FIDELITY D & D BANCORP INC FDBC

Financials SIC 6021 - National Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived Nasdaq

Fidelity D & D Bancorp, Inc. (the Company) was incorporated in the Commonwealth of Pennsylvania, on August 10, 1999, and is a bank holding company, whose wholly-owned state chartered commercial bank subsidiary is The Fidelity Deposit and Discount Bank (the Bank) (collectively, the Company). The Company is headquartered at Blakely and Drinker Streets in Dunmore, Pennsylvania. The Company's primary market area (service area) is comprised of the Borough of Dunmore and the surrounding communities within Lackawanna and Luzerne counties in Northeastern Pennsylvania and Northampton County in Eastern Pennsylvania.

Federal and state banking laws contain numerous provisions that affect various aspects of the business and operations of the Company and the Bank. The Company is subject to, among others, the regulations of the Securities and Exchange Commission (the SEC) and the Federal Reserve Board (the FRB) and the Bank is subject to, among others, the regulations of the Pennsylvania Department of Banking and Securities, the Federal Deposit Insurance Corporation (the FDIC) and the rules promulgated by the Consumer Financial Protection Bureau (the CFPB) but continues to be examined and supervised by federal banking regulators for consumer compliance purposes. Refer to Part II, Item 7 "Supervision and Regulation" for descriptions of and references to applicable statutes and regulations which are not intended to be complete descriptions of these provisions or their effects on the Company or the Bank. They are summaries only and are qualified in their entirety by reference to such statutes and regulations. Applicable regulations relate to, among other things:

Last close 64.51 2026-10-23
Market cap $374.7M 2026-06-30 share count
52-week range 41.00 - 64.51

Valuation FY2025 figures against the last close

P/S3.1x
P/E13.3x
P/FCF15.1x
EV/EBITDA—
Dividend yield2.5%
Diluted EPS4.86

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $119.8M$107.0M$93.8M$78.7M$65.5M$49.5M$39.3M$35.3M$31.1M$27.5M
Interest expense $72.7M$61.9M$62.0M$6.4M$3.6M$5.3M$7.6M$4.9M$3.2M$2.4M
Pre-tax income $33.1M$23.9M$20.3M$35.5M$28.0M$15.3M$13.9M$13.1M$9.9M$10.5M
Income tax $4.9M$3.1M$2.0M$5.4M$4.0M$2.2M$2.3M$2.1M$1.2M$2.8M
Net income $28.2M$20.8M$18.2M$30.0M$24.0M$13.0M$11.6M$11.0M$8.7M$7.7M
EPS, basic 4.893.633.215.324.512.843.062.932.352.09
EPS, diluted 4.863.603.195.294.482.823.032.902.332.09
Shares, diluted (wtd. avg.) 5.8M5.8M5.7M5.7M5.4M4.6M3.8M3.8M3.7M3.7M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $148.1M$83.4M$111.9M$29.1M$96.9M$69.3M$15.7M$17.5M$15.8M$25.8M
Property, plant and equipment $49.0M$35.9M$34.2M$31.3M$29.3M$27.6M$21.6M$18.9M$16.6M$17.2M
Goodwill $19.6M$19.6M$19.6M$19.6M$19.6M$7.1M$209.0K$209.0K$209.0K—
Other intangibles $614.0K$876.0K$1.2M$1.5M$1.9M$1.7M————
Total assets $2.75B$2.58B$2.50B$2.38B$2.42B$1.70B$1.01B$981.1M$863.6M$792.9M
Short-term debt $20.0K$0$117.0M$12.9M$0—$37.8M$76.4M$18.5M$4.2M
Long-term debt —————————$0
Total liabilities $2.51B$2.38B$2.31B$2.22B$2.21B$1.53B$903.1M$887.5M$776.3M$712.3M
Retained earnings $158.8M$140.1M$128.3M$119.8M$97.4M$80.0M$72.4M$64.9M$57.2M$52.1M
Total equity $238.9M$204.0M$189.5M$162.9M$211.7M$166.7M$106.8M$93.6M$87.4M$80.6M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $42.4M$29.6M$29.7M$49.4M$7.2M$296.0K$25.8M$13.7M$13.9M$15.9M
Depreciation and amortisation $5.5M$5.7M$5.7M$5.3M$2.2M$4.5M$3.3M$3.0M$3.1M$3.3M
Stock-based compensation $1.1M$1.5M$1.6M$1.3M$1.1M$1.1M$817.0K$749.0K$550.0K$519.0K
Capital expenditure $17.5M$4.7M$7.0M$5.5M$2.5M$1.4M$4.1M$3.6M$921.0K$1.5M
Investing cash flow -$95.3M-$113.6M-$35.3M-$115.4M-$303.2M-$164.2M-$34.0M-$117.1M-$69.8M-$58.2M
Financing cash flow $117.6M$55.4M$88.4M-$1.8M$323.6M$217.6M$6.4M$105.1M$45.9M$55.9M
Dividends paid $9.4M$8.8M$6.8M$7.7M$6.6M$5.4M$4.0M$3.4M$3.0M—
Buybacks ——$0$1.3M$0$0————

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001437749-26-008215.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 50M 100M 150M Revenue, FY2016: 27.5M Net income, FY2016: 7.7M Revenue, FY2017: 31.1M Net income, FY2017: 8.7M Revenue, FY2018: 35.3M Net income, FY2018: 11M Revenue, FY2019: 39.3M Net income, FY2019: 11.6M Revenue, FY2020: 49.5M Net income, FY2020: 13M Revenue, FY2021: 65.5M Net income, FY2021: 24M Revenue, FY2022: 78.7M Net income, FY2022: 30M Revenue, FY2023: 93.8M Net income, FY2023: 18.2M Revenue, FY2024: 107M Net income, FY2024: 20.8M Revenue, FY2025: 119.8M Net income, FY2025: 28.2M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $27.5M $31.1M $35.3M $39.3M $49.5M $65.5M $78.7M $93.8M $107.0M $119.8M
Gross profit — — — — — — — — — —
Net income $7.7M $8.7M $11.0M $11.6M $13.0M $24.0M $30.0M $18.2M $20.8M $28.2M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03
  • Results announced Item 2.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Results announced Item 2.02
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Officer or director change Item 5.02
  • Officer or director change Item 5.02
  • Other event Item 8.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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