TransUnion TRU
TransUnion is a leading global information and insights company that makes trust possible between businesses and consumers, helping people around the world access opportunities that can lead to a higher quality of life. That trust is built on TransUnion's ability to deliver safe, innovative solutions with credibility and consistency. We call this Information for Good.
We have built robust data and analytics assets for a large portion of the adult population in the markets we serve. We use our OneTru solution enablement platform to centralize data management, identity resolution and Artificial Intelligence ("AI") powered analytics, enabling more persistent identity resolution with sharper, more contextualized insights. We use these insights, combined with our industry expertise, to develop relevant solutions to solve customers' needs, including credit risk, marketing and fraud mitigation. Because of our work, customers can better understand consumers in order to make more informed decisions, earn consumer trust through personalized experiences, and extend the appropriate opportunities, tools and offers. In turn, we believe consumers can be confident that their data identities will result in better offers and opportunities.
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.58B | $4.18B | $3.83B | $3.71B | $2.96B | $2.53B | $2.46B | $2.32B | $1.93B | $1.70B |
| Cost of revenue | — | — | — | — | — | — | $874.1M | $790.1M | $645.7M | $579.1M |
| Gross profit | — | — | — | — | — | — | $1.59B | $1.53B | $1.29B | $1.13B |
| SG&A | $1.26B | $1.24B | $1.17B | $1.18B | $909.0M | $829.7M | $777.4M | $707.7M | $585.4M | $560.1M |
| Total operating expenses | $3.72B | $3.52B | $3.70B | $3.08B | $2.31B | $2.03B | $1.92B | $1.80B | $1.47B | $1.40B |
| Operating income | $857.8M | $666.7M | $128.5M | $626.3M | $651.9M | $500.3M | $541.7M | $512.5M | $464.7M | $300.5M |
| Interest expense | $235.8M | $265.2M | $288.2M | $230.9M | $112.6M | $126.2M | $173.7M | $137.5M | $87.6M | $85.5M |
| Pre-tax income | $643.0M | $401.1M | -$145.3M | $383.0M | $505.6M | $389.5M | $374.5M | $343.5M | $372.5M | $205.4M |
| Income tax | $173.1M | $98.8M | $44.7M | $118.9M | $131.9M | $83.7M | $70.5M | $54.5M | $79.1M | $74.0M |
| Net income | $455.4M | $284.4M | -$206.2M | $266.3M | $1.39B | $343.2M | $346.9M | $276.6M | $441.2M | $120.6M |
| EPS, basic | 2.34 | 1.46 | -1.07 | 1.38 | 7.26 | 1.81 | 1.85 | 1.50 | 2.42 | 0.66 |
| EPS, diluted | 2.32 | 1.45 | -1.07 | 1.38 | 7.20 | 1.79 | 1.81 | 1.45 | 2.32 | 0.65 |
| Shares, diluted (wtd. avg.) | $196.6M | $196.7M | $193.4M | $193.1M | $193.0M | $192.2M | $191.8M | $190.9M | $189.9M | $184.6M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $853.6M | $679.5M | $476.2M | $585.3M | $1.84B | $492.7M | $273.6M | $186.7M | $115.8M | $182.2M |
| Short-term investments | $2.7M | $2.5M | $2.7M | $2.6M | $3.1M | $3.2M | $2.9M | $2.9M | $3.3M | $3.3M |
| Receivables | $905.0M | $798.9M | $723.0M | $602.2M | $558.0M | $392.8M | $443.9M | $456.8M | $326.7M | $277.9M |
| Total current assets | $2.02B | $1.80B | $1.48B | $1.45B | $2.63B | $1.47B | $888.2M | $841.5M | $588.7M | $550.0M |
| Property, plant and equipment | $258.4M | $203.5M | $199.3M | $218.2M | $247.7M | $219.7M | $219.0M | $220.3M | $198.6M | $197.5M |
| Goodwill | $5.26B | $5.14B | $5.18B | $5.55B | $5.53B | $3.23B | $3.14B | $3.29B | $2.37B | $2.17B |
| Other intangibles | $3.10B | $3.26B | $3.52B | $3.68B | $3.77B | $2.17B | $2.39B | $2.55B | $1.83B | $1.76B |
| Total assets | $11.11B | $10.98B | $11.11B | $11.67B | $12.63B | $7.31B | $7.11B | $7.04B | $5.12B | $4.78B |
| Short-term debt | $196.9M | $70.6M | $89.6M | $114.6M | $114.6M | $55.5M | $58.7M | $71.7M | $119.3M | $50.4M |
| Total current liabilities | $1.15B | $1.06B | $1.00B | $905.5M | $1.36B | $669.8M | $571.4M | $548.5M | $458.4M | $373.3M |
| Long-term debt | $5.10B | $5.15B | $5.34B | $5.56B | $6.25B | $3.40B | $3.60B | $3.98B | $2.35B | $2.33B |
| Total liabilities | $6.57B | $6.67B | $7.00B | $7.40B | $8.63B | $4.68B | $4.77B | $5.06B | $3.29B | $3.31B |
| Retained earnings | $2.72B | $2.36B | $2.16B | $2.45B | $2.25B | $937.4M | $652.0M | $363.1M | $137.4M | -$303.8M |
| Total equity | $4.44B | $4.22B | $4.01B | $4.17B | $3.91B | $2.54B | $2.25B | $1.89B | $1.73B | $1.36B |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $987.6M | $832.5M | $645.4M | $297.2M | $808.3M | $787.6M | $776.9M | $555.7M | $465.8M | $389.9M |
| Depreciation and amortisation | $103.4M | $89.0M | $96.6M | $105.9M | $98.8M | $94.0M | $85.6M | $76.6M | $67.9M | $67.7M |
| Stock-based compensation | $145.6M | $121.2M | $100.3M | $82.8M | $69.2M | $44.3M | $48.3M | $57.9M | $33.1M | $24.4M |
| Capital expenditure | $326.0M | $315.8M | $310.7M | $298.2M | $224.2M | $205.6M | $188.4M | $180.1M | $135.3M | $124.0M |
| Investing cash flow | -$331.7M | -$307.4M | -$318.9M | -$723.9M | -$2.21B | -$267.2M | -$203.9M | -$2.02B | -$480.8M | -$495.8M |
| Financing cash flow | -$494.6M | -$308.7M | -$438.8M | -$820.5M | $2.76B | -$296.9M | -$486.7M | $1.54B | -$51.7M | $153.8M |
| Dividends paid | $90.5M | $82.7M | $81.8M | $77.8M | $69.8M | $57.6M | $56.8M | $41.6M | $0 | $0 |
| Buybacks | $302.0M | $0 | $0 | — | — | — | $0 | $0 | $133.5M | $700.0K |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001552033-26-000012.
Others in SIC 7320
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| SPGI | S&P Global Inc. | $131.28B | 30.3x | 7.9% |
| MCO | MOODYS CORP /DE/ | $85.48B | 36.1x | 8.9% |
| EFX | EQUIFAX INC | $20.80B | 33.3x | 6.9% |