Fifth District Bancorp, Inc. FDSB
● statements regarding our business plans, prospects, growth and operating strategies;
● statements regarding the asset quality of our loan and investment portfolios; and
● estimates of our risks and future costs and benefits.
● general economic conditions, either nationally or in our market area, are worse than expected;
Last close
18.64
2026-09-04
Market cap
$97.6M
2026-06-30 share count
52-week range
13.00 - 18.69
Valuation FY2025 figures against the last close
P/S161.4x
P/E23.3x
P/FCF103.6x
EV/EBITDA—
Dividend yield—
Diluted EPS0.80
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue | $605.0K | $619.0K | $614.0K | — |
| Interest expense | $12.8M | $10.1M | $10.0M | — |
| Pre-tax income | $4.2M | -$1.4M | $946.0K | — |
| Income tax | $97.0K | $358.0K | $149.0K | — |
| Net income | $4.1M | -$1.1M | $797.0K | — |
| EPS, basic | 0.80 | -0.21 | — | — |
| EPS, diluted | 0.80 | -0.21 | — | — |
| Shares, diluted (wtd. avg.) | $5.1M | $5.1M | — | — |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Cash and equivalents | $33.9M | $37.9M | $19.3M | $20.0M |
| Property, plant and equipment | $11.6M | $11.9M | $12.5M | — |
| Total assets | $534.4M | $527.3M | $480.8M | — |
| Total liabilities | $404.6M | $401.5M | $403.0M | — |
| Retained earnings | $86.9M | $83.7M | $84.8M | — |
| Total equity | $129.8M | $125.8M | $77.8M | $76.1M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Operating cash flow | $1.3M | -$1.1M | $796.0K | — |
| Depreciation and amortisation | $671.0K | $694.0K | $548.0K | — |
| Stock-based compensation | $68.0K | — | — | — |
| Capital expenditure | $384.0K | $510.0K | $1.9M | — |
| Investing cash flow | -$5.0M | -$27.5M | -$6.6M | — |
| Financing cash flow | -$360.0K | $47.1M | $5.1M | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001104659-26-033945.
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