CHAIN BRIDGE BANCORP INC CBNA
Chain Bridge Bancorp, Inc. is a Delaware-chartered bank holding company and the parent of its wholly-owned subsidiary, Chain Bridge Bank, N.A., a nationally chartered commercial bank with fiduciary powers granted by the OCC. The Company was incorporated on May 26, 2006, and the Bank opened on August 6, 2007. The Company conducts substantially all of its operations through the Bank and has no other subsidiaries.
We offer a range of commercial and personal banking services, including deposits, treasury management, payments, loans, commercial lending, residential mortgage financing, consumer loans, trusts and estate administration, wealth management, and asset custody.
Our mission is to deliver exceptional banking and trust services nationwide, blending financial strength, personalized service, and advanced technology to offer tailored solutions to businesses, non-profit organizations, political organizations, individuals, and families. Our vision is to grow responsibly by adapting our personalized service and advanced technology solutions to our clients' evolving needs while emphasizing liquidity, asset quality, and financial strength. We aim to be recognized for our "Strength, Service, Solutions: Your Bridge to Better Banking Nationwide."
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue | $55.8M | $48.1M | $31.8M | — |
| Interest expense | $51.5M | $44.4M | $27.7M | — |
| Pre-tax income | $25.4M | $26.3M | $10.9M | — |
| Income tax | $5.2M | $5.3M | $2.1M | — |
| Net income | $20.2M | $20.9M | $8.8M | — |
| EPS, basic | 3.08 | 4.17 | 1.93 | — |
| EPS, diluted | 3.08 | 4.17 | 1.93 | — |
| Shares, diluted (wtd. avg.) | $6.6M | $5.0M | $4.6M | — |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Cash and equivalents | $586.6M | $410.7M | $316.8M | $98.7M |
| Property, plant and equipment | $13.2M | $9.6M | $9.9M | — |
| Total assets | $1.75B | $1.40B | $1.21B | — |
| Short-term debt | $0 | $0 | $5.0M | — |
| Total liabilities | $1.58B | $1.26B | $1.12B | — |
| Retained earnings | $97.9M | $77.6M | $56.7M | — |
| Total equity | $169.2M | $144.2M | $83.4M | $68.8M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Operating cash flow | $15.6M | $21.8M | $12.8M | — |
| Depreciation and amortisation | $470.0K | $494.0K | $491.0K | — |
| Capital expenditure | $4.1M | $223.0K | $269.0K | — |
| Investing cash flow | -$163.0M | -$97.3M | $46.2M | — |
| Financing cash flow | $323.3M | $169.4M | $159.1M | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001628280-26-020177.
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