Fifth District Bancorp, Inc. FDSB
● statements regarding our business plans, prospects, growth and operating strategies;
● statements regarding the asset quality of our loan and investment portfolios; and
● estimates of our risks and future costs and benefits.
● general economic conditions, either nationally or in our market area, are worse than expected;
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue | $605.0K | $619.0K | $614.0K | — |
| Interest expense | $12.8M | $10.1M | $10.0M | — |
| Pre-tax income | $4.2M | -$1.4M | $946.0K | — |
| Income tax | $97.0K | $358.0K | $149.0K | — |
| Net income | $4.1M | -$1.1M | $797.0K | — |
| EPS, basic | 0.80 | -0.21 | — | — |
| EPS, diluted | 0.80 | -0.21 | — | — |
| Shares, diluted (wtd. avg.) | 5.1M | 5.1M | — | — |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Cash and equivalents | $33.9M | $37.9M | $19.3M | $20.0M |
| Property, plant and equipment | $11.6M | $11.9M | $12.5M | — |
| Total assets | $534.4M | $527.3M | $480.8M | — |
| Total liabilities | $404.6M | $401.5M | $403.0M | — |
| Retained earnings | $86.9M | $83.7M | $84.8M | — |
| Total equity | $129.8M | $125.8M | $77.8M | $76.1M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Operating cash flow | $1.3M | -$1.1M | $796.0K | — |
| Depreciation and amortisation | $671.0K | $694.0K | $548.0K | — |
| Stock-based compensation | $68.0K | — | — | — |
| Capital expenditure | $384.0K | $510.0K | $1.9M | — |
| Investing cash flow | -$5.0M | -$27.5M | -$6.6M | — |
| Financing cash flow | -$360.0K | $47.1M | $5.1M | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001104659-26-033945.
Plot the figures US dollars
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|
| Revenue | — | $614.0K | $619.0K | $605.0K |
| Gross profit | — | — | — | — |
| Net income | — | $797.0K | -$1.1M | $4.1M |
Recent filings and events
- Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
- Shareholder vote The results of the annual meeting or a special vote. Item 5.07
- Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
- Officer or director change Item 5.02
- Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
- Shareholder vote Item 5.07
- Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
- Officer or director change Item 5.02
- Officer or director change Item 5.02
- Auditor changed The company changed auditors. Sometimes routine; historically one of the more reliable warnings that something is wrong. Item 4.01
- Annual report filed Form 10-K
- Other event Item 8.01
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.
Others in SIC 6035
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| PFS | PROVIDENT FINANCIAL SERVICES INC | $3.03B | 10.4x | 7.1% |
| CFFN | Capitol Federal Financial, Inc. | $1.06B | 16.2x | 6.5% |
| HTB | HomeTrust Bancshares, Inc. | $802.9M | 12.9x | -2.1% |
| KRNY | Kearny Financial Corp. | $603.8M | 16.3x | -0.1% |