EQUIFAX INC EFX

Technology SIC 7320 - Services-Consumer Credit Reporting, Collection Agencies NAICS Administrative and Support and Waste Management and Remediation Services › Administrative and Support Services › Business Support Services derived NYSE

Equifax Inc. is a global data, analytics and technology company. We provide information solutions for businesses, governments and consumers, and we provide human resources business process automation and outsourcing services for employers. We have a large and diversified group of clients, including financial institutions, corporations, government agencies and individuals. Our services are based on comprehensive databases of consumer and business information derived from numerous sources including credit, financial assets, telecommunications and utility payments, employment, income, educational history, criminal justice, healthcare professional licensure and sanctions, demographic and marketing data. We use advanced statistical techniques, artificial intelligence and machine learning, as well as proprietary software tools to analyze available data for the creation of customized insights, decision-making and process automation solutions, and processing services for our clients. We are a leading provider of information and solutions used in payroll-related and human resource management business process services in the United States of America ("U.S."), as well as e-commerce fraud and charge back protection services in North America. For consumers, we provide products and services to help people understand, manage and protect their personal information and make more informed financial decisions. Additionally, we provide information, technology and services to support debt collections and recovery management.

Last close 182.36 2026-10-23
Market cap $21.42B 2026-06-30 share count
52-week range 137.01 - 238.94

Valuation FY2025 figures against the last close

P/S3.5x
P/E34.3x
P/FCF18.9x
EV/EBITDA14.5x
Dividend yield1.1%
Diluted EPS5.32

Where the revenue comes from as reported in the latest 10-K

Revenue by geography

  • U.S.
  • Other
  • U.K.
  • Australia
  • Canada
Revenue by geography, 5 categories over 3 years. The same figures are in the table below. FY2025 U.S., FY2025: 4.7B (76.7%) 77% U.S. Other, FY2025: 498.3M (8.2%) 8% Other U.K., FY2025: 325.9M (5.4%) 5% U.K. Australia, FY2025: 318.1M (5.2%) 5% Canada, FY2025: 271.4M (4.5%) 4% Canada FY2024 U.S., FY2024: 4.3B (76.2%) 76% Other, FY2024: 477.5M (8.4%) 8% U.K., FY2024: 302.8M (5.3%) 5% Australia, FY2024: 309.1M (5.4%) 5% Canada, FY2024: 264.9M (4.7%) 5% FY2023 U.S., FY2023: 4B (76.7%) 77% Other, FY2023: 386M (7.3%) 7% U.K., FY2023: 265.8M (5.0%) 5% Australia, FY2023: 317.6M (6.0%) 6% Canada, FY2023: 259.6M (4.9%) 5%
Region FY2025FY2024FY2023
U.S. $4.66B $4.33B $4.04B
Other $498.3M $477.5M $386.0M
U.K. $325.9M $302.8M $265.8M
Australia $318.1M $309.1M $317.6M
Canada $271.4M $264.9M $259.6M

As the company reported it, from the “SEGMENT INFORMATION - Financial Information by Geographic Area (Details)” note of its latest 10-K. Every figure here has been checked against the total revenue the same filing reported. Regions are the filer's own and are not mapped onto a standard list — one company's “Americas” and another's “United States” are different areas, and making them look comparable would mean making at least one of them wrong. Slices under 1% are folded into “Other”.

