Winchester Bancorp, Inc./MD/ WSBK
Winchester Bancorp, MHC was formed in December 2024 as the Massachusetts-chartered mutual holding company for Winchester Bancorp, Inc. in connection with the reorganization of Winchester Savings Bank (the "Bank") into the "two-tier" mutual holding company form of organization. Winchester Bancorp, MHC will, for as long as it is in existence, own a majority of the outstanding shares of Winchester Bancorp, Inc's common stock. As a mutual holding company, Winchester Bancorp, MHC is a non-stock company.
Winchester Bancorp, MHC's principal asset is the common stock of Winchester Bancorp, Inc. it received in the reorganization and offering. Presently, it is expected that the only business activity of Winchester Bancorp, MHC is to own a majority of Winchester Bancorp, Inc's common stock. Winchester Bancorp, MHC is authorized to engage in any other business activities that are permissible for mutual holding companies under federal and state law, including investing in loans and securities. Winchester Bancorp, MHC is subject to comprehensive regulation and examination by the Federal Reserve Board.
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Revenue | $42.7M | $34.9M | — |
| Interest expense | $17.5M | $14.4M | — |
| Pre-tax income | -$1.5M | $754.0K | — |
| Income tax | $656.0K | $32.0K | — |
| Net income | -$874.0K | $786.0K | — |
| EPS, basic | -0.09 | — | — |
| EPS, diluted | -0.09 | — | — |
| Shares, diluted (wtd. avg.) | 9.2M | — | — |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Cash and equivalents | $55.2M | $44.1M | $52.2M |
| Short-term investments | $0 | — | — |
| Property, plant and equipment | $6.4M | $7.0M | — |
| Total assets | $949.4M | $853.0M | — |
| Total liabilities | $834.0M | $772.7M | — |
| Retained earnings | $80.7M | $82.1M | — |
| Total equity | $115.4M | $80.3M | $77.0M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Operating cash flow | $2.5M | $231.0K | — |
| Investing cash flow | -$86.7M | -$105.2M | — |
| Financing cash flow | $95.4M | $96.9M | — |
| Buybacks | $3.3M | — | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001193125-25-206332.
Plot the figures US dollars
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Revenue | — | $34.9M | $42.7M |
| Gross profit | — | — | — |
| Net income | — | $786.0K | -$874.0K |
Recent filings and events
- Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
- Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03
- Results announced Item 2.02
- Results announced Item 2.02
- Shareholder vote The results of the annual meeting or a special vote. Item 5.07
- Results announced Item 2.02
- Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
- Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
- Results announced Item 2.02
- Other event Item 8.01
- Results announced Item 2.02
- Other event Item 8.01
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.
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