OLB GROUP, INC. OLB
and "our business" refer, to The OLB Group, Inc., including its subsidiaries named herein. Certain statements, other than
purely historical information, including estimates, projections, statements relating to our business plans, objectives, and expected operating
statements generally are identified by the words "believes," "project," "expects," "anticipates,"
are based on current expectations and assumptions that are subject to risks and uncertainties which may cause actual results to differ
Valuation FY2025 figures against the last close
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $8.7M | $12.8M | $30.6M | $30.4M | $304.0K | $9.8M | $10.3M | $9.0M | $184.0K | $83.0K |
| Cost of revenue | — | — | — | — | — | — | — | — | — | $20.9K |
| Gross profit | — | — | — | — | — | — | — | — | — | $62.1K |
| SG&A | $1.9M | $2.9M | $7.1M | $4.5M | $2.4M | $1.5M | $1.5M | $1.4M | $275.0K | $90.6K |
| Total operating expenses | $13.8M | $24.5M | $54.0M | $38.5M | $21.5M | $10.5M | $10.6M | $9.6M | $819.4K | $386.5K |
| Operating income | -$5.2M | -$11.7M | -$23.5M | -$8.2M | -$4.8M | -$734.7K | -$268.9K | $533.1K | -$635.4K | -$303.5K |
| Interest expense | — | — | $148.5K | — | $116.7K | $23.1K | $21.1K | $800.5K | $26.9K | $9.5K |
| Pre-tax income | -$5.9M | -$11.2M | -$23.3M | -$7.8M | — | — | — | — | -$398.7K | -$313.0K |
| Net income | -$5.9M | -$11.2M | -$23.2M | -$7.8M | -$5.0M | -$1.8M | -$1.3M | -$1.4M | -$662.3K | -$313.0K |
| EPS, basic | -1.74 | -6.10 | -15.33 | -0.56 | -0.63 | -0.31 | -0.25 | -0.26 | 0.00 | -0.02 |
| EPS, diluted | -1.74 | -6.10 | -15.33 | -0.56 | — | — | — | — | — | — |
| Shares, diluted (wtd. avg.) | $3.8M | $1.9M | $1.5M | $14.7M | $7.9M | $5.7M | $5.5M | $5.4M | $156.0M | $13.5M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $15.8K | $27.4K | $179.0K | $434.0K | $3.5M | $3.8M | $507.6K | $111.6K | $580 | $1.2K |
| Receivables | $17.4K | $100.6K | $466.9K | $1.1M | $670.8K | $356.0K | $479.4K | $406.1K | $27.8K | — |
| Total current assets | $1.1M | $745.7K | $1.8M | $3.4M | $4.9M | $4.2M | $1.1M | $547.1K | $27.8K | $1.2K |
| Property, plant and equipment | $2.7M | $3.3M | $5.9M | $7.3M | $9.0M | $19.8K | $36.7K | $65.9K | — | — |
| Goodwill | $8.1M | $8.1M | $8.1M | $6.9M | $6.9M | $6.9M | $6.9M | $6.9M | — | — |
| Other intangibles | — | $3.7K | $3.5M | $20.3M | $1.0M | $1.5M | $2.0M | $2.2M | — | — |
| Total assets | $12.3M | $12.7M | $19.7M | $38.7M | $45.5M | $14.4M | $11.9M | $12.0M | $32.8K | $6.1K |
| Accounts payable | $4.5M | $4.2M | $3.5M | $513.3K | $501.8K | $360.0K | $592.9K | $467.5K | $138.1K | $41.9K |
| Total current liabilities | $7.7M | $9.4M | $7.2M | $3.6M | $3.9M | $999.2K | $2.5M | $1.2M | $554.9K | $329.6K |
| Total liabilities | $7.7M | $9.5M | $7.4M | $4.0M | $4.1M | $8.6M | $14.7M | $13.7M | $554.9K | $329.6K |
| Retained earnings | -$74.4M | -$67.8M | -$56.6M | -$33.4M | -$25.6M | -$20.6M | -$18.9M | -$17.5M | -$16.1M | -$15.3M |
| Total equity | $4.6M | $3.2M | $12.3M | $34.6M | $41.4M | $5.5M | -$2.8M | -$1.7M | -$522.1K | -$494.4K |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -$1.3M | -$2.6M | $2.0M | -$1.9M | -$3.5M | -$326.7K | $244.9K | -$131.1K | -$54.7K | -$164.7K |
| Depreciation and amortisation | $507.4K | $2.6M | $2.6M | $3.2M | $1.9M | $861.3K | $842.1K | $582.6K | — | — |
| Stock-based compensation | $135.5K | $406.5K | $727.8K | $624.7K | $296.0K | $298.4K | $265.1K | $186.0K | $2.5K | — |
| Capital expenditure | — | — | $1.2M | $1.6M | $9.6M | — | — | — | — | — |
| Investing cash flow | — | $332.9K | -$2.1M | -$1.6M | -$25.7M | -$150.0K | — | $217.7K | — | — |
| Financing cash flow | $1.3M | $2.1M | -$221.8K | $447.4K | $28.8M | $3.8M | $151.2K | $25.0K | $53.5K | $163.0K |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001185185-26-003551.
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