ASSURANT, INC. AIZ

Financials SIC 6399 - Insurance Carriers, NEC NAICS Finance and Insurance › Insurance Carriers and Related Activities › Insurance Carriers › Direct Insurance (except Life, Health, and Medical) Carriers › Other Direct Insurance (except Life, Health, and Medical) Carriers derived NYSE

Assurant, Inc. was incorporated as a Delaware corporation in 2004.

We are a premier global protection company that partners with the world's leading brands to safeguard and service connected devices, homes and automobiles. We leverage data-driven technology solutions to provide exceptional customer experiences. We operate in North America, Latin America, Europe and Asia Pacific through two operating segments: Global Lifestyle and Global Housing. Through our Global Lifestyle segment, we provide mobile device solutions, extended service contracts and related services for consumer electronics and appliances, and credit and other insurance products (referred to as "Connected Living"); and vehicle protection services, commercial equipment protection and other related services (referred to as "Global Automotive"). Through our Global Housing segment, we provide lender-placed homeowners, manufactured housing and flood insurance, as well as voluntary manufactured housing, condominium and homeowners insurance (referred to as "Homeowners"); and renters insurance and other products (referred to as "Renters and Other").

Last close 284.75 2026-10-23
Market cap $14.04B 2026-06-30 share count
52-week range 206.03 - 303.94

Valuation FY2025 figures against the last close

P/S1.1x
P/E16.8x
P/FCF8.8x
EV/EBITDA—
Dividend yield1.2%
Diluted EPS16.93

Where the revenue comes from as reported in the latest 10-K

Revenue by geography

  • United States
  • Foreign countries
Revenue by geography, 2 categories over 3 years. The same figures are in the table below. FY2025 United States, FY2025: 10.5B (82.3%) 82% United States Foreign countries, FY2025: 2.3B (17.7%) 18% Foreign countries FY2024 United States, FY2024: 9.8B (82.6%) 83% Foreign countries, FY2024: 2.1B (17.4%) 17% FY2023 United States, FY2023: 9.3B (83.5%) 84% Foreign countries, FY2023: 1.8B (16.5%) 16%
Region FY2025FY2024FY2023
United States $10.55B $9.82B $9.30B
Foreign countries $2.27B $2.06B $1.84B

As the company reported it, from the “Segment Information (Financial Information by Geographic Location) (Details)” note of its latest 10-K. Every figure here has been checked against the total revenue the same filing reported. Regions are the filer's own and are not mapped onto a standard list — one company's “Americas” and another's “United States” are different areas, and making them look comparable would mean making at least one of them wrong. Slices under 1% are folded into “Other”.

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue $12.81B$11.88B$11.13B$10.19B$10.19B$9.60B$9.57B$8.06B$6.42B$7.53B
SG&A ————$3.25B$3.05B$3.19B$2.98B$2.71B$3.44B
Interest expense ——$108.0M$108.3M$111.8M$104.5M$110.6M$100.3M$49.5M$57.6M
Pre-tax income $1.09B$927.3M$806.8M$349.9M$771.3M$578.1M$454.7M$333.5M$444.5M$848.6M
Income tax $214.7M$167.1M$164.3M$73.3M$168.4M$58.7M$148.3M$80.9M$75.1M$283.2M
Net income $872.7M$760.2M$642.5M$276.6M$1.36B$440.8M$382.6M$251.0M$519.6M$565.4M
EPS, basic 17.1414.5512.025.0922.957.025.874.009.459.23
EPS, diluted 16.9314.4611.955.0522.666.985.843.989.399.13
Shares, diluted (wtd. avg.) 51.1M52.1M53.2M54.8M60.1M63.2M62.3M59.5M55.3M61.9M

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Cash and equivalents $1.83B$1.81B$1.63B$1.54B$2.04B$2.21B$1.86B$1.25B$996.8M$1.03B
Short-term investments ——————$402.5M$373.2M——
Property, plant and equipment $841.7M$768.3M$685.8M$645.1M$561.4M$446.1M$433.7M$392.5M$347.6M$343.6M
Goodwill $2.65B$2.62B$2.61B$2.60B$2.57B$2.59B$2.21B$2.32B$917.7M$830.9M
Other intangibles $522.0M$535.6M$567.1M$638.9M$719.2M$696.2M$540.2M$622.4M$288.6M$240.3M
Total assets $36.29B$35.02B$33.64B$33.12B$33.92B$44.65B$44.29B$41.09B$31.84B$29.71B
Long-term debt ——————$2.01B$2.01B$1.07B—
Total liabilities $30.42B$29.91B$28.83B$28.89B$28.46B$38.70B$38.61B$35.96B$27.56B$25.61B
Retained earnings $4.83B$4.38B$4.03B$3.70B$4.04B$3.55B$5.97B$5.76B$5.70B$5.30B
Total equity $5.87B$5.11B$4.81B$4.23B$5.46B$5.94B$5.67B$5.13B$4.28B$4.10B

