BV Financial, Inc. BVFL

Financials SIC 6035 - Savings Institution, Federally Chartered NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Savings Institutions and Other Depository Credit Intermediation derived Nasdaq

Last close 22.05 2026-10-23
Market cap $186.8M 2026-06-30 share count
52-week range 16.13 - 22.70

Valuation FY2025 figures against the last close

P/S—
P/E15.4x
P/FCF9.9x
EV/EBITDA—
Dividend yield—
Diluted EPS1.43

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021
Interest expense $36.9M$35.2M$34.2M$3.4M—
Pre-tax income $18.9M$16.4M$18.6M$14.6M—
Income tax $5.4M$4.7M$4.9M$4.0M—
Net income $13.5M$11.7M$13.7M$10.5M—
EPS, basic 1.441.101.471.32—
EPS, diluted 1.431.091.471.32—
Shares, diluted (wtd. avg.) 9.5M10.7M9.3M8.0M—

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021
Cash and equivalents $55.7M$70.5M$73.7M$68.7M—
Property, plant and equipment $12.5M$13.2M$14.2M$15.2M—
Goodwill $14.4M$14.4M$14.4M$14.4M—
Other intangibles $651.0K$831.0K$1.0M$1.2M$1.3M
Total assets $912.2M$911.8M$885.3M$845.0M—
Long-term debt $35.0M$49.9M$37.3M$49.0M—
Total liabilities $728.4M$716.3M$686.2M$747.2M—
Retained earnings $123.0M$109.5M$97.8M$84.6M—
Total equity $183.8M$195.5M$199.1M$97.8M$83.4M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021
Operating cash flow $19.0M$16.1M$15.2M$9.7M—
Depreciation and amortisation $793.0K$822.0K$860.0K$860.0K—
Stock-based compensation $4.2M$1.9M$357.0K$258.0K—
Capital expenditure $237.0K$611.0K$155.0K$502.0K—
Investing cash flow -$13.3M-$32.5M-$35.2M-$27.8M—
Financing cash flow -$20.5M$13.2M$25.1M-$24.5M—
Buybacks $30.0M$17.7M———

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001193125-26-128285.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 5M 10M 15M Net income, FY2022: 10.5M Net income, FY2023: 13.7M Net income, FY2024: 11.7M Net income, FY2025: 13.5M FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2021FY2022FY2023FY2024FY2025
Revenue — — — — —
Gross profit — — — — —
Net income — $10.5M $13.7M $11.7M $13.5M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Other event Item 8.01
  • Results announced Item 2.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Auditor changed The company changed auditors. Sometimes routine; historically one of the more reliable warnings that something is wrong. Item 4.01
  • Results announced Item 2.02
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Results announced Item 2.02
  • Results announced Item 2.02
  • Shareholder vote Item 5.07

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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CFFN Capitol Federal Financial, Inc. $1.06B 16.2x 6.5%
HTB HomeTrust Bancshares, Inc. $802.9M 12.9x -2.1%
KRNY Kearny Financial Corp. $603.8M 16.3x -0.1%