SR Bancorp, Inc. SRBK

Financials SIC 6036 - Savings Institutions, Not Federally Chartered NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Savings Institutions and Other Depository Credit Intermediation derived Nasdaq

SR Bancorp, Inc. SR Bancorp, Inc. ("SR Bancorp" or the "Company") is a Maryland chartered company and the holding company for Somerset Regal Bank (the "Bank"). SR Bancorp's primary business activity is the ownership of the outstanding common stock of Somerset Regal Bank. SR Bancorp does not own or lease any property but instead uses the premises, equipment and other property of Somerset Regal Bank with the payment of appropriate rental fees, as required by applicable law and regulations, under the terms of an expense allocation agreement.

The Company became the holding company for Somerset Regal Bank as part of the mutual-to-stock conversion of Somerset Savings Bank, SLA as described below.

In the future, SR Bancorp may acquire or organize other entities or operating subsidiaries; however, there are no current plans, arrangements, agreements or understandings, written or oral, to do so.

Last close 18.88 2026-10-23
Market cap $152.9M 2026-03-31 share count
52-week range 14.60 - 20.95

Valuation FY2025 figures against the last close

P/S—
P/E31.0x
P/FCF36.1x
EV/EBITDA—
Dividend yield0.3%
Diluted EPS0.61

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021
Interest expense $29.6M$29.4M$13.7M$1.5M—
Pre-tax income $6.1M-$11.8M$1.8M$2.2M—
Income tax $991.0K$909.0K$250.0K$363.0K—
Net income $5.1M-$10.9M$1.6M$1.9M—
EPS, basic 0.61-1.59———
EPS, diluted 0.61-1.59———
Shares, diluted (wtd. avg.) 8.4M6.8M0——

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021
Cash and equivalents $57.8M$45.9M$42.4M$35.3M$56.8M
Property, plant and equipment $4.9M$5.4M$3.5M$3.4M—
Goodwill $20.4M$20.4M$20.4M——
Total assets $1.08B$1.02B$651.5M$648.6M—
Short-term debt $30.0M$0$20.0M——
Total liabilities $890.6M$821.4M$529.4M$530.4M—
Retained earnings $120.5M$116.2M$127.1M$125.5M—
Total equity $193.8M$199.5M$122.1M$118.2M$121.9M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021
Operating cash flow $4.7M-$1.7M$2.3M$1.0M—
Depreciation and amortisation $910.0K$799.0K$413.0K$395.0K—
Stock-based compensation $1.1M$515.0K———
Capital expenditure $433.0K$1.1M$516.0K$327.0K—
Investing cash flow -$50.5M$11.8M$2.7M-$34.9M—
Financing cash flow $57.7M-$6.6M$2.1M$12.5M—
Dividends paid $444.0K————
Buybacks $11.3M————

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001193125-25-223165.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -15M -10M -5M 0 5M 10M Net income, FY2022: 1.9M Net income, FY2023: 1.6M Net income, FY2024: -10.9M Net income, FY2025: 5.1M FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2021FY2022FY2023FY2024FY2025
Revenue — — — — —
Gross profit — — — — —
Net income — $1.9M $1.6M -$10.9M $5.1M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Other event Item 8.01
  • Other event Item 8.01
  • Results announced Item 2.02
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Other event Item 8.01
  • Results announced Item 2.02
  • Other event Item 8.01
  • Officer or director change Item 5.02
  • Other event Item 8.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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