Payoneer Global Inc. PAYO

Industrials SIC 7389 - Services-Business Services, NEC NAICS Administrative and Support and Waste Management and Remediation Services › Administrative and Support Services derived Nasdaq

Payoneer is a financial technology company purpose-built to enable the world's small and medium-sized businesses ("SMB(s)") to grow and operate their businesses around the world by reliably and securely connecting them to the global digital economy. Payoneer was founded in 2005 and in the 20+ years since the Company's founding, we have built a global financial stack that makes it easier for millions of SMBs and entrepreneurs, particularly in emerging markets, to access global demand and supply, pay and get paid, and manage their cross border and other financial operations needs from a single platform. Payoneer's core value proposition is that we remove the complexity and barriers of doing business across borders for our customers. With a multi-currency Payoneer Account, businesses around the world can serve and transact with their global customers, suppliers, vendors, and partners as if they were local.

Last close 7.15 2026-10-23
Market cap $2.42B 2026-06-30 share count
52-week range 4.08 - 7.19

Valuation FY2025 figures against the last close

P/S3.0x
P/E37.6x
P/FCF11.7x
EV/EBITDA12.7x
Dividend yield—
Diluted EPS0.19

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Revenue $813.4M$710.3M$590.8M$563.6M$460.6M$339.6M$300.5M——
R&D $155.4M$134.6M$119.2M$115.0M$80.8M$52.3M$34.8M——
SG&A $141.4M$113.3M$100.9M$90.0M$64.4M$37.6M$31.0M——
Total operating expenses $928.1M$828.7M$727.5M$649.8M$503.6M$362.9M$314.1M——
Operating income $124.7M$149.0M$103.6M-$22.2M-$30.2M-$17.3M$3.6M——
Pre-tax income $115.6M$139.5M$132.5M$1.6M-$25.2M-$15.3M$4.2M——
Income tax $42.4M$18.3M$39.2M$13.6M$8.7M$8.3M$4.7M——
Net income $73.2M$121.2M$93.3M-$12.0M-$34.0M-$23.7M-$625.0K——
EPS, basic 0.200.340.26-0.03-0.33-0.80-0.33——
EPS, diluted 0.190.310.24-0.03-0.33-0.80-0.33——
Shares, diluted (wtd. avg.) 376.7M386.2M392.7M348.0M202.9M47.0M36.1M——

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Cash and equivalents $415.5M$497.5M$617.0M$6.39B$4.84B$3.41B$1.80B—$1.48B
Receivables $10.4M$11.9M$8.0M$12.9M$13.8M$17.8M———
Total current assets $8.11B$7.10B$7.11B$6.47B$4.96B$3.57B———
Property, plant and equipment $32.4M$16.1M$15.5M$14.4M$12.1M$12.7M———
Goodwill $77.8M$77.8M$19.9M$19.9M$21.1M$22.5M———
Other intangibles $208.1M$102.4M$76.3M$45.4M$37.5M$34.4M———
Total assets $8.96B$7.93B$7.28B$6.59B$5.08B$3.67B———
Short-term debt —————$13.5M———
Total current liabilities $8.08B$7.13B$6.54B$5.98B$4.50B$3.44B———
Long-term debt ——$18.4M$16.1M$13.7M$26.5M———
Total liabilities $8.25B$7.21B$6.62B$6.05B$4.59B$3.48B———
Retained earnings $179.2M$106.0M-$15.2M-$108.5M-$94.1M-$60.1M———
Total equity $704.4M$724.8M$664.3M$545.3M$487.1M$24.3M-$5.4M-$16.5M—

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Operating cash flow $233.5M$176.9M$159.5M$84.0M$20.0M$9.5M-$14.3M——
Depreciation and amortisation $65.6M$47.3M$27.8M$20.9M$18.0M$17.1M$10.3M——
Stock-based compensation $73.1M$64.8M$65.8M$52.1M$37.0M$11.1M$9.5M——
Capital expenditure $26.9M$8.2M$8.5M$10.5M$6.9M$5.0M$9.1M——
Investing cash flow -$218.3M-$1.96B-$44.3M$5.7M$10.2M-$66.9M-$20.6M——
Financing cash flow $738.0M$427.8M$512.0M$1.46B$1.40B$1.67B$353.7M——
Buybacks $173.6M$137.5M$55.4M——————

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001104659-26-049462.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -250M 0 250M 500M 750M 1B Revenue, FY2019: 300.5M Net income, FY2019: -625K Revenue, FY2020: 339.6M Net income, FY2020: -23.7M Revenue, FY2021: 460.6M Net income, FY2021: -34M Revenue, FY2022: 563.6M Net income, FY2022: -12M Revenue, FY2023: 590.8M Net income, FY2023: 93.3M Revenue, FY2024: 710.3M Net income, FY2024: 121.2M Revenue, FY2025: 813.4M Net income, FY2025: 73.2M FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue — — $300.5M $339.6M $460.6M $563.6M $590.8M $710.3M $813.4M
Gross profit — — — — — — — — —
Net income — — -$625.0K -$23.7M -$34.0M -$12.0M $93.3M $121.2M $73.2M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Material agreement signed The company entered an agreement outside the ordinary course of business - a large contract, a credit facility, a merger agreement. Item 1.01
  • Regulation FD disclosure Something the company told the market and had to tell everyone at once - usually a slide deck or a press release. Item 7.01
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Results announced Item 2.02
  • Results announced Item 2.02
  • Charter or fiscal year changed A change to the company's governing documents, or to when its year ends. Item 5.03

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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