First Guaranty Bancshares, Inc. FGBI

Financials SIC 6035 - Savings Institution, Federally Chartered NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Savings Institutions and Other Depository Credit Intermediation derived Nasdaq

First Guaranty Bancshares, Inc. ("First Guaranty" or "First Guaranty Bancshares") is a Louisiana corporation, and financial holding company headquartered in Hammond, Louisiana. Our wholly owned subsidiary, First Guaranty Bank (the "Bank"), a Louisiana state-chartered commercial bank, provides personalized commercial banking services customers through 30 banking facilities. The facilities are primarily located in the metropolitan/micropolitan statistical areas ("MSAs"), of Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, and Alexandria, Louisiana; Dallas-Fort Worth-Arlington and Waco, Texas; Vanceburg, Kentucky; and Bridgeport, West Virginia. As announced in a Current Report on Form 8-K filed on March 9, 2026, First Guaranty has entered into a purchase and assumption agreement pursuant to which it would exit the Dallas-Fort Worth-Arlington and Waco, Texas markets.

Last close 8.94 2026-10-23
Market cap $147.9M 2026-06-30 share count
52-week range 4.31 - 11.02

Valuation FY2025 figures against the last close

P/S0.7x
P/E—
P/FCF—
EV/EBITDA—
Dividend yield0.4%
Diluted EPS—

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $213.3M$221.7M$183.0M$136.6M$111.9M$100.7M$91.6M$78.4M$67.5M$58.5M
Operating income -$46.2M—————————
Interest expense $86.9M$88.4M$84.7M$36.5M$22.3M$26.0M$30.0M$21.4M$14.4M$10.1M
Pre-tax income -$68.6M$16.0M$11.9M$36.4M$34.5M$25.5M$17.9M$17.7M$19.1M$21.3M
Income tax $12.5M$3.6M$2.7M$7.5M$7.2M$5.2M$3.7M$3.5M$7.4M$7.2M
Net income -$56.0M$12.4M$9.2M$28.9M$27.3M$20.3M$14.2M$14.2M$11.8M$14.1M
EPS, basic -4.170.810.622.482.421.901.341.471.211.68
Shares, diluted (wtd. avg.) 14.0M12.5M11.2M10.7M10.7M10.7M10.7M9.7M9.7M8.4M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $845.7M$564.2M$286.5M$83.2M$261.9M$299.6M$67.4M$128.0M$38.0M$18.1M
Property, plant and equipment $59.6M$67.8M$69.8M$58.2M$58.6M$59.9M$56.5M$39.7M$38.0M$23.5M
Goodwill $0$12.9M$12.9M$12.9M$12.9M$12.9M$12.9M$3.5M$3.5M$2.0M
Other intangibles $2.6M$3.5M$4.3M$5.0M$5.9M$6.6M$7.2M$3.5M$4.4M$1.1M
Total assets $4.08B$3.97B$3.55B$3.15B$2.88B$2.47B$2.12B$1.82B$1.75B$1.50B
Short-term debt $7.1M$7.0M$66.3M$146.4M$6.4M$56.1M$19.9M$0$15.5M$6.5M
Long-term debt $179.0M$194.9M$209.1M$36.9M$43.2M$60.5M$63.3M$34.5M$37.4M$36.7M
Total liabilities $3.85B$3.72B$3.30B$2.92B$2.65B$2.29B$1.95B$1.67B$1.61B$1.38B
Retained earnings $14.1M$73.0M$68.0M$76.4M$56.7M$37.1M$43.3M$34.9M$44.5M$39.0M
Total equity $263.1M$255.1M$249.6M$235.0M$223.9M$178.6M$166.0M$147.3M$144.0M$124.3M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow -$8.3M$33.7M$21.7M$36.9M$26.5M$23.8M$29.1M$26.9M$12.3M$22.2M
Depreciation and amortisation $4.3M$4.4M$4.0M$4.1M$4.8M$3.8M$3.1M$3.3M$2.4M$2.2M
Capital expenditure $1.7M$3.0M$14.9M$2.6M$2.2M$6.3M$11.9M$3.8M$6.8M$4.1M
Investing cash flow $129.9M-$142.1M-$206.1M-$467.9M-$452.6M-$128.5M-$131.9M$6.8M-$83.0M-$67.8M
Financing cash flow $159.9M$386.1M$387.6M$252.3M$388.5M$336.9M$42.3M$56.3M$90.6M$26.4M
Dividends paid $560.0K$5.1M$7.4M$6.9M$6.4M$6.2M$5.8M$5.6M$5.2M$4.9M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001408534-26-000021.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -100M 0 100M 200M 300M Revenue, FY2016: 58.5M Net income, FY2016: 14.1M Revenue, FY2017: 67.5M Net income, FY2017: 11.8M Revenue, FY2018: 78.4M Net income, FY2018: 14.2M Revenue, FY2019: 91.6M Net income, FY2019: 14.2M Revenue, FY2020: 100.7M Net income, FY2020: 20.3M Revenue, FY2021: 111.9M Net income, FY2021: 27.3M Revenue, FY2022: 136.6M Net income, FY2022: 28.9M Revenue, FY2023: 183M Net income, FY2023: 9.2M Revenue, FY2024: 221.7M Net income, FY2024: 12.4M Revenue, FY2025: 213.3M Net income, FY2025: -56M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $58.5M $67.5M $78.4M $91.6M $100.7M $111.9M $136.6M $183.0M $221.7M $213.3M
Gross profit — — — — — — — — — —
Net income $14.1M $11.8M $14.2M $14.2M $20.3M $27.3M $28.9M $9.2M $12.4M -$56.0M

Recent filings and events

  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Other event Item 8.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Results announced Item 2.02
  • Other event Item 8.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Material agreement terminated An agreement that mattered has ended. Often the other half of a deal that fell through. Item 1.02
  • Other event Item 8.01
  • Results announced Item 2.02
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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