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $6.07B$5.68B$5.27B$5.12B$4.92B$4.13B$3.51B$3.41B$3.36B$3.14B
Cost of revenue ————————$1.21B$1.11B
Gross profit ————————$2.15B$2.03B
SG&A $1.61B$1.45B$1.39B$1.33B$1.32B$1.32B$1.99B$1.21B$1.03B$941.0M
Total operating expenses $4.98B$4.64B$4.33B$4.07B$3.79B$3.45B$3.84B$2.96B$2.53B$2.32B
Operating income $1.10B$1.04B$933.6M$1.06B$1.14B$676.6M-$335.4M$448.0M$831.7M$825.1M
Interest expense $212.3M$229.1M$241.4M$183.0M$145.6M$141.6M$111.7M$103.5M$92.8M$92.1M
Pre-tax income $894.9M$810.5M$717.9M$929.7M$949.2M$685.2M-$413.8M$370.4M$746.6M$728.2M
Income tax $230.6M$203.2M$166.2M$229.5M$200.7M$159.0M$35.7M$53.4M$148.6M$233.1M
Net income $660.3M$604.1M$545.3M$696.2M$744.2M$520.1M-$384.1M$310.5M$587.3M$488.8M
EPS, basic 5.364.884.445.696.114.28-3.182.584.894.10
EPS, diluted 5.324.844.405.656.024.24-3.152.564.834.04
Shares, diluted (wtd. avg.) 124.1M124.9M123.9M123.3M123.6M122.8M122.0M121.4M121.5M121.1M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $180.8M$169.9M$216.8M$285.2M$224.7M$1.68B$401.3M$223.6M$336.4M$129.3M
Receivables $1.01B$957.6M$908.2M$857.7M$727.6M$630.6M$532.1M$469.1M$444.8M$433.3M
Total current assets $1.41B$1.36B$1.36B$1.37B$1.12B$2.48B$1.21B$902.3M$998.4M$672.9M
Property, plant and equipment $1.93B$1.89B$1.83B$1.59B$1.32B$1.14B$947.6M$764.8M$567.0M$466.9M
Goodwill $6.75B$6.55B$6.83B$6.38B$6.26B$4.50B$4.31B$4.13B$4.18B$3.97B
Other intangibles $1.33B$1.52B$1.86B$1.82B$1.90B$997.8M$1.04B$1.10B$1.25B$1.32B
Total assets $11.86B$11.76B$12.28B$11.55B$11.04B$9.61B$7.91B$7.15B$7.23B$6.66B
Accounts payable $206.4M$138.2M$197.6M$250.8M$211.6M$159.1M$148.3M$175.7M$110.3M$81.0M
Short-term debt $1.04B$687.7M$963.4M$967.2M$824.8M$1.10B$3.1M$4.9M$965.3M$585.4M
Total current liabilities $2.34B$1.81B$2.02B$2.02B$2.29B$2.48B$1.36B$826.8M$1.67B$1.26B
Long-term debt $4.06B$4.32B$4.75B$4.82B$4.47B$3.28B$3.38B$2.63B$1.74B$2.09B
Total liabilities $7.13B$6.84B$7.59B$7.57B$7.44B$6.40B$5.29B$4.00B$3.99B$3.94B
Retained earnings $6.45B$6.02B$5.61B$5.26B$4.75B$4.19B$3.85B$4.72B$4.60B$4.15B
Total equity $4.60B$4.80B$4.55B$3.97B$3.60B$3.21B$2.62B$3.16B$3.24B$2.72B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $1.62B$1.32B$1.12B$757.1M$1.33B$946.2M$313.8M$672.2M$816.0M$823.0M
Depreciation and amortisation $726.9M$680.6M$619.8M$568.6M$489.6M$399.3M$337.3M$315.9M$290.9M$268.7M
Stock-based compensation $78.4M$81.6M$71.8M$62.6M$54.9M$54.7M$49.7M$42.5M$38.3M$37.1M
Capital expenditure $481.4M$511.5M$601.3M$624.5M$469.0M$421.3M$399.6M$321.9M$218.2M$173.5M
Investing cash flow -$554.3M-$511.5M-$878.2M-$959.5M-$3.40B-$492.7M-$697.5M-$461.5M-$349.5M-$1.98B
Financing cash flow -$1.06B-$846.4M-$306.2M$273.7M$617.7M$810.8M$557.9M-$311.0M-$263.7M$1.16B
Dividends paid $232.8M$193.2M$191.8M$191.1M$190.0M$189.5M$188.7M$187.9M$187.4M$157.6M
Buybacks $927.5M$0$0$0$69.9M$0$0$0$77.1M$0

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000033185-26-000010.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -2B 0 2B 4B 6B 8B Revenue, FY2016: 3.1B Gross profit, FY2016: 2B Net income, FY2016: 488.8M Revenue, FY2017: 3.4B Gross profit, FY2017: 2.2B Net income, FY2017: 587.3M Revenue, FY2018: 3.4B Net income, FY2018: 310.5M Revenue, FY2019: 3.5B Net income, FY2019: -384.1M Revenue, FY2020: 4.1B Net income, FY2020: 520.1M Revenue, FY2021: 4.9B Net income, FY2021: 744.2M Revenue, FY2022: 5.1B Net income, FY2022: 696.2M Revenue, FY2023: 5.3B Net income, FY2023: 545.3M Revenue, FY2024: 5.7B Net income, FY2024: 604.1M Revenue, FY2025: 6.1B Net income, FY2025: 660.3M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $3.14B $3.36B $3.41B $3.51B $4.13B $4.92B $5.12B $5.27B $5.68B $6.07B
Gross profit $2.03B $2.15B — — — — — — — —
Net income $488.8M $587.3M $310.5M -$384.1M $520.1M $744.2M $696.2M $545.3M $604.1M $660.3M

Recent filings and events

  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
  • New debt or obligation The company has taken on debt or a comparable obligation. Item 2.03
  • Results announced Item 2.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Results announced Item 2.02
  • Results announced Item 2.02
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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