Amerant Bancorp Inc. AMTB

Financials SIC 6021 - National Commercial Banks NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Commercial Banking derived NYSE

We are a bank holding company headquartered in Coral Gables, FL, with $9.8 billion in assets, $6.6 billion in loans held for investment, $7.8 billion in deposits, $938.8 million of shareholders' equity, and $3.3 billion in assets under management and custody ("AUM") as of December 31, 2025. We provide individuals and businesses with a comprehensive array of deposit, credit, investment, wealth management, retail banking, mortgage services and fiduciary services. We serve customers in our United States markets and select international customers. These services are offered through our main subsidiary, Amerant Bank, N.A., or the Bank, which is also headquartered in Coral Gables, FL, as well as the Bank's securities broker-dealer, Amerant Investments Inc., or Amerant Investments. Fiduciary, investment, wealth management and mortgage services are provided by the Bank and Amerant Investments.

Last close 30.06 2026-10-23
Market cap $1.18B 2026-06-30 share count
52-week range 15.62 - 30.85

Valuation FY2025 figures against the last close

P/S2.0x
P/E23.9x
P/FCF9.1x
EV/EBITDA—
Dividend yield1.3%
Diluted EPS1.26

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $597.4M$595.6M$548.6M$338.8M$247.8M$260.6M$313.0M$309.4M$273.3M$238.8M
Interest expense $360.7M$326.0M$326.5M$266.7M$42.7M$71.0M$99.9M$90.3M$63.6M$46.9M
Pre-tax income $66.1M-$24.1M$41.3M$78.6M$144.0M-$4.3M$64.0M$57.6M$77.0M$33.8M
Income tax $13.7M$8.3M$10.5M$16.6M$33.7M$2.6M$12.7M$11.7M$34.0M$10.2M
Net income $52.4M-$15.8M$30.8M$62.0M$110.3M-$1.7M$51.3M$45.8M$43.1M$23.6M
EPS, basic 1.26-0.440.971.873.04-0.041.211.081.010.55
EPS, diluted 1.26-0.440.961.853.01-0.041.201.081.010.55
Shares, diluted (wtd. avg.) 41.7M35.8M33.7M34.1M37.5M41.7M42,93942,48742,48942.5M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $470.2M$590.4M$321.9M$290.6M$274.2M$214.4M$121.3M$85.7M$153.4M$135.0M
Property, plant and equipment $23.0M$31.8M$43.6M$41.8M$37.9M$110.0M$128.8M$123.5M$129.4M—
Goodwill $19.2M$19.2M$19.2M$19.5M$19.5M$19.5M$19.5M$19.2M$19.2M—
Total assets $9.78B$9.90B$9.72B$9.13B$7.64B$7.77B$7.99B$8.12B$8.44B—
Total liabilities $8.84B$9.01B$8.98B$8.42B$6.81B$6.99B$7.15B$7.38B$7.68B—
Retained earnings $619.6M$582.2M$610.8M$590.4M$553.2M$442.4M$444.1M$393.7M$387.8M—
Total equity $938.8M$890.5M$736.1M$705.7M$831.9M$783.4M$834.7M$747.4M$753.5M$704.7M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $137.0M$82.2M$26.7M-$49.2M$67.4M$57.2M$78.4M$62.2M$73.3M$75.3M
Depreciation and amortisation $6.7M$6.6M$6.8M$5.9M$7.3M$9.4M$7.1M$8.5M$9.0M$9.1M
Stock-based compensation $5.0M$5.0M$6.8M$5.8M$4.8M$2.3M$6.4M$166.0K$0$0
Capital expenditure $7.7M$7.4M$10.9M$10.6M$6.6M$5.6M$14.3M$10.0M$8.6M$8.5M
Investing cash flow -$47.8M-$576.7M-$606.6M-$1.40B$385.3M$286.3M$205.8M$206.5M$7.6M-$322.2M
Financing cash flow -$209.4M$763.0M$611.2M$1.46B-$392.9M-$250.5M-$248.6M-$336.4M-$62.4M$243.7M
Dividends paid $15.1M$12.8M$12.1M$12.2M$2.2M$0$0$40.0M$40.0M$0
Buybacks $33.0M$7.6M$4.9M$72.1M$36.3M$0$0———

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001734342-26-000026.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -200M 0 200M 400M 600M Revenue, FY2016: 238.8M Net income, FY2016: 23.6M Revenue, FY2017: 273.3M Net income, FY2017: 43.1M Revenue, FY2018: 309.4M Net income, FY2018: 45.8M Revenue, FY2019: 313M Net income, FY2019: 51.3M Revenue, FY2020: 260.6M Net income, FY2020: -1.7M Revenue, FY2021: 247.8M Net income, FY2021: 110.3M Revenue, FY2022: 338.8M Net income, FY2022: 62M Revenue, FY2023: 548.6M Net income, FY2023: 30.8M Revenue, FY2024: 595.6M Net income, FY2024: -15.8M Revenue, FY2025: 597.4M Net income, FY2025: 52.4M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $238.8M $273.3M $309.4M $313.0M $260.6M $247.8M $338.8M $548.6M $595.6M $597.4M
Gross profit — — — — — — — — — —
Net income $23.6M $43.1M $45.8M $51.3M -$1.7M $110.3M $62.0M $30.8M -$15.8M $52.4M

Recent filings and events

  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Item 7.01
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Officer or director change Item 5.02
  • Officer or director change Item 5.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Officer or director change Item 5.02
  • Regulation FD disclosure Item 7.01
  • Officer or director change Item 5.02
  • Regulation FD disclosure Item 7.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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