Central Plains Bancshares, Inc. CPBI

Financials SIC 6035 - Savings Institution, Federally Chartered NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Savings Institutions and Other Depository Credit Intermediation derived Nasdaq

Central Plains Bancshares, Inc.

Central Plains Bancshares, Inc. (the "Company" or "Central Plains Bancshares") is a Maryland corporation and owns 100% of the outstanding common stock of Home Federal Savings and Loan Association of Grand Island ("Home Federal Savings"). On October 19, 2023, we completed our initial public offering of common stock in connection with the mutual-to-stock conversion of Home Federal Savings. The Company sold 4,130,815 shares of common stock at $10.00 per share in its subscription offering for gross proceeds of approximately $41.3 million. Since the completion of our initial public offering, we have not engaged in any significant business activity other than owning the common stock of and having savings deposits in Home Federal Savings. At March 31, 2026, we had consolidated assets of $558.6 million, consolidated deposits of $460.4 million and consolidated stockholders' equity of $89.0 million.

Last close 20.75 2026-10-22
Market cap $86.6M 2026-06-30 share count
52-week range 15.56 - 21.83

Valuation FY2025 figures against the last close

P/S3.1x
P/E19.8x
P/FCF14.9x
EV/EBITDA—
Dividend yield—
Diluted EPS1.05

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021
Revenue $27.7M$24.7M$21.0M$16.1M—
Interest expense $9.0M$8.2M$6.5M$2.7M—
Pre-tax income $5.0M$4.5M$4.6M$2.0M—
Income tax $991.0K$869.0K$877.0K$317.0K—
Net income $4.0M$3.7M$3.8M$1.6M—
EPS, basic 1.060.962.19——
EPS, diluted 1.050.962.19——
Shares, diluted (wtd. avg.) 3.8M3.8M1.7M——

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021
Cash and equivalents $29.9M$28.7M$11.5M$16.6M—
Property, plant and equipment $12.8M$12.9M$5.9M$4.1M—
Total assets $558.6M$508.7M$463.3M$437.8M—
Total liabilities $469.7M$425.4M$385.0M$399.1M—
Retained earnings $54.4M$50.7M$47.1M$43.8M—
Total equity $89.0M$83.3M$78.3M$38.7M$38.4M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021
Operating cash flow $6.7M$4.5M$5.7M$4.5M—
Depreciation and amortisation $965.0K$455.0K$518.0K$305.0K—
Stock-based compensation $759.0K$193.0K———
Capital expenditure $878.0K$7.5M$2.3M$303.0K—
Investing cash flow -$49.0M-$27.9M-$31.2M-$32.9M—
Financing cash flow $43.5M$40.7M$20.3M$26.0M—
Buybacks $679.0K$413.0K———

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001193125-26-275962.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 10M 20M 30M Revenue, FY2022: 16.1M Net income, FY2022: 1.6M Revenue, FY2023: 21M Net income, FY2023: 3.8M Revenue, FY2024: 24.7M Net income, FY2024: 3.7M Revenue, FY2025: 27.7M Net income, FY2025: 4M FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2021FY2022FY2023FY2024FY2025
Revenue — $16.1M $21.0M $24.7M $27.7M
Gross profit — — — — —
Net income — $1.6M $3.8M $3.7M $4.0M

Recent filings and events

  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Officer or director change Item 5.02
  • Other event Item 8.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Shareholder vote Item 5.07
  • Officer or director change Item 5.02
  • Annual report filed Form 10-K
  • Officer or director change Item 5.02
  • Shareholder vote Item 5.07
  • Other event Item 8.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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