First Seacoast Bancorp, Inc. FSEA

Financials SIC 6035 - Savings Institution, Federally Chartered NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Savings Institutions and Other Depository Credit Intermediation derived Nasdaq

First Seacoast Bancorp, Inc.

First Seacoast Bancorp, Inc. (together with its bank subsidiary, unless the context otherwise requires, the "Company") is the savings and loan holding company for First Seacoast Bank (the "Bank"). The Company conducts its operations primarily through its wholly-owned subsidiary, First Seacoast Bank.

The Company is the successor to First Seacoast Bancorp (a federal corporation). Effective January 19, 2023, the Company succeeded First Seacoast Bancorp (a federal corporation) as the holding company for First Seacoast Bank in connection with the conversion of First Seacoast Bancorp, MHC, the former federal mutual holding company for First Seacoast Bank, from mutual to stock form. At December 31, 2025, the Company had total consolidated assets of $599.3 million, loans of $419.5 million, deposits of $470.8 million and stockholders' equity of $63.5 million.

Last close 17.25 2026-09-30
Market cap $81.2M 2026-06-30 share count
52-week range 11.07 - 17.25

Valuation FY2025 figures against the last close

P/S3.0x
P/E—
P/FCF246.7x
EV/EBITDA—
Dividend yield—
Diluted EPS-0.23

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020
Revenue $27.0M$25.4M$20.6M$16.6M$15.5M—
Interest expense $13.7M$11.9M$11.5M$1.7M$1.2M—
Pre-tax income -$1.5M$14.0K-$6.7M-$1.0M$3.2M—
Income tax $638.0K$527.0K$3.9M$451.0K$601.0K—
Net income -$845.0K-$513.0K-$10.7M-$565.0K$2.6M—
EPS, basic -0.23-0.12-2.29-0.120.45—
EPS, diluted -0.23-0.12-2.29-0.120.45—
Shares, diluted (wtd. avg.) 3.7M4.3M4.7M4.8M5.8M—

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020
Cash and equivalents $13.4M$7.1M$6.1M$8.2M$6.6M—
Property, plant and equipment $589.0K$754.0K$4.1M$4.2M$4.6M—
Total assets $599.3M$580.8M$571.0M$537.4M$487.1M—
Total liabilities $535.7M$518.7M$504.4M$488.1M$426.6M—
Retained earnings $24.2M$25.1M$25.6M$36.2M$36.8M—
Total equity $63.5M$62.0M$66.6M$49.3M$60.5M$58.9M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020
Operating cash flow $449.0K-$2.9M-$1.9M$973.0K$2.4M—
Depreciation and amortisation $317.0K$384.0K$486.0K$522.0K$561.0K—
Stock-based compensation ——$399.0K$387.0K——
Capital expenditure $120.0K$368.0K$349.0K$103.0K$36.0K—
Investing cash flow -$9.9M-$2.5M-$39.5M-$58.1M-$43.5M—
Financing cash flow $15.7M$6.5M$39.2M$58.7M$41.7M—
Buybacks $981.0K$3.7M$4.0K$629.0K$515.0K—

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001193125-26-196077.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -20M -10M 0 10M 20M 30M Revenue, FY2021: 15.5M Net income, FY2021: 2.6M Revenue, FY2022: 16.6M Net income, FY2022: -565K Revenue, FY2023: 20.6M Net income, FY2023: -10.7M Revenue, FY2024: 25.4M Net income, FY2024: -513K Revenue, FY2025: 27M Net income, FY2025: -845K FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2020FY2021FY2022FY2023FY2024FY2025
Revenue — $15.5M $16.6M $20.6M $25.4M $27.0M
Gross profit — — — — — —
Net income — $2.6M -$565.0K -$10.7M -$513.0K -$845.0K

Recent filings and events

  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Shareholder vote Item 5.07
  • Annual report filed Form 10-K
  • Officer or director change Item 5.02
  • Officer or director change Item 5.02
  • Officer or director change Item 5.02
  • Other event Item 8.01
  • Material agreement signed Item 1.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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