BCB BANCORP INC BCBP

Financials SIC 6035 - Savings Institution, Federally Chartered NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Savings Institutions and Other Depository Credit Intermediation derived Nasdaq

BCB Bancorp, Inc.

BCB Bancorp, Inc. (individually referred to herein as the "Parent Company" and together with its subsidiaries, collectively referred to herein as the "Company") is a New Jersey corporation established in 2003 and is the holding company parent of BCB Community Bank (the "Bank"). The Company has not engaged in any significant business activity other than owning all of the outstanding common stock of BCB Community Bank. Our executive office is located at 104-110 Avenue C, Bayonne, New Jersey 07002. Our telephone number is 1-(800)-680-6872 and our website is www.bcb.bank. Information on our website is not incorporated into this Annual Report on Form 10-K. At December 31, 2025 we had $3.279 billion in consolidated assets, $2.674 billion in deposits and $304.3 million in consolidated stockholders' equity. The Parent Company is subject to extensive regulation by the Board of Governors of the Federal Reserve System.

Last close 8.63 2026-10-23
Market cap $156.2M 2026-06-30 share count
52-week range 7.31 - 11.71

Valuation FY2025 figures against the last close

P/S0.9x
P/E—
P/FCF4.5x
EV/EBITDA—
Dividend yield6.8%
Diluted EPS-0.84

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $173.0M$194.0M$188.4M$131.4M$112.6M$113.4M$123.6M$105.1M$77.6M$71.4M
Interest expense $93.0M$92.0M$104.1M$113.9M$15.2M$33.0M$41.0M$27.4M$15.7M$16.3M
Pre-tax income -$18.3M$26.3M$41.5M$63.1M$48.3M$29.4M$30.3M$24.2M$20.2M$13.3M
Income tax $5.8M$7.6M$12.0M$17.5M$14.0M$8.6M$9.3M$7.5M$10.2M$5.3M
Net income -$12.5M$18.6M$29.5M$45.6M$34.2M$20.9M$21.0M$16.8M$10.0M$8.0M
EPS, basic -0.840.991.712.641.941.141.201.020.760.63
EPS, diluted -0.840.991.702.581.921.141.201.010.750.63
Shares, diluted (wtd. avg.) 17.2M17.0M16.9M17.3M17.2M17.2M16.4M15.7M12.5M11.3M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $276.6M$317.3M$279.5M$229.4M$411.6M$261.2M$550.4M$195.3M$124.2M$65.0M
Property, plant and equipment $12.1M$12.6M$13.1M$10.5M$12.2M$15.3M$19.9M$20.3M$18.8M$19.4M
Goodwill ——————$20.0K$5.2M——
Total assets $3.28B$3.60B$3.83B$3.55B$2.97B$2.82B$2.91B$2.67B$1.94B$1.71B
Short-term debt ———$60.0M—————$20.0M
Long-term debt ————————$185.0M$155.0M
Total liabilities $2.98B$3.28B$3.52B$3.25B$2.69B$2.57B$2.67B$2.47B$1.77B$1.58B
Retained earnings $116.4M$141.9M$135.9M$115.1M$81.2M$58.3M$48.4M$38.4M$31.2M$28.2M
Total equity $304.3M$323.9M$314.1M$291.3M$274.0M$249.2M$239.5M$200.2M$176.5M$131.1M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $35.9M$67.7M$35.2M$40.9M$45.9M$139.3M$24.3M$40.0M$21.0M$7.2M
Stock-based compensation $1.0M$767.0K$593.0K$1.1M$417.0K$1.2M$987.0K$251.0K$199.0K$125.0K
Capital expenditure $1.0M$1.2M$4.5M$518.0K$325.0K$1.4M$2.5M$1.6M$1.9M$6.1M
Investing cash flow $232.4M$222.8M-$233.3M-$761.5M-$7.7M-$315.5M$135.1M-$466.2M-$182.9M-$159.8M
Financing cash flow -$309.0M-$252.7M$248.3M$538.3M$112.2M-$113.0M$195.7M$497.2M$221.1M$84.9M
Dividends paid $10.6M$10.4M$10.4M$10.4M$9.8M$9.2M$8.7M$8.4M$6.5M$6.0M
Buybacks ——$3.8M$3.4M$4.2M$4.9M——$13.0K$7.0K

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001228454-26-000004.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -100M 0 100M 200M Revenue, FY2016: 71.4M Net income, FY2016: 8M Revenue, FY2017: 77.6M Net income, FY2017: 10M Revenue, FY2018: 105.1M Net income, FY2018: 16.8M Revenue, FY2019: 123.6M Net income, FY2019: 21M Revenue, FY2020: 113.4M Net income, FY2020: 20.9M Revenue, FY2021: 112.6M Net income, FY2021: 34.2M Revenue, FY2022: 131.4M Net income, FY2022: 45.6M Revenue, FY2023: 188.4M Net income, FY2023: 29.5M Revenue, FY2024: 194M Net income, FY2024: 18.6M Revenue, FY2025: 173M Net income, FY2025: -12.5M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $71.4M $77.6M $105.1M $123.6M $113.4M $112.6M $131.4M $188.4M $194.0M $173.0M
Gross profit — — — — — — — — — —
Net income $8.0M $10.0M $16.8M $21.0M $20.9M $34.2M $45.6M $29.5M $18.6M -$12.5M

Recent filings and events

  • Auditor changed The company changed auditors. Sometimes routine; historically one of the more reliable warnings that something is wrong. Item 4.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Results announced Item 2.02
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Other event Item 8.01
  • Other event Item 8.01
  • Other event Item 8.01
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Officer or director change Item 5.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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