CITY HOLDING CO CHCO

Financials SIC 6021 - National Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived Nasdaq

City Holding Company (the "Company" or "City Holding" or the "Parent Company") is a financial holding company headquartered in Charleston, West Virginia. The Company conducts its principal activities through its wholly-owned subsidiary, City National Bank of West Virginia ("City National"). City National provides banking, wealth and investment management and other financial solutions through its network of 96 bank branches and 934 full-time equivalent associates located in West Virginia, Kentucky, Virginia and southeastern Ohio. The Company's business activities are currently limited to one reportable business segment, which is community banking.

•Commercial Banking - City National offers a full range of commercial banking services to corporations and other business customers. Loans are provided for a variety of business purposes, including financing for commercial and industrial projects, income producing commercial real estate, owner-occupied real estate and construction and land development. City National also provides deposit services for commercial customers, including treasury management, lockbox and other cash management services. City National provides merchant credit card services through an agreement with a third-party vendor.

Last close 142.01 2026-10-23
Market cap $1.99B 2026-06-30 share count
52-week range 113.21 - 148.99

Valuation FY2025 figures against the last close

P/S26.8x
P/E15.9x
P/FCF15.5x
EV/EBITDA—
Dividend yield2.4%
Diluted EPS8.93

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $74.3M$72.0M$69.1M$68.1M$64.9M$61.2M$63.8M$57.5M$142.9M$132.2M
Interest expense $236.4M$220.2M$219.2M$180.0M$9.9M$23.6M$36.3M$25.7M$16.8M$13.2M
Pre-tax income $161.5M$144.5M$143.1M$127.3M$111.2M$111.3M$113.5M$88.0M$90.7M$77.2M
Income tax $31.0M$27.4M$28.7M$25.3M$23.1M$21.7M$24.1M$18.0M$36.4M$25.1M
Net income $130.5M$117.1M$114.4M$102.1M$88.1M$89.6M$89.4M$70.0M$54.3M$52.1M
EPS, basic 8.947.917.626.815.675.555.434.503.493.46
EPS, diluted 8.937.897.616.805.665.555.424.493.483.45
Shares, diluted (wtd. avg.) 14.5M14.7M14.9M14.9M15.4M16.0M16.3M15.4M15.4M14.9M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $191.9M$225.4M$156.3M$200.0M$634.6M$528.7M$140.1M$123.0M$82.5M$88.1M
Property, plant and equipment $69.1M$70.5M$72.1M$70.8M$74.1M$76.9M$77.0M$78.4M$72.7M$75.2M
Goodwill $149.8M$149.8M$149.9M$108.9M$108.9M$108.9M$108.9M$109.6M$76.2M$76.2M
Other intangibles $8.1M$10.3M$12.7M$6.8M$8.2M$9.7M$11.3M$13.3M$2.4M$2.9M
Total assets $6.72B$6.46B$6.17B$5.88B$6.00B$5.76B$5.02B$4.90B$4.13B$3.98B
Long-term debt $150.0M$150.0M$100.0M$0——————
Total liabilities $5.91B$5.73B$5.49B$5.30B$5.32B$5.06B$4.36B$4.30B$3.63B$3.54B
Retained earnings $935.0M$852.8M$780.3M$706.7M$641.8M$590.0M$539.3M$486.0M$444.5M$417.0M
Total equity $809.7M$730.7M$677.1M$577.9M$681.1M$701.1M$658.0M$600.8M$502.5M$442.4M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $131.4M$131.9M$137.6M$115.8M$102.3M$89.8M$105.0M$77.6M$76.1M$65.3M
Depreciation and amortisation $4.3M$4.2M$4.6M$5.3M$5.8M$5.8M$5.0M$5.1M$5.9M$6.2M
Stock-based compensation $3.4M$3.5M$3.2M$3.3M$3.1M$3.3M$2.5M$2.2M$2.1M$2.0M
Capital expenditure $2.9M$2.7M$3.0M$2.1M$3.3M$5.5M$4.7M$10.2M$6.6M$5.5M
Investing cash flow -$269.9M-$252.3M$14.7M-$410.5M-$191.2M-$285.3M-$108.8M-$168.5M-$171.7M-$261.3M
Financing cash flow $105.1M$189.5M-$196.0M-$140.0M$194.9M$584.0M$20.9M$131.4M$89.9M$214.0M
Dividends paid $47.3M$43.5M$40.0M$36.7M$36.1M$36.7M$35.5M$29.6M$27.1M$25.7M
Buybacks $45.8M$17.9M$60.1M$26.4M$58.7M$36.5M$19.4M$20.3M$0$10.0M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000726854-26-000062.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 50M 100M 150M Revenue, FY2016: 132.2M Net income, FY2016: 52.1M Revenue, FY2017: 142.9M Net income, FY2017: 54.3M Revenue, FY2018: 57.5M Net income, FY2018: 70M Revenue, FY2019: 63.8M Net income, FY2019: 89.4M Revenue, FY2020: 61.2M Net income, FY2020: 89.6M Revenue, FY2021: 64.9M Net income, FY2021: 88.1M Revenue, FY2022: 68.1M Net income, FY2022: 102.1M Revenue, FY2023: 69.1M Net income, FY2023: 114.4M Revenue, FY2024: 72M Net income, FY2024: 117.1M Revenue, FY2025: 74.3M Net income, FY2025: 130.5M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $132.2M $142.9M $57.5M $63.8M $61.2M $64.9M $68.1M $69.1M $72.0M $74.3M
Gross profit — — — — — — — — — —
Net income $52.1M $54.3M $70.0M $89.4M $89.6M $88.1M $102.1M $114.4M $117.1M $130.5M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Officer or director change Item 5.02
  • Officer or director change Item 5.02
  • Shareholder vote Item 5.07
  • Results announced Item 2.02
  • Other event Item 8.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Other event Item 8.01
  • Results announced Item 2.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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