TransUnion TRU

Technology SIC 7320 - Services-Consumer Credit Reporting, Collection Agencies NAICS Administrative and Support and Waste Management and Remediation Services › Administrative and Support Services › Business Support Services derived NYSE

TransUnion is a leading global information and insights company that makes trust possible between businesses and consumers, helping people around the world access opportunities that can lead to a higher quality of life. That trust is built on TransUnion's ability to deliver safe, innovative solutions with credibility and consistency. We call this Information for Good.

We have built robust data and analytics assets for a large portion of the adult population in the markets we serve. We use our OneTru solution enablement platform to centralize data management, identity resolution and Artificial Intelligence ("AI") powered analytics, enabling more persistent identity resolution with sharper, more contextualized insights. We use these insights, combined with our industry expertise, to develop relevant solutions to solve customers' needs, including credit risk, marketing and fraud mitigation. Because of our work, customers can better understand consumers in order to make more informed decisions, earn consumer trust through personalized experiences, and extend the appropriate opportunities, tools and offers. In turn, we believe consumers can be confident that their data identities will result in better offers and opportunities.

Last close 81.48 2026-10-23
Market cap $15.71B 2026-03-31 share count
52-week range 60.96 - 89.12

Valuation FY2025 figures against the last close

P/S3.4x
P/E35.1x
P/FCF23.7x
EV/EBITDA21.0x
Dividend yield0.6%
Diluted EPS2.32

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $4.58B$4.18B$3.83B$3.71B$2.96B$2.53B$2.46B$2.32B$1.93B$1.70B
Cost of revenue ——————$874.1M$790.1M$645.7M$579.1M
Gross profit ——————$1.59B$1.53B$1.29B$1.13B
SG&A $1.26B$1.24B$1.17B$1.18B$909.0M$829.7M$777.4M$707.7M$585.4M$560.1M
Total operating expenses $3.72B$3.52B$3.70B$3.08B$2.31B$2.03B$1.92B$1.80B$1.47B$1.40B
Operating income $857.8M$666.7M$128.5M$626.3M$651.9M$500.3M$541.7M$512.5M$464.7M$300.5M
Interest expense $235.8M$265.2M$288.2M$230.9M$112.6M$126.2M$173.7M$137.5M$87.6M$85.5M
Pre-tax income $643.0M$401.1M-$145.3M$383.0M$505.6M$389.5M$374.5M$343.5M$372.5M$205.4M
Income tax $173.1M$98.8M$44.7M$118.9M$131.9M$83.7M$70.5M$54.5M$79.1M$74.0M
Net income $455.4M$284.4M-$206.2M$266.3M$1.39B$343.2M$346.9M$276.6M$441.2M$120.6M
EPS, basic 2.341.46-1.071.387.261.811.851.502.420.66
EPS, diluted 2.321.45-1.071.387.201.791.811.452.320.65
Shares, diluted (wtd. avg.) 196.6M196.7M193.4M193.1M193.0M192.2M191.8M190.9M189.9M184.6M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $853.6M$679.5M$476.2M$585.3M$1.84B$492.7M$273.6M$186.7M$115.8M$182.2M
Short-term investments $2.7M$2.5M$2.7M$2.6M$3.1M$3.2M$2.9M$2.9M$3.3M$3.3M
Receivables $905.0M$798.9M$723.0M$602.2M$558.0M$392.8M$443.9M$456.8M$326.7M$277.9M
Total current assets $2.02B$1.80B$1.48B$1.45B$2.63B$1.47B$888.2M$841.5M$588.7M$550.0M
Property, plant and equipment $258.4M$203.5M$199.3M$218.2M$247.7M$219.7M$219.0M$220.3M$198.6M$197.5M
Goodwill $5.26B$5.14B$5.18B$5.55B$5.53B$3.23B$3.14B$3.29B$2.37B$2.17B
Other intangibles $3.10B$3.26B$3.52B$3.68B$3.77B$2.17B$2.39B$2.55B$1.83B$1.76B
Total assets $11.11B$10.98B$11.11B$11.67B$12.63B$7.31B$7.11B$7.04B$5.12B$4.78B
Short-term debt $196.9M$70.6M$89.6M$114.6M$114.6M$55.5M$58.7M$71.7M$119.3M$50.4M
Total current liabilities $1.15B$1.06B$1.00B$905.5M$1.36B$669.8M$571.4M$548.5M$458.4M$373.3M
Long-term debt $5.10B$5.15B$5.34B$5.56B$6.25B$3.40B$3.60B$3.98B$2.35B$2.33B
Total liabilities $6.57B$6.67B$7.00B$7.40B$8.63B$4.68B$4.77B$5.06B$3.29B$3.31B
Retained earnings $2.72B$2.36B$2.16B$2.45B$2.25B$937.4M$652.0M$363.1M$137.4M-$303.8M
Total equity $4.44B$4.22B$4.01B$4.17B$3.91B$2.54B$2.25B$1.89B$1.73B$1.36B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $987.6M$832.5M$645.4M$297.2M$808.3M$787.6M$776.9M$555.7M$465.8M$389.9M
Depreciation and amortisation $103.4M$89.0M$96.6M$105.9M$98.8M$94.0M$85.6M$76.6M$67.9M$67.7M
Stock-based compensation $145.6M$121.2M$100.3M$82.8M$69.2M$44.3M$48.3M$57.9M$33.1M$24.4M
Capital expenditure $326.0M$315.8M$310.7M$298.2M$224.2M$205.6M$188.4M$180.1M$135.3M$124.0M
Investing cash flow -$331.7M-$307.4M-$318.9M-$723.9M-$2.21B-$267.2M-$203.9M-$2.02B-$480.8M-$495.8M
Financing cash flow -$494.6M-$308.7M-$438.8M-$820.5M$2.76B-$296.9M-$486.7M$1.54B-$51.7M$153.8M
Dividends paid $90.5M$82.7M$81.8M$77.8M$69.8M$57.6M$56.8M$41.6M$0$0
Buybacks $302.0M$0$0———$0$0$133.5M$700.0K

