JACK HENRY & ASSOCIATES INC JKHY
Jack Henry & Associates, Inc.® is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. For 50 years, we have provided technology solutions to help banks and credit unions innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower over 7,200 financial institutions and diverse corporate entities with people-inspired innovation, personal service, and insight-driven solutions.
We strengthen the connections between people and their financial institutions through technology and services that reduce the barriers to financial health.
Valuation FY2026 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.54B | $2.38B | $2.22B | $2.08B | $1.94B | $1.76B | $1.70B | $1.55B | $1.47B | $1.39B |
| Cost of revenue | $1.43B | $1.36B | $1.30B | $1.22B | $1.13B | $1.06B | $1.01B | $923.0M | $853.1M | $805.9M |
| Gross profit | $1.11B | $1.01B | $916.1M | $858.6M | $814.3M | $694.8M | $688.6M | $629.7M | $617.7M | $612.1M |
| R&D | $176.4M | $162.8M | $148.3M | $142.7M | $121.4M | $109.0M | $110.0M | $96.4M | $90.3M | $84.8M |
| SG&A | $299.2M | $283.1M | $278.4M | $235.3M | $218.3M | $187.1M | $198.0M | $186.0M | $171.7M | $159.2M |
| Total operating expenses | $1.91B | $1.81B | $1.73B | $1.60B | $1.47B | $1.36B | $1.32B | $1.21B | $1.11B | $1.05B |
| Operating income | $635.0M | $568.7M | $489.4M | $480.7M | $474.6M | $398.7M | $380.6M | $347.3M | $357.5M | $341.7M |
| Interest expense | $17.8M | $17.3M | $8.6M | $6.1M | $2.4M | $1.1M | $688.0K | $926.0K | $1.9M | $996.0K |
| Pre-tax income | $652.8M | $586.0M | $498.0M | $474.6M | $472.3M | $397.7M | $381.1M | $347.2M | $356.2M | $341.0M |
| Income tax | $150.0M | $130.3M | $116.2M | $107.9M | $109.4M | $86.3M | $84.4M | $75.3M | $8.9M | $111.4M |
| Net income | $502.8M | $455.7M | $381.8M | $366.6M | $362.9M | $311.5M | $296.7M | $271.9M | $365.0M | $229.6M |
| EPS, basic | 7.00 | 6.25 | 5.24 | 5.03 | 4.95 | 4.12 | 3.86 | 3.52 | 4.73 | 2.95 |
| EPS, diluted | 6.98 | 6.24 | 5.23 | 5.02 | 4.94 | 4.12 | 3.86 | 3.52 | 4.70 | 2.93 |
| Shares, diluted (wtd. avg.) | 72.0M | 73.0M | 73.0M | 73.1M | 73.5M | 75.7M | 76.9M | 77.3M | 77.6M | 78.3M |
Balance sheet
| Fiscal year | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $12.1M | $102.0M | $38.3M | $12.2M | $48.8M | $51.0M | $213.3M | $93.6M | $31.4M | $114.8M |
| Receivables | $349.1M | $318.0M | $333.0M | $361.3M | $348.1M | $306.6M | $300.9M | $310.1M | $297.3M | $276.9M |
| Total current assets | $649.1M | $681.5M | $632.0M | $628.0M | $613.5M | $543.7M | $669.1M | $569.4M | $470.7M | $520.0M |
| Property, plant and equipment | $220.5M | $221.0M | $215.1M | $205.7M | $211.7M | $252.5M | $273.4M | $272.5M | $285.6M | $282.9M |
| Goodwill | $827.7M | $804.8M | $804.8M | $804.8M | $687.5M | $687.5M | $686.3M | $666.9M | $649.9M | $552.5M |
| Total assets | $3.15B | $3.04B | $2.92B | $2.77B | $2.46B | $2.34B | $2.43B | $2.18B | $2.03B | $1.91B |
| Accounts payable | $34.9M | $28.2M | $25.3M | $19.2M | $21.0M | $18.5M | $9.9M | $9.8M | $30.4M | $6.8M |
| Short-term debt | — | $0 | $90.0M | $0 | — | — | — | $0 | $0 | $0 |
| Total current liabilities | $556.2M | $535.8M | $633.8M | $523.8M | $543.8M | $520.9M | $494.8M | $470.0M | $448.1M | $471.2M |
| Long-term debt | $40.0M | $0 | $60.0M | $275.0M | $115.0M | — | — | $0 | $0 | — |
| Total liabilities | $1.09B | $913.1M | $1.08B | $1.17B | $1.07B | $1.02B | $878.8M | $755.8M | $710.2M | $876.9M |
| Retained earnings | $3.71B | $3.37B | $3.08B | $2.86B | $2.64B | $2.41B | $2.24B | $2.07B | $1.91B | $1.59B |
| Total equity | $2.05B | $2.13B | $1.84B | $1.61B | $1.38B | $1.32B | $1.55B | $1.43B | $1.32B | $1.10B |
Cash flow
| Fiscal year | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $762.0M | $641.5M | $568.0M | $381.6M | $504.6M | $462.1M | $510.5M | $431.1M | $412.1M | $357.3M |
| Depreciation and amortisation | $42.1M | $43.7M | $46.3M | $48.7M | $50.8M | $52.5M | $52.2M | $47.4M | $48.0M | $49.7M |
| Stock-based compensation | $32.5M | $28.4M | $28.9M | $28.6M | $24.8M | $20.7M | $16.9M | $12.6M | $11.8M | $11.1M |
| Capital expenditure | $67.1M | $53.4M | $58.1M | $39.2M | $34.7M | $23.0M | $53.5M | $53.6M | $40.1M | $41.9M |
| Investing cash flow | -$277.7M | -$232.2M | -$240.2M | -$409.7M | -$196.3M | -$162.2M | -$197.9M | -$190.6M | -$291.8M | -$141.6M |
| Financing cash flow | -$574.1M | -$345.7M | -$301.8M | -$8.4M | -$310.5M | -$462.2M | -$192.9M | -$178.3M | -$203.6M | -$171.3M |
| Dividends paid | $170.4M | $164.6M | $155.9M | $147.2M | $139.1M | $133.8M | $127.4M | $118.7M | $105.0M | $91.7M |
| Buybacks | $448.2M | $35.1M | $28.1M | $25.0M | $193.9M | $431.5M | $71.5M | $54.9M | $49.0M | $130.1M |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0000779152-26-000067.
Plot the figures US dollars
- Revenue
- Gross profit
- Net income
| Fiscal year | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | FY2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.39B | $1.47B | $1.55B | $1.70B | $1.76B | $1.94B | $2.08B | $2.22B | $2.38B | $2.54B |
| Gross profit | $612.1M | $617.7M | $629.7M | $688.6M | $694.8M | $814.3M | $858.6M | $916.1M | $1.01B | $1.11B |
| Net income | $229.6M | $365.0M | $271.9M | $296.7M | $311.5M | $362.9M | $366.6M | $381.8M | $455.7M | $502.8M |
Recent filings and events
- Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
- Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
- Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
- Results announced Item 2.02
- Officer or director change Item 5.02
- Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
- Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
- Results announced Item 2.02
- Results announced Item 2.02
- Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
- Material agreement terminated An agreement that mattered has ended. Often the other half of a deal that fell through. Item 1.02
- New debt or obligation The company has taken on debt or a comparable obligation. Item 2.03
Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.
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