HANMI FINANCIAL CORP HAFC

Financials SIC 6021 - National Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived Nasdaq

Hanmi Financial Corporation ("Hanmi Financial," the "Company," "we," "us" or "our") is a Delaware corporation incorporated in 2000 to be the holding company for Hanmi Bank (the "Bank") and is subject to the Bank Holding Company Act of 1956, as amended (the "BHCA"). Our principal office is located at 900 Wilshire Boulevard, Suite 1250, Los Angeles, California 90017, and our telephone number is (213) 382-2200.

Hanmi Bank, the primary subsidiary of Hanmi Financial, is a state-chartered bank incorporated under the laws of the State of California in 1981, and licensed pursuant to the California Financial Code. The Bank's deposit accounts are insured under the Federal Deposit Insurance Act up to applicable limits thereof. The California Department of Financial Protection and Innovation (the "DFPI") is the Bank's primary state bank regulator and the FDIC is its primary federal regulator. The Bank's headquarters are located at 3660 Wilshire Boulevard, Penthouse Suite A, Los Angeles, California 90010.

Last close 32.15 2026-10-23
Market cap $953.2M 2026-06-30 share count
52-week range 24.54 - 33.50

Valuation FY2025 figures against the last close

P/S3.5x
P/E12.8x
P/FCF4.7x
EV/EBITDA12.0x
Dividend yield3.4%
Diluted EPS2.51

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $270.2M$234.4M$255.4M$271.8M$216.7M$223.9M$246.8M$234.4M$209.3M$178.5M
Operating income $76.1M$62.2M$80.0M$101.4M——————
Interest expense $236.2M$202.8M$221.3M$237.6M$21.6M$43.0M$70.9M$53.4M$32.5M$18.3M
Pre-tax income $107.9M$88.6M$114.6M$140.7M$135.5M$59.5M$47.3M$84.0M$95.3M$89.4M
Income tax $31.8M$26.4M$34.5M$39.3M$36.8M$17.3M$14.6M$26.1M$40.6M$32.9M
Net income $76.1M$62.2M$80.0M$101.4M$98.7M$42.2M$32.8M$57.9M$54.7M$56.5M
EPS, basic 2.532.062.633.333.221.381.061.801.701.76
EPS, diluted 2.512.052.623.323.221.381.061.791.691.75
Shares, diluted (wtd. avg.) 30.0M30.1M30.3M30.4M30.5M30.3M30.8M32.1M32.2M32.0M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $212.8M$304.8M$302.3M$352.4M$609.0M$391.8M$121.7M$155.4M$153.8M$147.2M
Property, plant and equipment $20.4M$21.4M$22.0M$22.9M$24.8M$26.4M$26.1M$27.8M$26.7M$28.7M
Goodwill $11.0M$11.0M$11.0M$11.0M$11.0M$11.0M$11.0M$11.0M$11.0M$11.0M
Other intangibles ————$364.0K$581.0K$842.0K$12.2M$12.5M$12.9M
Total assets $7.87B$7.68B$7.57B$7.38B$6.86B$6.20B$5.54B$5.50B$5.21B$4.70B
Total liabilities $7.07B$6.95B$6.87B$6.74B$6.22B$5.62B$4.97B$4.95B$4.65B$4.17B
Retained earnings $394.3M$350.9M$319.0M$269.5M$196.8M$114.6M$100.6M$97.5M$70.6M$41.7M
Total equity $796.4M$732.2M$701.9M$637.5M$643.4M$577.0M$563.3M$552.6M$562.5M$531.0M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $206.0M$52.6M$109.3M$147.3M$93.7M$60.2M$58.8M$76.6M$81.7M$59.4M
Depreciation and amortisation $3.3M$3.2M$3.3M$3.9M$4.4M$4.0M$3.3M$2.6M$2.9M$2.9M
Stock-based compensation $3.6M$3.6M$2.7M$2.6M$2.4M$2.5M$3.1M$3.5M$2.9M$3.0M
Capital expenditure $2.3M$2.6M$2.4M$1.9M$2.7M$4.4M$1.6M$3.7M$843.0K$730.0K
Investing cash flow -$384.3M-$106.1M-$211.4M-$881.5M-$447.0M-$407.6M-$44.5M-$311.6M-$520.2M-$496.5M
Financing cash flow $86.4M$56.0M$52.1M$477.7M$570.4M$617.6M-$47.9M$236.5M$445.1M$420.0M
Dividends paid $32.6M$30.4M$30.5M$28.6M$16.5M$16.0M$29.8M$30.9M$25.8M$25.7M
Buybacks $9.4M$6.3M$4.1M—$6.1M$2.2M$7.4M$36.1M$0$0

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001193125-26-157155.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 100M 200M 300M Revenue, FY2016: 178.5M Net income, FY2016: 56.5M Revenue, FY2017: 209.3M Net income, FY2017: 54.7M Revenue, FY2018: 234.4M Net income, FY2018: 57.9M Revenue, FY2019: 246.8M Net income, FY2019: 32.8M Revenue, FY2020: 223.9M Net income, FY2020: 42.2M Revenue, FY2021: 216.7M Net income, FY2021: 98.7M Revenue, FY2022: 271.8M Net income, FY2022: 101.4M Revenue, FY2023: 255.4M Net income, FY2023: 80M Revenue, FY2024: 234.4M Net income, FY2024: 62.2M Revenue, FY2025: 270.2M Net income, FY2025: 76.1M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $178.5M $209.3M $234.4M $246.8M $223.9M $216.7M $271.8M $255.4M $234.4M $270.2M
Gross profit — — — — — — — — — —
Net income $56.5M $54.7M $57.9M $32.8M $42.2M $98.7M $101.4M $80.0M $62.2M $76.1M

Recent filings and events

  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Regulation FD disclosure Item 7.01
  • Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
  • New debt or obligation The company has taken on debt or a comparable obligation. Item 2.03
  • Regulation FD disclosure Item 7.01
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Regulation FD disclosure Item 7.01
  • Other event Item 8.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Regulation FD disclosure Item 7.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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