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating cash flow $1.83B$1.33B$1.14B$596.9M$781.7M$1.34B$1.41B$656.7M$530.4M$108.6M
Depreciation and amortisation $250.0M$223.5M$196.4M$182.0M$171.6M$142.3M$125.5M$126.9M$115.7M$125.1M
Stock-based compensation $85.7M$81.1M$75.1M$62.6M$66.7M$57.9M$55.9M$57.1M$35.5M$41.6M
Capital expenditure $235.5M$221.3M$202.5M$186.3M$187.4M$121.2M$110.3M$82.8M$62.1M$85.2M
Investing cash flow -$1.46B-$657.8M-$637.7M-$262.1M$157.6M-$735.2M-$619.8M-$2.20B-$541.2M$725.6M
Financing cash flow -$364.2M-$477.5M-$403.9M-$818.4M-$1.09B-$264.8M-$179.2M$1.84B-$26.7M-$1.08B
Dividends paid $168.4M$155.9M$152.3M$150.2M$157.6M$154.6M$151.4M$133.8M$119.0M$125.3M
Buybacks $303.7M$307.4M$193.1M$572.8M$839.3M$297.0M$271.8M$139.3M$388.9M$863.1M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001267238-26-000018.

Plot the figures US dollars

Income statement Revenue Cost of revenue Gross profit R&D SG&A Total operating expenses Operating income Interest expense Pre-tax income Income tax Net income EPS, basic EPS, diluted Shares, diluted (wtd. avg.)
Balance sheet Cash and equivalents Short-term investments Receivables Inventory Total current assets Property, plant and equipment Goodwill Other intangibles Total assets Accounts payable Short-term debt Total current liabilities Long-term debt Total liabilities Retained earnings Total equity
Cash flow Operating cash flow Depreciation and amortisation Stock-based compensation Capital expenditure Investing cash flow Financing cash flow Dividends paid Buybacks
  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. 0 5B 10B 15B Revenue, FY2016: 7.5B Net income, FY2016: 565.4M Revenue, FY2017: 6.4B Net income, FY2017: 519.6M Revenue, FY2018: 8.1B Net income, FY2018: 251M Revenue, FY2019: 9.6B Net income, FY2019: 382.6M Revenue, FY2020: 9.6B Net income, FY2020: 440.8M Revenue, FY2021: 10.2B Net income, FY2021: 1.4B Revenue, FY2022: 10.2B Net income, FY2022: 276.6M Revenue, FY2023: 11.1B Net income, FY2023: 642.5M Revenue, FY2024: 11.9B Net income, FY2024: 760.2M Revenue, FY2025: 12.8B Net income, FY2025: 872.7M FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $7.53B $6.42B $8.06B $9.57B $9.60B $10.19B $10.19B $11.13B $11.88B $12.81B
Gross profit — — — — — — — — — —
Net income $565.4M $519.6M $251.0M $382.6M $440.8M $1.36B $276.6M $642.5M $760.2M $872.7M

Recent filings and events

  • Results announced The quarterly or annual earnings release. Arrives four times a year from almost every company here. Item 2.02
  • Officer or director change Someone at the top arrived or left. The item covers everything from a board retirement to a chief executive being removed, and only the filing itself says which. Item 5.02
  • Shareholder vote The results of the annual meeting or a special vote. Item 5.07
  • Results announced Item 2.02
  • Annual report filed A new 10-K. The figures and the business description on this site come from it. Form 10-K
  • Results announced Item 2.02
  • Officer or director change Item 5.02
  • Results announced Item 2.02
  • Other event The catch-all. The company chose to disclose something that fits no other item, so the content is whatever it says it is. Item 8.01
  • Officer or director change Item 5.02
  • Results announced Item 2.02
  • Officer or director change Item 5.02

Item numbers are Form 8-K's own, and a filing date is up to four business days after the thing it reports. The same feed across the whole market.

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