Waterdrop Inc. WDH

Financials SIC 6411 - Insurance Agents, Brokers & Service NAICS Finance and InsuranceInsurance Carriers and Related ActivitiesAgencies, Brokerages, and Other Insurance Related ActivitiesInsurance Agencies and Brokerages derived NYSE

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Market cap
52-week range — - —

No price or market cap here: this company files no 10-K, so the only share count SEC publishes for it counts its ordinary shares in its home market, while its US listing is a depositary receipt standing for some number of them. That number is in no filing, so a price multiplied by that count is not this company's value and is not shown. The financial statements below are as filed.

Valuation FY2025 figures against the last close

P/S
P/E
P/FCF
EV/EBITDA
Dividend yield
Diluted EPS0.02

Annual financial statements

Income statement

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020
Revenue $568.8M$379.7M$370.5M$406.2M$503.1M
R&D $33.3M$29.7M$42.1M$42.2M$59.5M
SG&A $44.3M$50.4M$56.7M$56.3M$83.2M
Total operating expenses $515.8M$355.3M$371.5M$336.9M$795.4M
Operating income $53.0M$24.4M-$950.0K$69.3M-$292.3M
Pre-tax income $77.7M$49.4M$23.1M$91.4M-$281.7M
Income tax $3.1M$1.3M$78.0K$3.3M$34.7M
Net income $80.8M$48.1M$23.1M$88.1M-$247.0M
EPS, basic 0.020.010.010.02
EPS, diluted 0.020.010.010.02-0.09
Shares, diluted (wtd. avg.) 3.71B3.72B3.88B4.02B2.99B1.17B

Balance sheet

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020
Cash and equivalents $69.1M$215.5M$133.4M$294.6M$215.4M$207.7M
Short-term investments $75.9M$220.9M$422.1M$308.9M$309.0M
Receivables $180.2M$98.1M$97.6M$98.0M$101.0M
Total current assets $569.2M$635.4M$764.3M$825.1M$789.8M
Property, plant and equipment $36.6M$32.9M$4.8M$4.6M$7.0M
Goodwill $11.5M$11.1M$11.4M$496.0K$537.0K
Other intangibles $25.3M$21.0M$25.0M$8.2M$8.9M
Total assets $1.02B$884.1M$866.0M$858.6M$823.9M
Short-term debt $6.7M$27.2M$19.4M
Total current liabilities $270.6M$203.4M$192.9M$162.6M$196.0M
Total liabilities $278.7M$216.5M$207.1M$167.6M$200.4M
Retained earnings -$232.4M-$300.6M-$360.8M-$395.4M-$523.3M
Total equity $736.7M$657.2M$645.9M$691.0M$623.5M

Cash flow

Fiscal year FY2025FY2024FY2023FY2022FY2021FY2020
Operating cash flow $34.9M$59.9M$57.3M$111.0M-$172.1M
Depreciation and amortisation $2.0M$1.6M$1.9M$3.3M$2.8M
Stock-based compensation $7.4M$11.9M$18.9M$16.2M$35.5M
Capital expenditure $4.2M$29.9M$1.9M$1.7M$5.6M
Investing cash flow -$32.1M$40.0M-$165.2M-$20.3M-$132.9M
Financing cash flow -$53.5M-$27.2M-$53.1M-$8.3M$332.6M
Dividends paid $18.6M$21.7M

Figures as tagged in each year's own filing, in US dollars. A year restated by a later filing shows the restated figure. Capital expenditure, dividends and buybacks are cash out, shown positive. A line the filer does not report is not listed. Latest from accession 0001104659-26-049772.

Plot the figures US dollars

  • Revenue
  • Gross profit
  • Net income
Revenue, Gross profit, Net income by fiscal year, in US dollars The same figures are in the table below this chart. -250M 0 250M 500M 750M Revenue, FY2021: 503.1M Net income, FY2021: -247M Revenue, FY2022: 406.2M Net income, FY2022: 88.1M Revenue, FY2023: 370.5M Net income, FY2023: 23.1M Revenue, FY2024: 379.7M Net income, FY2024: 48.1M Revenue, FY2025: 568.8M Net income, FY2025: 80.8M FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Fiscal year FY2020FY2021FY2022FY2023FY2024FY2025
Revenue $503.1M $406.2M $370.5M $379.7M $568.8M
Gross profit
Net income -$247.0M $88.1M $23.1M $48.1M $80.8M

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