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001552033-26-000012.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -2B 0 2B 4B 6B Revenue, FY2016: 1.7B Gross profit, FY2016: 1.1B Net income, FY2016: 120.6M Revenue, FY2017: 1.9B Gross profit, FY2017: 1.3B Net income, FY2017: 441.2M Revenue, FY2018: 2.3B Gross profit, FY2018: 1.5B Net income, FY2018: 276.6M Revenue, FY2019: 2.5B Gross profit, FY2019: 1.6B Net income, FY2019: 346.9M Revenue, FY2020: 2.5B Net income, FY2020: 343.2M Revenue, FY2021: 3B Net income, FY2021: 1.4B Revenue, FY2022: 3.7B Net income, FY2022: 266.3M Revenue, FY2023: 3.8B Net income, FY2023: -206.2M Revenue, FY2024: 4.2B Net income, FY2024: 284.4M Revenue, FY2025: 4.6B Net income, FY2025: 455.4M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $1.70B $1.93B $2.32B $2.46B $2.53B $2.96B $3.71B $3.83B $4.18B $4.58B
Gross profit $1.13B $1.29B $1.53B $1.59B — — — — — —
Net income $120.6M $441.2M $276.6M $346.9M $343.2M $1.39B $266.3M -$206.2M $284.4M $455.4M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Regulation FD disclosure Item 7.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
  • Results announced Item 2.02
  • New debt or obligation The company has taken on debt or a comparable obligation. Item 2.03
  • Regulation FD disclosure Item 7.01
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

Others in SIC 7320

TickerCompanyMarket capP/ERevenue growth
SPGI S&P Global Inc. $133.29B 30.7x 7.9%
MCO MOODYS CORP /DE/ $83.73B 35.4x 8.9%
EFX EQUIFAX INC $21.42B 34.3x 6.9%