ECB Bancorp, Inc. /MD/ ECBK
Last close
20.75
2026-09-04
Market cap
$181.4M
2026-06-30 share count
52-week range
14.83 - 21.78
Valuation FY2025 figures against the last close
P/S303.3x
P/E22.1x
P/FCF20.1x
EV/EBITDA—
Dividend yield—
Diluted EPS0.94
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Revenue | $598.0K | $577.0K | $54.8M | $29.2M | $22.4M | — |
| Interest expense | $31.9M | $25.0M | $24.8M | $5.5M | $3.7M | — |
| Pre-tax income | $10.4M | $5.4M | $6.0M | $3.5M | $5.5M | — |
| Income tax | $2.6M | $1.4M | $1.5M | $776.0K | $1.4M | — |
| Net income | $7.8M | $4.0M | $4.5M | $2.7M | $4.0M | — |
| EPS, basic | 0.96 | 0.48 | 0.53 | 0.32 | — | — |
| EPS, diluted | 0.94 | 0.48 | 0.52 | 0.32 | — | — |
| Shares, diluted (wtd. avg.) | $8.3M | $8.3M | $8.5M | $8.5M | $0 | — |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Cash and equivalents | $4.1M | $5.8M | $3.8M | $3.1M | $7.3M | — |
| Short-term investments | $82.8M | $151.8M | $115.2M | $58.9M | $45.6M | — |
| Property, plant and equipment | $3.4M | $3.5M | $3.8M | $3.7M | $3.8M | — |
| Total assets | $1.61B | $1.42B | $1.28B | $1.06B | $666.5M | — |
| Total liabilities | $1.43B | $1.25B | $1.12B | $901.7M | $589.2M | — |
| Retained earnings | $95.6M | $87.8M | $83.9M | $80.1M | $77.4M | — |
| Total equity | $171.9M | $168.3M | $164.9M | $162.7M | $77.3M | $73.0M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Operating cash flow | $9.2M | $6.2M | $6.4M | $7.8M | $6.4M | — |
| Depreciation and amortisation | $297.0K | $302.0K | $279.0K | $302.0K | $300.0K | — |
| Stock-based compensation | $1.2M | $1.3M | $470.0K | $559.0K | $0 | — |
| Capital expenditure | $214.0K | $60.0K | $335.0K | $216.0K | $104.0K | — |
| Investing cash flow | -$259.9M | -$95.3M | -$157.3M | -$389.3M | -$68.2M | — |
| Financing cash flow | $180.0M | $127.6M | $207.8M | $390.6M | $71.3M | — |
| Buybacks | $4.6M | $2.7M | $2.2M | — | — | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001437749-26-009778.
Others in SIC 6036
| Ticker | Company | Market cap | P/E | Revenue growth |
|---|---|---|---|---|
| FLG | FLAGSTAR BANK, NATIONAL ASSOCIATION | $5.61B | — | -25.0% |
| BBT | Beacon Financial Corp | $2.67B | 31.0x | 81.1% |
| HFWA | HERITAGE FINANCIAL CORP /WA/ | $1.20B | 14.9x | 1.5% |
| NBBK | NB Bancorp, Inc. | $1.01B | 17.3x | 14.8% |
| SMBC | SOUTHERN MISSOURI BANCORP, INC. | $817.0M | 14.3x | 11.7% |
| TCBX | Third Coast Bancshares, Inc. | $767.0M | 12.2x | — |
| GCBC | GREENE COUNTY BANCORP INC | $607.0M | 19.5x | 13.5% |
| HBCP | HOME BANCORP, INC. | $553.8M | 12.0x | 4.9% |