PLUMAS BANCORP PLBC

Financials SIC 6153 - Short-Term Business Credit Institutions NAICS Finance and Insurance › Credit Intermediation and Related Activities derived Nasdaq

The Company. Plumas Bancorp is a bank holding company headquartered in Reno, Nevada. Substantially all of the Company's operations are conducted through its subsidiary, Plumas Bank, which is also the principal source of the Company's revenue.

At December 31, 2025, the Company had consolidated assets of $2.2 billion, deposits of $1.8 billion, other liabilities of $168 million and shareholders' equity of $261 million. The Company's other liabilities include $21 million in borrowings, $29 million in lease liabilities and $98 million in repurchase agreements. These items are described in detail later in this Form 10-K.

The Company is a California corporation incorporated in 2002 for the purpose of becoming the holding company for the Bank, which it acquired in a bank holding company reorganization the same year.

Last close 63.20 2026-10-23
Market cap $439.8M 2026-06-30 share count
52-week range 39.80 - 64.30

Valuation FY2025 figures against the last close

P/S4.3x
P/E13.9x
P/FCF21.7x
EV/EBITDA—
Dividend yield1.8%
Diluted EPS4.54

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $101.6M$84.3M$74.6M$59.8M$48.1M$39.6M$39.3M$2.6M$2.5M$25.1M
Interest expense $87.8M$73.7M$69.8M$58.5M$1.1M$1.2M$1.7M$1.2M$1.0M$1.0M
Pre-tax income $39.6M$39.0M$40.2M$35.7M$28.5M$20.0M$21.4M$19.1M$15.5M$12.2M
Income tax $10.0M$10.4M$10.4M$9.2M$7.5M$5.5M$5.9M$5.1M$7.3M$4.8M
Net income $29.6M$28.6M$29.8M$26.4M$21.0M$14.5M$15.5M$14.0M$8.2M$7.5M
EPS, basic 4.604.855.084.533.822.803.012.741.641.54
EPS, diluted 4.544.805.024.473.762.772.972.681.581.47
Shares, diluted (wtd. avg.) 6.5M6.0M5.9M5.9M5.6M5.2M5.2M5.2M5.2M5.1M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $80.6M$82.0M$85.7M$183.4M$380.6M$184.9M$46.9M$46.7M$87.5M$62.6M
Property, plant and equipment $24.4M$12.5M$18.9M$18.1M$16.4M$14.0M$14.6M$14.3M$11.3M$11.8M
Goodwill $24.2M$5.5M$5.5M$5.5M$5.5M$0————
Other intangibles $11.1M$791.0K——————$81.0K$87.0K
Total assets $2.30B$1.62B$1.61B$1.62B$1.50B$1.11B$865.2M$824.4M$745.4M$658.0M
Long-term debt ———$0$0—————
Total liabilities $1.98B$1.45B$1.46B$1.50B$1.48B$1.01B$780.7M$757.5M$689.7M$610.0M
Retained earnings $195.9M$174.0M$151.7M$128.4M$105.7M$87.8M$75.1M$62.0M$49.9M$43.0M
Total equity $261.1M$177.9M$147.3M$119.0M$134.1M$100.2M$84.5M$66.9M$55.7M$48.0M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $21.6M$30.5M$38.3M$56.9M-$8.4M$24.6M$15.5M$15.6M$11.5M$8.9M
Depreciation and amortisation $1.5M$1.3M$1.4M$1.3M$1.2M$1.1M$1.1M$925.0K$953.0K$1.0M
Stock-based compensation $343.0K$502.0K$322.0K$262.0K$223.0K$255.0K$224.0K$199.0K$152.0K$116.0K
Capital expenditure $1.3M$678.0K$2.3M$3.0M$931.0K$1.6M$1.4M$3.9M$531.0K$600.0K
Investing cash flow $70.3M$10.2M-$90.6M-$270.8M-$79.8M-$114.4M-$36.7M-$121.9M-$66.5M-$65.8M
Financing cash flow -$93.3M-$44.4M-$45.6M$16.7M$283.9M$227.7M$21.5M$65.4M$79.9M$51.3M
Dividends paid $7.7M$6.4M$5.9M$3.7M$3.1M$1.9M$2.4M$1.8M$1.4M$489.0K

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001437749-26-011848.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 50M 100M 150M Revenue, FY2016: 25.1M Net income, FY2016: 7.5M Revenue, FY2017: 2.5M Net income, FY2017: 8.2M Revenue, FY2018: 2.6M Net income, FY2018: 14M Revenue, FY2019: 39.3M Net income, FY2019: 15.5M Revenue, FY2020: 39.6M Net income, FY2020: 14.5M Revenue, FY2021: 48.1M Net income, FY2021: 21M Revenue, FY2022: 59.8M Net income, FY2022: 26.4M Revenue, FY2023: 74.6M Net income, FY2023: 29.8M Revenue, FY2024: 84.3M Net income, FY2024: 28.6M Revenue, FY2025: 101.6M Net income, FY2025: 29.6M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $25.1M $2.5M $2.6M $39.3M $39.6M $48.1M $59.8M $74.6M $84.3M $101.6M
Gross profit — — — — — — — — — —
Net income $7.5M $8.2M $14.0M $15.5M $14.5M $21.0M $26.4M $29.8M $28.6M $29.6M

Recent filings and events

  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Other event Item 8.01
  • Results announced Item 2.02
  • Regulation FD disclosure Item 7.01
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Officer or director change Item 5.02
  • Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
  • Other event Item 8.01

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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