Guidewire Software, Inc. GWRE

Technology SIC 7372 - Services-Prepackaged Software NAICS Information › Publishing Industries › Software Publishers derived NYSE

Guidewire is the platform that property and casualty ("P&C") insurers rely on to engage with customers, innovate, and operate more efficiently. Founded in 2001, we serve insurers of all sizes, ranging from global carriers to regional and local providers, helping them navigate a rapidly changing insurance market.

Our platform combines core systems of record with digital, analytics, and artificial intelligence ("AI") capabilities. Our foundational core products, InsuranceSuite and InsuranceNow, are delivered primarily as a cloud-based subscription service leveraging our proprietary cloud platform which we refer to as Guidewire Cloud Platform ("GWCP"). Historically, InsuranceSuite has also been available for self-managed installations. These products serve as transactional systems of record, fully supporting insurance operations, including product definition, policy administration, claims management and billing.

Last close 189.00 2026-10-23
Market cap $15.74B 2026-04-30 share count
52-week range 102.30 - 255.89

Valuation FY2025 figures against the last close

P/S13.1x
P/E233.3x
P/FCF53.3x
EV/EBITDA326.0x
Dividend yield—
Diluted EPS0.81

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $1.20B$980.5M$905.3M$812.6M$743.3M$742.3M$719.5M$652.8M$509.5M$424.4M
Cost of revenue $450.4M$397.1M$447.1M$435.4M$353.7M$338.0M$324.4M$296.8M$191.6M$151.8M
Gross profit $752.1M$583.4M$458.2M$377.2M$389.6M$404.3M$395.2M$356.1M$318.0M$272.6M
R&D $296.2M$269.4M$249.7M$229.2M$201.5M$200.6M$188.5M$171.7M$130.3M$112.5M
SG&A $184.5M$167.5M$169.7M$164.8M$143.2M$85.2M$74.4M$75.9M$56.6M$50.9M
Total operating expenses $711.0M$635.9M$607.7M$576.6M$495.1M$428.2M$393.7M$371.7M$296.1M$256.2M
Operating income $41.1M-$52.6M-$149.5M-$199.4M-$105.6M-$23.9M$1.5M-$15.6M$21.9M$16.4M
Interest expense $13.2M$6.7M$6.7M$19.4M$18.7M$17.9M$17.3M$6.4M$13.0K$0
Pre-tax income $49.4M-$26.8M-$134.1M-$229.7M-$104.3M-$24.3M$12.5M-$8.3M$28.5M$20.8M
Income tax $20.4M$20.7M$22.2M$49.3M$37.8M$2.9M$8.3M$18.5M$10.5M$5.8M
Net income $69.8M-$6.1M-$111.9M-$180.4M-$66.5M-$27.2M$20.7M-$26.7M$18.1M$15.0M
EPS, basic 0.83-0.07-1.36-2.16-0.79-0.330.25-0.340.240.21
EPS, diluted 0.81-0.07-1.36-2.16-0.79-0.330.25-0.340.240.20
Shares, diluted (wtd. avg.) 85.9M82.3M82.2M83.6M83.6M82.9M82.7M77.7M75.3M73.8M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $697.9M$548.0M$406.8M$614.7M$384.9M$367.0M$254.1M$437.1M$263.2M$223.6M
Short-term investments $451.5M$455.6M$396.9M$369.9M$734.5M$766.5M$870.1M$630.0M$310.0M$404.7M
Receivables $140.6M$137.3M$151.0M$143.8M$104.1M$114.2M$138.4M$124.8M$79.4M$62.8M
Total current assets $1.51B$1.30B$1.10B$1.25B$1.36B$1.34B$1.33B$1.22B$679.2M$707.7M
Property, plant and equipment $60.4M$55.4M$54.5M$80.7M$80.1M$65.2M$65.8M$18.6M$14.4M$13.0M
Goodwill $394.0M$372.2M$372.2M$372.2M$31.3M$340.9M$340.9M$340.9M$141.9M$30.1M
Other intangibles $12.0M$9.0M$14.5M$21.4M$19.7M$39.7M$66.5M$95.7M$71.3M$14.2M
Total assets $2.72B$2.23B$2.03B$2.27B$2.32B$2.36B$2.17B$1.98B$1.08B$916.2M
Accounts payable $28.8M$15.2M$34.6M$40.4M$27.8M$22.6M$34.3M$30.6M$13.4M$9.9M
Total current liabilities $544.8M$837.6M$373.3M$337.5M$300.3M$225.2M$232.3M$238.2M$168.4M$119.1M
Long-term debt —$398.9M$397.2M$358.2M$343.8M$330.2M$317.3M$305.1M——
Total liabilities $1.26B$883.6M$828.4M$815.2M$777.0M$708.1M$592.8M$567.8M$190.4M$132.2M
Retained earnings -$554.2M-$624.1M-$618.0M-$284.0M-$66.1M$163.0M$190.0M$125.0M$65.9M$47.8M
Total equity $1.46B$1.34B$1.20B$1.45B$1.54B$1.66B$1.57B$1.41B$888.5M$783.9M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $300.9M$195.7M$38.4M-$37.9M$111.6M$113.1M$116.1M$140.5M$138.8M$99.9M
Depreciation and amortisation $7.2M$6.9M$36.3M$14.0M$14.0M$14.5M$9.7M$7.7M$6.6M$6.5M
Stock-based compensation $161.6M$146.5M$142.8M$137.0M$115.0M$101.8M$91.5M$89.6M$71.8M$66.1M
Capital expenditure $5.7M$6.4M$5.8M$9.5M$19.0M$21.4M$44.9M$9.4M$5.9M$7.1M
Investing cash flow -$237.0M-$52.4M$12.7M$312.2M$64.2M-$5.8M-$301.4M-$537.6M-$113.3M-$101.3M
Financing cash flow $82.3M$1.1M-$261.6M-$37.3M-$159.4M$5.0M$4.0M$573.0M$13.0M$13.5M
Buybacks $0$0$261.8M$37.5M$161.3M$0$0———

