ECB Bancorp, Inc. /MD/ ECBK

Financials SIC 6036 - Savings Institutions, Not Federally Chartered NAICS Finance and Insurance › Credit Intermediation and Related Activities › Depository Credit Intermediation › Savings Institutions and Other Depository Credit Intermediation derived Nasdaq

Last close 21.66 2026-10-23
Market cap $189.3M 2026-06-30 share count
52-week range 15.19 - 21.78

Valuation FY2025 figures against the last close

P/S316.5x
P/E23.0x
P/FCF21.0x
EV/EBITDA—
Dividend yield—
Diluted EPS0.94

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020
Revenue $598.0K$577.0K$54.8M$29.2M$22.4M—
Interest expense $31.9M$25.0M$24.8M$5.5M$3.7M—
Pre-tax income $10.4M$5.4M$6.0M$3.5M$5.5M—
Income tax $2.6M$1.4M$1.5M$776.0K$1.4M—
Net income $7.8M$4.0M$4.5M$2.7M$4.0M—
EPS, basic 0.960.480.530.32——
EPS, diluted 0.940.480.520.32——
Shares, diluted (wtd. avg.) 8.3M8.3M8.5M8.5M0—

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020
Cash and equivalents $4.1M$5.8M$3.8M$3.1M$7.3M—
Short-term investments $82.8M$151.8M$115.2M$58.9M$45.6M—
Property, plant and equipment $3.4M$3.5M$3.8M$3.7M$3.8M—
Total assets $1.61B$1.42B$1.28B$1.06B$666.5M—
Total liabilities $1.43B$1.25B$1.12B$901.7M$589.2M—
Retained earnings $95.6M$87.8M$83.9M$80.1M$77.4M—
Total equity $171.9M$168.3M$164.9M$162.7M$77.3M$73.0M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020
Operating cash flow $9.2M$6.2M$6.4M$7.8M$6.4M—
Depreciation and amortisation $297.0K$302.0K$279.0K$302.0K$300.0K—
Stock-based compensation $1.2M$1.3M$470.0K$559.0K$0—
Capital expenditure $214.0K$60.0K$335.0K$216.0K$104.0K—
Investing cash flow -$259.9M-$95.3M-$157.3M-$389.3M-$68.2M—
Financing cash flow $180.0M$127.6M$207.8M$390.6M$71.3M—
Buybacks $4.6M$2.7M$2.2M———

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001437749-26-009778.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 20M 40M 60M Revenue, FY2021: 22.4M Net income, FY2021: 4M Revenue, FY2022: 29.2M Net income, FY2022: 2.7M Revenue, FY2023: 54.8M Net income, FY2023: 4.5M Revenue, FY2024: 577K Net income, FY2024: 4M Revenue, FY2025: 598K Net income, FY2025: 7.8M FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2020FY2021FY2022FY2023FY2024FY2025
Revenue — $22.4M $29.2M $54.8M $577.0K $598.0K
Gross profit — — — — — —
Net income — $4.0M $2.7M $4.5M $4.0M $7.8M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Results announced Item 2.02
  • Results announced Item 2.02
  • Shareholder vote Item 5.07
  • Other event Item 8.01
  • Results announced Item 2.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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