TIMBERLAND BANCORP INC TSBK

Financials SIC 6036 - Savings Institutions, Not Federally Chartered NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Savings Institutions and Other Depository Credit Intermediation derived Nasdaq

Timberland Bancorp, Inc. ("Timberland Bancorp"), a Washington corporation, was organized on September 8, 1997 for the purpose of becoming the holding company for Timberland Bank (the "Bank"). At September 30, 2025, on a consolidated basis, the Company had total assets of $2.01 billion, net loans receivable of $1.46 billion, total deposits of $1.72 billion and total shareholders' equity of $262.61 million. The Company's business activities generally are limited to passive investment activities and oversight of its investment in the Bank. Accordingly, the information set forth in this report, including consolidated financial statements and related data, relates primarily to the Bank and its subsidiary, Timberland Service Corp.

Last close 46.75 2026-10-23
Market cap $363.5M 2026-06-30 share count
52-week range 31.09 - 49.38

Valuation FY2025 figures against the last close

P/S3.6x
P/E12.7x
P/FCF12.8x
EV/EBITDA—
Dividend yield2.2%
Diluted EPS3.67

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $102.3M$94.8M$80.0M$58.5M$55.0M$55.6M$55.7M$41.8M$38.3M$34.9M
Total operating expenses ——————$1.4M$1.2M$1.1M$912.0K
Interest expense $70.2M$64.2M$68.4M$55.8M$3.1M$4.7M$4.6M$2.8M$3.2M$4.1M
Pre-tax income $36.2M$30.4M$34.0M$29.6M$34.4M$30.3M$29.9M$22.4M$21.2M$15.1M
Income tax $7.1M$6.1M$6.9M$6.0M$6.8M$6.0M$5.9M$5.7M$7.1M$4.9M
Net income $29.2M$24.3M$27.1M$23.6M$27.6M$24.3M$24.0M$16.7M$14.2M$10.2M
EPS, basic 3.683.023.322.843.312.912.892.281.991.48
EPS, diluted 3.673.013.292.823.272.882.842.221.921.43
Shares, diluted (wtd. avg.) 8.0M8.1M8.2M8.4M8.4M8.4M8.5M7.5M7.4M7.1M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $243.4M$164.7M$128.7M$316.8M$580.2M$314.5M$143.0M$148.9M$148.2M$108.9M
Property, plant and equipment $21.7M$21.5M$21.6M$21.9M$22.4M$23.0M$22.8M$19.0M$18.4M$16.2M
Goodwill $15.1M$15.1M$15.1M$15.1M$15.1M$15.1M$15.1M$5.7M$5.7M$5.7M
Total assets $2.01B$1.92B$1.84B$1.86B$1.79B$1.57B$1.25B$1.02B$952.0M$891.4M
Short-term debt ————————$0$0
Total liabilities $1.75B$1.68B$1.61B$1.64B$1.59B$1.38B$1.08B$893.6M$841.0M$794.6M
Retained earnings $236.6M$215.5M$199.4M$180.5M$164.2M$145.2M$128.0M$110.5M$98.2M$87.7M
Total equity $262.6M$245.4M$233.1M$218.6M$206.9M$187.6M$171.1M$124.7M$111.0M$96.8M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $30.2M$23.0M$31.0M$26.5M$29.6M$33.9M$18.1M$21.4M$13.9M$11.8M
Depreciation and amortisation $1.5M$1.5M$1.4M$1.4M$1.6M$1.6M$1.6M$1.3M$1.3M$1.3M
Stock-based compensation ——————$441.0K$882.0K$605.0K$404.0K
Capital expenditure $1.7M$1.3M$1.1M$911.0K$895.0K$2.0M$2.2M$2.2M$3.5M$640.0K
Investing cash flow -$8.2M-$45.8M-$170.2M-$335.2M$37.4M-$154.7M-$44.5M-$68.3M-$20.2M-$59.5M
Financing cash flow $56.8M$58.8M-$48.8M$45.2M$198.7M$292.2M$20.6M$47.5M$45.6M$64.4M
Dividends paid $8.1M$7.7M$8.3M$7.2M$8.6M$7.1M$6.5M$4.4M$3.6M$2.6M
Buybacks $5.8M$6.0M$5.0M$4.6M$527.0K$1.2M$499.0K$0$0$820.0K

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000939057-25-000319.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 50M 100M 150M Revenue, FY2016: 34.9M Net income, FY2016: 10.2M Revenue, FY2017: 38.3M Net income, FY2017: 14.2M Revenue, FY2018: 41.8M Net income, FY2018: 16.7M Revenue, FY2019: 55.7M Net income, FY2019: 24M Revenue, FY2020: 55.6M Net income, FY2020: 24.3M Revenue, FY2021: 55M Net income, FY2021: 27.6M Revenue, FY2022: 58.5M Net income, FY2022: 23.6M Revenue, FY2023: 80M Net income, FY2023: 27.1M Revenue, FY2024: 94.8M Net income, FY2024: 24.3M Revenue, FY2025: 102.3M Net income, FY2025: 29.2M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $34.9M $38.3M $41.8M $55.7M $55.6M $55.0M $58.5M $80.0M $94.8M $102.3M
Gross profit — — — — — — — — — —
Net income $10.2M $14.2M $16.7M $24.0M $24.3M $27.6M $23.6M $27.1M $24.3M $29.2M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Regulation FD disclosure Item 7.01
  • Results announced Item 2.02
  • Auditor changed The company changed auditors. Sometimes routine; historically one of the more reliable warnings that something is wrong. Item 4.01
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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