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001528396-25-000221.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -500M 0 500M 1B 1.5B Revenue, FY2016: 424.4M Gross profit, FY2016: 272.6M Net income, FY2016: 15M Revenue, FY2017: 509.5M Gross profit, FY2017: 318M Net income, FY2017: 18.1M Revenue, FY2018: 652.8M Gross profit, FY2018: 356.1M Net income, FY2018: -26.7M Revenue, FY2019: 719.5M Gross profit, FY2019: 395.2M Net income, FY2019: 20.7M Revenue, FY2020: 742.3M Gross profit, FY2020: 404.3M Net income, FY2020: -27.2M Revenue, FY2021: 743.3M Gross profit, FY2021: 389.6M Net income, FY2021: -66.5M Revenue, FY2022: 812.6M Gross profit, FY2022: 377.2M Net income, FY2022: -180.4M Revenue, FY2023: 905.3M Gross profit, FY2023: 458.2M Net income, FY2023: -111.9M Revenue, FY2024: 980.5M Gross profit, FY2024: 583.4M Net income, FY2024: -6.1M Revenue, FY2025: 1.2B Gross profit, FY2025: 752.1M Net income, FY2025: 69.8M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $424.4M $509.5M $652.8M $719.5M $742.3M $743.3M $812.6M $905.3M $980.5M $1.20B
Gross profit $272.6M $318.0M $356.1M $395.2M $404.3M $389.6M $377.2M $458.2M $583.4M $752.1M
Net income $15.0M $18.1M -$26.7M $20.7M -$27.2M -$66.5M -$180.4M -$111.9M -$6.1M $69.8M

Recent filings and events

  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Officer or director change Item 5.02
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Results announced Item 2.02
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Officer or director change Item 5.02
  • Results announced Item 2.02
  • Results announced Item 2.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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