Yiren Digital Ltd. YRD
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Market cap
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52-week range
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No price or market cap here: this company files no 10-K, so the only share count SEC publishes for it counts its ordinary shares in its home market, while its US listing is a depositary receipt standing for some number of them. That number is in no filing, so a price multiplied by that count is not this company's value and is not shown. The financial statements below are as filed.
Valuation FY2025 figures against the last close
P/S—
P/E—
P/FCF—
EV/EBITDA—
Dividend yield—
Diluted EPS0.04
Annual financial statements
Income statement
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $817.8M | $795.4M | $689.5M | $498.0M | $702.7M | $607.2M | $1.24B | $817.5M | $852.0M | $466.4M |
| R&D | $58.1M | $56.4M | $21.0M | — | — | — | — | — | — | — |
| SG&A | $46.1M | $37.6M | $32.6M | $61.4M | $79.4M | $96.1M | $105.1M | $76.4M | $81.0M | $57.9M |
| Total operating expenses | — | $569.8M | $324.1M | $284.6M | $500.7M | $715.4M | $1.08B | $695.6M | $594.2M | $310.1M |
| Operating income | -$849.5M | — | — | — | — | — | — | — | — | — |
| Interest expense | — | $14.4M | $11.4M | $3.8M | $11.5M | — | — | — | — | — |
| Pre-tax income | -$5.4M | $255.1M | $372.6M | $216.8M | $188.8M | -$118.5M | $200.7M | $168.8M | $269.4M | $158.8M |
| Income tax | $13.9M | $38.2M | $79.6M | $43.6M | $26.7M | $12.4M | $34.4M | $28.3M | $58.6M | $2.0M |
| Net income | $7.8M | $216.8M | $293.0M | $173.2M | $162.1M | -$106.2M | $166.0M | $140.6M | $210.8M | $160.8M |
| EPS, basic | 0.04 | 1.25 | 1.66 | 0.99 | 0.96 | -0.59 | 0.90 | 1.15 | 1.75 | 1.36 |
| EPS, diluted | 0.04 | 1.24 | 1.64 | 0.99 | 0.95 | -0.59 | 0.89 | 1.13 | 1.72 | 1.35 |
| Shares, diluted (wtd. avg.) | $174.7M | $174.7M | $178.7M | $175.4M | $170.6M | $180.3M | $186.5M | $186.3M | $182.4M | $118.9M |
Balance sheet
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $478.8M | $526.3M | $830.0M | $614.2M | $427.0M | $424.8M | $501.0M | $435.9M | $532.7M | $336.1M |
| Property, plant and equipment | $7.2M | $10.8M | $11.1M | $11.2M | $16.1M | $22.6M | $28.1M | $13.1M | $12.6M | $5.1M |
| Total assets | $1.92B | $1.78B | $1.45B | $1.24B | $1.21B | $1.03B | $1.39B | $1.09B | $1.16B | $689.0M |
| Total liabilities | $598.1M | $471.3M | $308.6M | $363.2M | $457.9M | $448.2M | $740.4M | $348.8M | $699.1M | $380.7M |
| Retained earnings | $601.4M | $607.6M | $420.5M | $131.8M | -$38.9M | -$192.7M | -$76.6M | $554.2M | $282.0M | $169.5M |
| Total equity | $1.33B | $1.31B | $1.14B | $874.4M | $756.6M | $579.0M | $645.0M | $744.8M | $456.5M | $308.2M |
Cash flow
| Fiscal year | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $100.6M | $195.1M | $305.8M | $268.1M | $24.8M | $43.2M | $39.4M | -$119.3M | $417.5M | $304.4M |
| Depreciation and amortisation | $1.9M | $1.2M | $1.0M | $3.8M | $6.8M | $14.1M | $18.1M | $5.7M | $3.6M | $1.5M |
| Stock-based compensation | $4.3M | $2.3M | $951.0K | $3.2M | $3.0M | $2.2M | $6.3M | $12.4M | $12.6M | $2.5M |
| Capital expenditure | $3.7M | $1.3M | $626.0K | $128.0K | $1.5M | $2.1M | $6.9M | $7.6M | $10.8M | $4.3M |
| Investing cash flow | -$225.4M | -$426.5M | $14.1M | $7.6M | -$54.4M | -$275.4M | $159.4M | -$100.3M | -$57.6M | -$204.8M |
| Financing cash flow | $94.8M | -$38.0M | -$80.2M | -$70.9M | $67.1M | $146.4M | -$165.1M | -$3.8M | -$130.6M | $19.5M |
| Dividends paid | $39.1M | $16.8M | — | — | — | — | — | $15.5M | $93.0M | — |
| Buybacks | $32.0K | $10.4M | $6.8M | $556.0K | $432.0K | $467.0K | $5.3M | $37.0K | — | — |
Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001213900-26-049159.
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