, Inc. of Louisiana, a Louisiana chartered corporation ("Home Federal Bancorp" or the "Company"), is the holding company for Home Federal Bank ("Home Federal Bank" or the "Bank"). Home Federal
Bank is a federally chartered stock savings bank originally organized in 1924 as Home Building and Loan Association. The Bank reorganized into the mutual holding company structure in January 2005 and changed its name to "Home Federal Bank"
in 2009 as part of its business strategy to be recognized as a community bank. Home Federal Bank's home office and ten full service branch offices are located in Caddo, Bossier and Webster Parishes, Louisiana and serve the Shreveport-Bossier
City-Minden combined statistical area. In February 2023, the Bank acquired First National Bank of Benton and its full service branch office in Benton, Louisiana. Home Federal Bank's business primarily consists of attracting deposits from the
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.3M | $1.1M | $1.5M | $1.1M | $991.0K | $1.0M | $975.0K | $18.4M | $16.9M | $15.5M |
| Interest expense | $18.7M | $19.0M | $21.6M | $1.9M | $3.3M | $5.2M | $4.5M | $3.5M | $2.8M | $2.6M |
| Pre-tax income | $4.7M | $4.1M | $6.8M | $6.0M | $6.8M | $4.8M | $6.0M | $5.8M | $5.4M | $5.0M |
| Income tax | $766.0K | $476.0K | $1.1M | $1.1M | $1.4M | $957.0K | $1.3M | $2.3M | $1.8M | $1.6M |
| Net income | $3.9M | $3.6M | $5.7M | $4.9M | $5.4M | $3.9M | $4.7M | $3.6M | $3.7M | $3.4M |
| EPS, basic | 1.27 | 1.18 | 1.89 | 1.50 | 1.66 | 1.15 | 2.68 | 1.98 | 2.01 | 1.80 |
| EPS, diluted | 1.26 | 1.17 | 1.81 | 1.41 | 1.57 | 1.07 | 2.50 | 1.87 | 1.91 | 1.74 |
| Shares, diluted (wtd. avg.) | 3.1M | 3.1M | 3.2M | 3.5M | 3.4M | 3.6M | 1.9M | 1.9M | 1.9M | 1.9M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $17.3M | $34.9M | $24.8M | $64.1M | $104.4M | $54.9M | $18.1M | $15.9M | $11.9M | $4.8M |
| Property, plant and equipment | $17.3M | $18.3M | $16.6M | $16.2M | $14.9M | $13.2M | $13.6M | $12.2M | $12.2M | $12.4M |
| Goodwill | $3.0M | $3.0M | $3.0M | $0 | — | — | — | — | — | — |
| Other intangibles | $915.0K | $1.2M | $1.5M | $0 | — | — | — | — | — | — |
| Total assets | $609.5M | $637.5M | $660.9M | $590.5M | $565.7M | $518.2M | $442.5M | $421.6M | $426.6M | $381.7M |
| Total liabilities | $554.3M | $584.7M | $610.4M | $538.1M | $513.0M | $467.7M | $392.1M | $374.6M | $380.4M | $338.3M |
| Retained earnings | $15.2M | $14.1M | $12.7M | $14.5M | $15.5M | $13.9M | $15.4M | $14.1M | $13.3M | $11.0M |
| Total equity | $55.2M | $52.8M | $50.5M | $52.3M | $52.7M | $50.5M | $50.3M | $47.0M | $46.2M | $43.4M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $5.5M | $2.3M | $12.1M | $17.1M | $8.3M | $200.0K | $4.8M | $13.1M | $3.4M | $7.1M |
| Depreciation and amortisation | $1.1M | $944.0K | $869.0K | $763.0K | $665.0K | $653.0K | $536.0K | $503.0K | $505.0K | $441.0K |
| Stock-based compensation | — | — | — | — | — | — | — | — | $152.0K | $92.0K |
| Capital expenditure | — | $38.0K | $90.0K | $0 | $124.0K | $36.0K | $52.0K | $63.0K | $90.0K | $2.6M |
| Investing cash flow | $10.2M | $34.5M | -$115.3M | -$78.8M | -$1.4M | -$32.5M | -$17.4M | -$761.0K | -$37.0M | -$30.9M |
| Financing cash flow | -$33.3M | -$26.6M | $63.9M | $21.4M | $42.6M | $69.1M | $14.9M | -$8.4M | $40.8M | $7.5M |
| Dividends paid | $1.6M | $1.6M | $1.5M | $1.4M | $1.1M | $1.1M | $1.1M | $924.0K | $705.0K | $660.0K |
| Buybacks | $1.1M | $487.0K | $6.0M | $4.5M | $2.6M | $4.1M | $2.4M | $2.0M | $645.0K | $3.4M |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001140361-25-036293.
Plot the figures US dollars
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $15.5M | $16.9M | $18.4M | $975.0K | $1.0M | $991.0K | $1.1M | $1.5M | $1.1M | $1.3M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $3.4M | $3.7M | $3.6M | $4.7M | $3.9M | $5.4M | $4.9M | $5.7M | $3.6M | $3.9M |
Recent filings and events
- Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
- Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
- Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
- Results announced Item 2.02
- Regulation FD disclosure Item 7.01
- Results announced Item 2.02
- Regulation FD disclosure Item 7.01
- Shareholder vote The results of the annual meeting or a special vote. Item 5.07
- Results announced Item 2.02
- Regulation FD disclosure Item 7.01
- Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
- Results announced Item 2.02
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.
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