UPBOUND GROUP, INC. UPBD

Technology SIC 7359 - Services-Equipment Rental & Leasing, NEC NAICS Real Estate and Rental and Leasing › Rental and Leasing Services derived Nasdaq

Upbound Group, Inc.

We are a technology and data-driven leader in accessible and inclusive financial solutions that address the evolving needs and aspirations of underserved consumers. Through our Acima and Rent-A-Center segments, we are a leading lease-to-own provider with operations in the United States, Puerto Rico and Mexico. We provide a critical service for underserved consumers by providing them with access to, and the opportunity to obtain ownership of, high-quality, name brand durable products under a flexible lease-purchase agreement with no long-term debt obligation. Our Acima segment offers lease-to-own solutions through retailers in stores and online enabling such retailers to grow sales by expanding their customer base utilizing our differentiated offering and allowing customers to access our flexible lease-to-own solutions at thousands of retailers and to lease a wide range of durable products. Through our Rent-A-Center segment, we provide a fully integrated customer experience through our e-commerce platform and brick and mortar presence.

Last close 17.08 2026-10-23
Market cap $995.8M 2026-06-30 share count
52-week range 14.98 - 23.98

Valuation FY2025 figures against the last close

P/S0.2x
P/E13.7x
P/FCF4.2x
EV/EBITDA3.3x
Dividend yield8.8%
Diluted EPS1.25

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $4.70B$4.32B$3.99B$4.25B$4.58B$2.81B$2.67B$2.66B$2.70B$2.96B
Cost of revenue $2.42B$2.24B$1.97B$2.17B$2.35B$1.14B$1.03B$972.3M$984.0M$1.03B
Gross profit $2.27B$2.08B$2.02B$2.08B$2.24B$1.67B$1.64B$1.69B$1.72B$1.94B
SG&A $232.0M$212.4M$201.7M$186.5M$194.9M$153.1M$142.6M$163.4M$171.1M$168.9M
Total operating expenses $2.05B$1.79B$1.86B$1.93B$1.95B$1.43B$1.39B$1.63B$1.78B$2.00B
Operating income $223.3M$291.6M$162.9M$148.5M$280.5M$237.3M$253.9M$56.1M-$63.1M-$66.6M
Interest expense $113.0M$110.6M$113.4M$87.7M$70.9M$15.3M$31.0M$43.0M$46.0M$47.2M
Pre-tax income $108.1M$177.5M$52.9M$61.5M$194.3M$222.8M$223.8M$13.8M-$110.2M-$113.3M
Income tax $34.8M$54.1M$58.0M$49.1M$59.4M$14.7M$50.2M$5.3M$116.9M$8.1M
Net income $73.0M$124.0M-$5.0M$12.0M$135.0M$208.1M$173.5M$8.5M$6.7M-$105.2M
EPS, basic 1.302.26-0.090.232.373.843.190.160.12-1.98
EPS, diluted 1.252.21-0.090.212.023.733.100.160.12-1.98
Shares, diluted (wtd. avg.) 58.6M55.9M55.0M59.0M66.8M55.8M56.0M54.5M53.8M53.1M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $120.5M$60.9M$93.7M$144.1M$108.3M$159.4M$70.5M$155.4M$73.0M$95.4M
Property, plant and equipment $310.1M$254.2M$273.1M$295.4M$308.1M$141.6M$166.1M$226.3M$282.9M$316.4M
Goodwill $488.2M$290.2M$289.8M$289.8M$289.8M$70.2M$70.2M$56.8M$56.6M$55.3M
Other intangibles $349.6M$255.2M$301.4M$359.4M$425.2M$7.9M$8.8M$499.0K$882.0K$5.3M
Total assets $3.28B$2.65B$2.72B$2.76B$2.99B$1.75B$1.58B$1.40B$1.42B$1.60B
Long-term debt —————————$191.8M
Total liabilities $2.58B$2.02B$2.16B$2.24B$2.48B$1.16B$1.12B$1.11B$1.15B$1.34B
Retained earnings $1.02B$1.04B$994.9M$1.08B$1.14B$1.09B$947.9M$805.9M$798.7M$800.6M
Total equity $695.7M$629.0M$560.4M$525.1M$513.3M$592.1M$459.0M$286.5M$272.4M$264.9M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $305.6M$104.7M$200.3M$468.5M$392.3M$236.5M$215.4M$227.5M$110.5M$354.1M
Depreciation and amortisation $75.3M$72.0M$75.5M$68.0M$67.1M$55.6M$60.6M$68.3M$73.7M$77.4M
Stock-based compensation $45.4M$36.1M$162.1M$159.4M$147.6M$12.3M$7.0M$6.0M$3.9M$9.2M
Capital expenditure $66.9M$56.3M$53.4M$61.4M$62.5M$34.5M$21.2M$28.0M$65.5M$61.1M
Investing cash flow -$403.7M-$41.5M-$51.0M-$62.3M-$1.34B-$20.6M$20.8M-$4.7M-$63.3M-$59.0M
Financing cash flow $156.5M-$93.5M-$202.1M-$370.7M$892.8M-$126.7M-$321.6M-$140.3M-$70.5M-$259.7M
Dividends paid $87.9M$82.3M$83.1M$79.2M$71.5M$63.1M$13.7M$0$12.8M$25.6M
Buybacks $0$0$50.0M$75.1M$390.1M$26.6M$1.3M$0$0$994.8M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001104659-26-045736.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -2B 0 2B 4B 6B Revenue, FY2016: 3B Gross profit, FY2016: 1.9B Net income, FY2016: -105.2M Revenue, FY2017: 2.7B Gross profit, FY2017: 1.7B Net income, FY2017: 6.7M Revenue, FY2018: 2.7B Gross profit, FY2018: 1.7B Net income, FY2018: 8.5M Revenue, FY2019: 2.7B Gross profit, FY2019: 1.6B Net income, FY2019: 173.5M Revenue, FY2020: 2.8B Gross profit, FY2020: 1.7B Net income, FY2020: 208.1M Revenue, FY2021: 4.6B Gross profit, FY2021: 2.2B Net income, FY2021: 135M Revenue, FY2022: 4.2B Gross profit, FY2022: 2.1B Net income, FY2022: 12M Revenue, FY2023: 4B Gross profit, FY2023: 2B Net income, FY2023: -5M Revenue, FY2024: 4.3B Gross profit, FY2024: 2.1B Net income, FY2024: 124M Revenue, FY2025: 4.7B Gross profit, FY2025: 2.3B Net income, FY2025: 73M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $2.96B $2.70B $2.66B $2.67B $2.81B $4.58B $4.25B $3.99B $4.32B $4.70B
Gross profit $1.94B $1.72B $1.69B $1.64B $1.67B $2.24B $2.08B $2.02B $2.08B $2.27B
Net income -$105.2M $6.7M $8.5M $173.5M $208.1M $135.0M $12.0M -$5.0M $124.0M $73.0M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Officer or director change Item 5.02
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Benefit plan trading suspension Employees temporarily cannot trade the shares inside a company plan. Item 5.04

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

Others in SIC 7359

TickerCompanyMarket capP/ERevenue growth
URI UNITED RENTALS, INC. $68.84B 28.5x 3.0%
MGRC MCGRATH RENTCORP $2.86B 18.5x 3.7%
CTOS Custom Truck One Source, Inc. $2.06B — 6.4%
EQPT EquipmentShare.com Inc $1.25B 1,601.0x 3.2%
PRG PROG Holdings, Inc. $1.21B 8.4x 0.4%
KPLT Katapult Holdings, Inc. $39.0M — 18.0%
AER AerCap Holdings N.V. — — 6.5%
TRTN-PA Triton International Ltd — — 22.4%